Foreclosure HOA 52692-CY15-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To:  Obligor (see Exhibit “A” attached hereto for Obligors and their notice address)  This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows:  Unit Week (see Interval Description on Exhibit “A”)  in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof.  Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”),  has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law.  The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due.  Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes.  See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien.  IMPORTANT:  If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee’s receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only.  You have the right to cure your default in the manner set forth in this notice at any time before the trustee’s sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose.  You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts:  (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses.  Further, payment must be made by forwarding a cashier’s check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank.  WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures.  See Exhibit “A” for contact information.  The Association has appointed the following Trustee to conduct the trustee’s sale:  First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509   Exhibit A Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*7136*38*B Unit 7136 / Week 38 / Annual Timeshare Interest STACEY A. HARRIS/908 WELLSTON CT, GLEN ALLEN, VA 23059 UNITED STATES 04-04-16; 20160166865 $1.70 $4,952.43 CY*5213*22*B Unit 5213 / Week 22 / Annual Timeshare Interest EDUARDO MORALES and CYNTHIA MORALES/5 KNOWLES RD, WORCESTER, MA 01602 UNITED STATES 06-13-12; Book10391/ Page215920120307227 $2.22 $7,052.84 CY*5342*28*B Unit 5342 / Week 28 / Annual Timeshare Interest LUIS ANTONIO BENALCAZAR BARRAZA and NIKITZA IVANKOVICH SOTO/MARGINAL DE LA SELVA 565, DEPTO 301 SURCO, LIMA,L-33 PERU 07-09-14; Book 10770 / Page510420140337424 $1.74 $4,465.84 CY*5442*48*B Unit 5442 / Week 48 / Annual Timeshare Interest LUIS ANTONIO BENALCAZAR BARRAZA and NIKITZA IVANKOVICH SOTO/MARGINAL DE LA SELVA 565, DEPTO 301 SURCO, LIMA,L-33 PERU 07-09-14; Book 10770 Page528920140337514 $1.70 $4,463.53 CY*5534*16*B Unit 5534 / Week 16 / Annual Timeshare Interest ALI A. BAZZI and BATOUL A. BAZZI/1700 N.E. 199 STREET, NORTH MIAMI BEACH, FL 33179 UNITED STATES 06-13-12; Book 10391/ Page252720120307413 $2.29 $5,356.63 CY*6013*21*B Unit 6013 / Week 21 / Annual Timeshare Interest ROBERT PICKENS/C/O MARTIN L SATTERFIELD, TTEE, 3220 LAKEVIEW COURT, WINFIELD, KS 67156-8743 UNITED STATES 07-10-14; Book 10771 / Page273720140340115 $1.70 $4,463.53 CY*6233*29*B Unit 6233 / Week 29 / Annual Timeshare Interest MARCELO VASCONEZ and FERNANDA DE VASCONEZ/PASAJE GALDOS 144 DETRAS DE, MULTICENTRO, QUITO ECUADOR 07-31-13; Book 10610 / Page255820130401405 $2.34 $6,532.15 CY*6233*31*B Unit 6233 / Week 31 / Annual Timeshare Interest MARCELO VASCONEZ and FERNANDA DE VASCONEZ/PASAJE GALDOS 144 DETRAS DE, MULTICENTRO, QUITO ECUADOR 07-31-13; Book 10610/ Page256420130401408 $2.34 $6,532.15 CY*6623*46*B Unit 6623 / Week 46 / Annual Timeshare Interest RICHARD M. MASON and KELLIE A. MASON/24 BEXLEY LANE, HAMPTON, VA 23666 UNITED STATES 07-10-14; Book 10771 / Page348020140340448 $1.11 $3,139.24 CY*6725*16*B Unit 6725 / Week 16 / Annual Timeshare Interest OTTON F. LARA and CRISTINA SANABRIA/AGUIRRE #104 EMALCON 4 PISO, GUAYAQUIL ECUADOR 06-13-12; Book 10391 / Page347420120307892 $2.38 $6,620.94 CY*6743*33*B Unit 6743 / Week 33 / Annual Timeshare Interest THOMAS G LANZA and SUZANNE M. GOSS/54 RUSSELL TERRACE, EATONTOWN, NJ 07724 UNITED STATES 08-01-13; Book 10611 / Page668620130406729 $2.34 $6,500.79 CY*6831*51*B Unit 6831 / Week 51 / Annual Timeshare Interest YVONNE DE LA TORRE SAMANO and YVONNE SAMANO VARGAS/FUENTE BELLA NO 62, COL RINCON DEL PEDREGAL, MEXICO,DF14120 MEXICO 07-10-14; Book 10771 / Page335420140340374 $1.77 $4,641.49 CY*7015*14*B Unit 7015 / Week 14 / Annual Timeshare Interest KAREN M. VICK and MARK B. VICK/6 PAINTERS CLOSE, BLOXHAM, BANBURY OXON,OX154QY UNITED KINGDOM 04-29-15; Book 10910 / Page717220150211107 $0.57 $1,716.45 CY*7016*07*B Unit 7016 / Week 07 / Annual Timeshare Interest KAREN M. VICK and MARK B. VICK/6 PAINTERS CLOSE, BLOXHAM, BANBURY OXON,OX154QY UNITED KINGDOM 04-29-15; Book 10910 / Page721720150211130 $0.57 $1,716.45 CY*7222*22*B Unit 7222 / Week 22 / Annual Timeshare Interest ROBERT G. BROWN JR and KATHY B. BROWN/2354 UNIVERSITY BLVD NORTH, JACKSONVILLE, FL 32211-3228 UNITED STATES 06-15-12; Book 10393 / Page376620120315713 $2.22 $7,052.74 CY*7336*20*B Unit 7336 / Week 20 / Annual Timeshare Interest PETER J. HAMBICKI and BEVERLY J. HAMBICKI/5110 WHITMAN WAY APT#202, CARLSBAD, CA 92008 UNITED STATES 06-15-12; Book 10393 / Page417320120315881 $2.22 $7,388.58 Notice is hereby given to the following parties Party Designation Contract Number Name Obligor CY*7136*38*B STACEY A. HARRIS Obligor CY*5213*22*B EDUARDO MORALES Obligor CY*5213*22*B CYNTHIA MORALES Obligor CY*5342*28*B LUIS ANTONIO BENALCAZAR BARRAZA Obligor CY*5342*28*B NIKITZA IVANKOVICH SOTO Obligor CY*5442*48*B LUIS ANTONIO BENALCAZAR BARRAZA Obligor CY*5442*48*B NIKITZA IVANKOVICH SOTO Obligor CY*5534*16*B ALI A. BAZZI Obligor CY*5534*16*B BATOUL A. BAZZI Obligor CY*6013*21*B ROBERT PICKENS Obligor CY*6233*29*B MARCELO VASCONEZ Obligor CY*6233*29*B FERNANDA DE VASCONEZ Obligor CY*6233*31*B MARCELO VASCONEZ Obligor CY*6233*31*B FERNANDA DE VASCONEZ Obligor CY*6623*46*B RICHARD M. MASON Obligor CY*6623*46*B KELLIE A. MASON Obligor CY*6725*16*B OTTON F. LARA Obligor CY*6725*16*B CRISTINA SANABRIA Obligor CY*6743*33*B THOMAS G LANZA Obligor CY*6743*33*B SUZANNE M. GOSS Obligor CY*6831*51*B YVONNE DE LA TORRE SAMANO Obligor CY*6831*51*B YVONNE SAMANO VARGAS Obligor CY*7015*14*B KAREN M. VICK Obligor CY*7015*14*B MARK B. VICK Obligor CY*7016*07*B KAREN M. VICK Obligor CY*7016*07*B MARK B. VICK Obligor CY*7222*22*B ROBERT G. BROWN JR Obligor CY*7222*22*B KATHY B. BROWN Obligor CY*7336*20*B PETER J. HAMBICKI Obligor CY*7336*20*B BEVERLY J. HAMBICKI
FEI # 1081.00579
06/02/2016, 06/09/2016
June 2, 9, 2016               16-02596W