NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 22505-RO5-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Royal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Royal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3965 at Page 2031 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Royal Palms Condominium, recorded in Official Records Book 3965 at Page 2031, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Royal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee’s receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee’s sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier’s check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee’s sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 *Please note, the default amount does not include the foreclosure processing fees. EXHIBIT “A”  Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount RO*4351*42*B Unit 4351 / Week 42 / Annual Timeshare Interest ANTHONY C.C. LESCHALLAS and THE ESTATE OF JANE LESCHALLAS, deceased/66 MAIN STREET, GREAT GIDDING, HUNTINGTON, CAMBRIDGE, PE17 5NU UNITED KINGDOM 10-24-12; Book 10462 / Page6429 1.58 4,044.19 RO*4257*32*B Unit 4257 / Week 32 / Annual Timeshare Interest CURTIS J. HAINES and CINDY K. HAINES/3435 BROOKWOOD CIR, ST. CHARLES, MO 63301 UNITED STATES 05-27-12; Book 10220 / Page2685 1.08 2,729.44 RO*4277*49*B Unit 4277 / Week 49 / Annual Timeshare Interest VAN DRIVER’S CONSULTING, LLC, A DELAWARE LIMITED LIABILITY COMPANY, not authorized to do business in the State of Flroida/125 NORTH 2ND STREET, STE 110-613, PHOENIX, AZ 85004 UNITED STATES 12-28-12; Book 10496 / Page5518 1.58 4,054.19 RO*4152*08*B Unit 4152 / Week 08 / Annual Timeshare Interest LUISA FERNANDA UPEGUI and MARIA FERNANDA HINESTROSA and JUAN PABLO HINESTROSA/CRA.2 OESTE # 5-99 APTO 101, VALLE DEL CAUCA COLOMBIA 06-19-12; Book 10394 / Page8380 1.08 2,816.96 RO*4165*47*B Unit 4165 / Week 47 / Annual Timeshare Interest ROBERTO R. SCHOTT and PRISCILA R. SCHOTT/RUA DAS AVENCAS 478, SAO PAULO 33309 BRAZIL 06-19-12; Book 10394 / Page8442 1.07 2,782.20 RO*4166*02*B Unit 4166 / Week 02 / Annual Timeshare Interest RICHARD J BURNS and LOIS M BURNS/PO BOX 459, PEARLAND, TX 77588 UNITED STATES 06-19-12; Book 10394 / Page8426 1.08 2,816.96 RO*4166*49*B Unit 4166 / Week 49 / Annual Timeshare Interest EDWARD H DOBIE and CAROL A DOBIE/131 W MAIN ST, GEORGETOWN, MA 01833-1442 UNITED STATES 06-19-12; Book 10394 / Page8498 0.82 2,273.57 RO*4167*04*B Unit 4167 / Week 04 / Annual Timeshare Interest PEGGY S EDMONDSON/6515 NW 50TH LN, GAINESVILLE, FL 32653-3933 UNITED STATES 06-19-12; Book 10394 / Page8434 1.08 2,816.96 RO*4252*35*B Unit 4252 / Week 35 / Annual Timeshare Interest MICHAEL DAVID GOYNE and SIMONE ANNE CANTRELL/92-1033 KOIO DR UNIT D, KAPOLEI, HI 96707 UNITED STATES 06-19-12; Book 10394 / Page8775 1.08 2,816.96 RO*4260*36*B Unit 4260 / Week 36 / Annual Timeshare Interest JOSEFINA ROMAGUERA/CALLE GERANIO #1679, URB. SAN FRANCISCO, SAN JUAN, PR 00927 UNITED STATES 06-19-12; Book 10394 / Page8500 1.04 2,722.94 RO*4261*35*B Unit 4261 / Week 35 / Annual Timeshare Interest MICHAEL DAVID GOYNE/92-1033 KOIO DR UNIT D, KAPOLEI, HI 96707 UNITED STATES 06-19-12; Book 10394 / Page8480 0.76 2,044.04 RO*4263*41*B Unit 4263 / Week 41 / Annual Timeshare Interest FERROL JACK and DONNA HEGGS JACK/2865 KINGSBRIDGE TERRACE APT 5D, BRONX, NY 10463 UNITED STATES 06-19-12; Book 10394 / Page8496 1.07 2,782.20 RO*4266*18*B Unit 4266 / Week 18 / Annual Timeshare Interest MICHAEL B. DOWNES and MARA DOWNES/18 HOMESTEAD VIEW, THE STREET BORDEN, SITTINGBOURNE, KENT ME9 8JQ UNITED KINGDOM 06-19-12; Book 10394 / Page8562 1.07 2,782.20 RO*4268*50*B Unit 4268 / Week 50 / Annual Timeshare Interest GERARDO MIRANDA and ALEJANDRA DE MIRANDA/VALLE DE LAS PERAS #11, CLUB DE GOLF VALLE ESCONDIDO,, ADOLFO LOPEZ MATEOS EM 52937 MEXICO 06-19-12; Book 10394 / Page8594 1.08 2,816.96 RO*4272*09*B Unit 4272 / Week 09 / Annual Timeshare Interest ALISON L PAGE/588 LEETES ISLAND RD, GUILFORD, CT 06437-3026 UNITED STATES 06-19-12; Book 10394 / Page8616 1.08 2,816.96 RO*4282*49*B Unit 4282 / Week 49 / Annual Timeshare Interest WILLIAM J GILLESPIE and PATRICIA T. GILLESPIE/81 HORTON AVE, VALLEY STREAM, NY 11581-1421 UNITED STATES 06-19-12; Book 10394 / Page8536 1.07 2,788.54 RO*4352*02*B Unit 4352 / Week 02 / Annual Timeshare Interest LAURIN G SMITH III and CLAUDIA E SMITH/2699 COUNTY LINE RD NW, ACWORTH, GA 30101 UNITED STATES 06-19-12; Book 10394 / Page8610 1.02 2,473.93 RO*4353*52*B Unit 4353 / Week 52 / Annual Timeshare Interest MARK DOUGHTY and ROSEMARY GARNETT/1 QUAIL RUN DRIVE, STAFFORD, VA 22554 UNITED STATES 06-19-12; Book 10394 / Page8643 1.08 2,816.96 RO*4357*27*B Unit 4357 / Week 27 / Annual Timeshare Interest WILLIAM E HONG JR/150 GREEN BROOK RD, GREEN BROOK, NJ 08812 UNITED STATES 06-19-12; Book 10394 / Page8588 1.08 2,816.96 RO*4360*42*B Unit 4360 / Week 42 / Annual Timeshare Interest FABIAN VILLARREAL and LESLIE VILLARREAL/3102 ASHFIELD DRIVE, HOUSTON, TX 77082 UNITED STATES 06-19-12; Book 10394 / Page8604 1.07 2,782.20 RO*4361*42*B Unit 4361 / Week 42 / Annual Timeshare Interest TOM H LINDEN and SYLVIA LINDEN/3764 SAYBROOK PLACE, BONITA SPRINGS, FL 34134 UNITED STATES 06-19-12; Book 10394 / Page8620 1.07 2,782.20 RO*4363*06*B Unit 4363 / Week 06 / Annual Timeshare Interest NOEL FINCHELTUB WIGOSKY and LEA DE FINCHELTUB/1835 NE MIAMI GARDENS DR STE 242, MIAMI BEACH, FL 33179 UNITED STATES 06-19-12; Book 10394 / Page8670 1.08 2,816.96 RO*4364*03*B Unit 4364 / Week 03 / Annual Timeshare Interest STEVEN TALLER, as individual and Trustee under Trust Agreement dated January 22, 1992 and NANETTE TALLER as individual and Trustee under Trust Agreement dated January 22, 1992/2910 COUNTRY OAK LN, MORRIS, IL 60450-7218 UNITED STATES 06-19-12; Book 10394 / Page8592 1.08 2,816.96 RO*4364*07*B Unit 4364 / Week 07 / Annual Timeshare Interest STEVEN TALLER as individual and trustee under Trust Agreement dated January 22, 1992 and NANETTE TALLER a individual and Trustee under Trust Agreement dated January 22, 1992/2910 COUNTRY OAK LN, MORRIS, IL 60450-7218 UNITED STATES 06-19-12; Book 10394 / Page8608 1.08 2,816.96 RO*4366*16*B Unit 4366 / Week 16 / Annual Timeshare Interest MONTANO L. SERRANO and ERLINDA A. SERRANO/522 WATERSIDE COURT, CATTON, GA 30114 UNITED STATES 06-19-12; Book 10394 / Page8634 1.08 2,816.96 RO*4377*06*B Unit 4377 / Week 06 / Annual Timeshare Interest JOHN S BOYD and DENISE K CZOSNYKA/18643 N 73RD AVE, GLENDALE, AZ 85308-5829 UNITED STATES 06-19-12; Book 10394 / Page8664 1.08 2,816.96 RO*4377*46*B Unit 4377 / Week 46 / Annual Timeshare Interest HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JOAN PATTERSON/31 1/2 GLENDALE ST, PO BOX 1525, EASTHAMPTON, MA 01027-2004 UNITED STATES 06-19-12; Book 10394 / Page8674 1.07 2,782.20 RO*4382*47*B Unit 4382 / Week 47 / Annual Timeshare Interest HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF DALE R RODGERS and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF VICKI ANN RODGERS/5114 HAPPY VALLEY RD, ANDERSON, CA 96007-9119 UNITED STATES 06-19-12; Book 10394 / Page8703 1.07 2,782.20 RO*4382*51*B Unit 4382 / Week 51 / Annual Timeshare Interest HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF DALE R RODGERS and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF VICKI ANN RODGERS/5114 HAPPY VALLEY RD, ANDERSON, CA 96007-9119 UNITED STATES 06-19-12; Book 10394 / Page8713 1.08 2,816.96 RO*4386*18*B Unit 4386 / Week 18 / Annual Timeshare Interest KENNETH R. OFFORD and MARGUERITE K. OFFORD/25 DOONVALE DRIVE, ALLOWAY, AYR KA6 6EF UNITED KINGDOM 06-19-12; Book 10394 / Page8731 1.07 2,782.20 RO*4452*42*B Unit 4452 / Week 42 / Annual Timeshare Interest RAUL A. GOMEZ and MA. TERESITA DEL N. JESUS GONZALEZ DE GOMEZ/PRIVADA LOS ALAMOS #1, COL. LOMAS 4A SECCION, SAN LUIS POTOSI SL 78216 MEXICO 06-19-12; Book 10394 / Page8793 1.07 2,782.20 RO*4467*46*B Unit 4467 / Week 46 / Annual Timeshare Interest KERSTI V COVERT and WILLIAM N COVERT/20 HORTON RD, ROTHESAY, NB E2H 1P8 CANADA 06-19-12; Book 10394 / Page8781 1.07 2,782.20 RO*4473*11*B Unit 4473 / Week 11 / Annual Timeshare Interest JAMES T. WILSON and JOHN R. WILSON and MICHAEL F. WILSON and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF HAROLD M WILSON/1736 HAZELWOOD ST, CONROE, TX 77301-4027 UNITED STATES 06-19-12; Book 10394 / Page8845 1.08 2,816.96 RO*4477*21*B Unit 4477 / Week 21 / Annual Timeshare Interest FABIAN VILLARREAL and LESLIE VILLARREAL/3102 ASHFIELD DRIVE, HOUSTON, TX 77082 UNITED STATES 06-19-12; Book 10394 / Page8814 1.07 2,782.20 RO*4483*09*B Unit 4483 / Week 09 / Annual Timeshare Interest ANTONIO VALDERRABANO VITE and VERONICA P JACQUES DE VALDERRABANO/FUENTE DEL MIRADOR 44, SAN MIGUEL TECAMACHALCO, NAUCALPAN EM 53970 MEXICO 06-19-12; Book 10394 / Page8859 1.08 2,816.96 RO*4483*19*B Unit 4483 / Week 19 / Annual Timeshare Interest ANTONIO VALDERRABANO VITE and VERONICA P. JACQUES DE VALDERRABANO/FUENTE DEL MIRADOR 44, SAN MIGUEL TECAMACHALCO, NAUCALPAN EM 53970 MEXICO 06-19-12; Book 10394 / Page8947 1.07 2,782.20 RO*4483*20*B Unit 4483 / Week 20 / Annual Timeshare Interest ANTONIO VALDERRABANO VITE and VERONICA P. JACQUES DE VALDERRABANO/FUENTE DEL MIRADOR 44, SAN MIGUEL TECAMACHALCO, NAUCALPAN EM 53970 MEXICO 06-19-12; Book 10394 / Page8829 1.07 2,782.20 RO*4484*24*B Unit 4484 / Week 24 / Annual Timeshare Interest PATRICIA LARIS DE FERNANDEZ/PRIV DE BEZAREZ # 120, COL LOMAS DE BEZAREZ, MEXICO DF 11910 MEXICO 06-19-12; Book 10394 / Page8884 1.08 2,816.96 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE   IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, (See Exhibit “A”), is (are) the owner(s) of timeshare estate interest Unit at Royal Palms Condominium at 8404 Vacation Way, Orlando, FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned’s right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee’s Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144 702-304-7509 Dated: Owner’s signature Owner’s signature Print Name Print Name Owner’s signature Owner’s signature Print Name Print Name Notice is hereby given to the following parties:  Party Designation Contract Number Name Obligor RO*4351*42*B ANTHONY C.C. LESCHALLAS Obligor RO*4351*42*B JANE LESCHALLAS Junior Interest Holder RO*4351*42*B POHL & SHORT, P.A. Obligor RO*4257*32*B CURTIS J. HAINES Obligor RO*4257*32*B CINDY K. HAINES Obligor RO*4277*49*B Van Driver’s Consulting, LLC Obligor RO*4152*08*B LUISA FERNANDA UPEGUI Obligor RO*4152*08*B MARIA FERNANDA HINESTROSA Obligor RO*4152*08*B JUAN PABLO HINESTROSA Obligor RO*4165*47*B PRISCILA R. SCHOTT Obligor RO*4166*02*B LOIS M BURNS Obligor RO*4166*49*B CAROL A DOBIE Obligor RO*4252*35*B MICHAEL DAVID GOYNE Obligor RO*4252*35*B SIMONE ANNE CANTRELL Obligor RO*4260*36*B JOSEFINA ROMAGUERA Obligor RO*4261*35*B MICHAEL DAVID GOYNE Obligor RO*4263*41*B FERROL JACK Obligor RO*4263*41*B DONNA HEGGS JACK Obligor RO*4266*18*B MARA DOWNES Obligor RO*4268*50*B GERARDO MIRANDA Obligor RO*4268*50*B ALEJANDRA DE MIRANDA Obligor RO*4272*09*B ALISON L PAGE Obligor RO*4282*49*B PATRICIA T. GILLESPIE Obligor RO*4352*02*B LAURIN G SMITH III Obligor RO*4353*52*B MARK DOUGHTY Obligor RO*4353*52*B ROSEMARY GARNETT Obligor RO*4357*27*B WILLIAM E HONG JR Obligor RO*4360*42*B FABIAN VILLARREAL Obligor RO*4360*42*B LESLIE VILLARREAL Obligor RO*4361*42*B TOM H LINDEN Obligor RO*4363*06*B NOEL FINCHELTUB WIGOSKY Obligor RO*4363*06*B LEA DE FINCHELTUB Obligor RO*4364*03*B STEVEN TALLER Obligor RO*4364*03*B NANETTE TALLER Obligor RO*4364*07*B STEVEN TALLER Obligor RO*4364*07*B NANETTE TALLER Obligor RO*4366*16*B MONTANO L. SERRANO Obligor RO*4366*16*B ERLINDA A. SERRANO Obligor RO*4377*06*B JOHN S BOYD Obligor RO*4377*06*B DENISE K CZOSNYKA Obligor RO*4377*46*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JOAN PATTERSON Junior Interest Holder RO*4377*46*B JOAN PATTERSON Obligor RO*4382*47*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF DALE R RODGERS Junior Interest Holder RO*4382*47*B DALE R RODGERS Junior Interest Holder RO*4382*47*B VICKI ANN RODGERS Obligor RO*4382*51*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF DALE R RODGERS Obligor RO*4382*51*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF VICKI ANN RODGERS Junior Interest Holder RO*4382*51*B DALE R RODGERS Junior Interest Holder RO*4382*51*B VICKI ANN RODGERS Obligor RO*4386*18*B KENNETH R. OFFORD Obligor RO*4386*18*B MARGUERITE K. OFFORD Obligor RO*4452*42*B RAUL A. GOMEZ Obligor RO*4452*42*B MA. TERESITA DEL N. JESUS GONZALEZ DE GOMEZ Obligor RO*4467*46*B KERSTI V COVERT Obligor RO*4467*46*B WILLIAM N COVERT Obligor RO*4473*11*B JAMES T. WILSON Obligor RO*4473*11*B JOHN R. WILSON Obligor RO*4473*11*B MICHAEL F. WILSON Junior Interest Holder RO*4473*11*B HAROLD M WILSON Obligor RO*4473*11*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF HAROLD M WILSON Obligor RO*4477*21*B FABIAN VILLARREAL Obligor RO*4477*21*B LESLIE VILLARREAL Obligor RO*4483*09*B ANTONIO VALDERRABANO VITE Obligor RO*4483*09*B VERONICA P JACQUES DE VALDERRABANO Obligor RO*4483*19*B ANTONIO VALDERRABANO VITE Obligor RO*4483*19*B VERONICA P. JACQUES DE VALDERRABANO Obligor RO*4483*20*B ANTONIO VALDERRABANO VITE Obligor RO*4483*20*B VERONICA P. JACQUES DE VALDERRABANO Obligor RO*4484*24*B PATRICIA LARIS DE FERNANDEZ (RSVP# 298416), (04/11/13, 04/18/13)
April 11, 18, 2013       13-02341W