Foreclosure HOA 51445 IM8-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To:  Obligor (see Exhibit “A” attached hereto for Obligors and their notice address)  This Notice is regarding that certain timeshare interest owned by Obligor in Imperial Palm Villas Condominium, located in Orange County, Florida, and more specifically described as follows:  Unit Week (see Interval Description on Exhibit “A”)  in Unit (see Interval Description on Exhibit “A”), in Imperial Palm Villas Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4894 at Page 2645 in the Public Records of Orange County, Florida, and any amendments thereof.  Pursuant to that certain Declaration of Condominium of Imperial Palm Villas Condominium recorded in Official Records Book 4894 at Page 2645, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Imperial Palm Villas Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law.  The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due.  Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes.  See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien.  IMPORTANT:  If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee’s receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only.  You have the right to cure your default in the manner set forth in this notice at any time before the trustee’s sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose.  You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts:  (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses.  Further, payment must be made by forwarding a cashier’s check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank.  WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures.  See Exhibit “A” for contact information.  The Association has appointed the following Trustee to conduct the trustee’s sale:  First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509   Exhibit A - Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount IM*4554*03*B Unit 4554 / Week 03 / Annual Timeshare Interest BETH ANN REED-POKRIEFKA/3720 FALLON CIRCLE, SAN DIEGO, CA 92130-2564 UNITED STATES 01-27-16; 20160045444 $2.91 $8,592.24 IM*4661*15*B Unit 4661 / Week 15 / Annual Timeshare Interest CLAUDIA PATRICIA TORRENTE BAYONA and SANDRA LILIANA TORRENTE BAYONA/KILOMETRO 19 CARRETERA CENTRAL, NORT PORTAL DE FUSCA CASA 78, BOGOTA COLOMBIA 01-27-16; 20160045395 $2.86 $8,583.89 IM*4583*46*B Unit 4583 / Week 46 / Annual Timeshare Interest SONIA MANINOVIC and ROBERTO NAVARRETE/CAROLINA RABAT 934 DEPTO.11, VITACURA CHILE 06-09-16; 20160296722 $1.96 $5,231.90 IM*4660*46*B Unit 4660 / Week 46 / Annual Timeshare Interest SONIA MANINOVIC and ROBERTO NAVARRETE/CAROLINA RABAT 934 DEPTO.11, VITACURA CHILE 06-09-16; 20160296679 $1.96 $5,231.90 IM*4662*28*B Unit 4662 / Week 28 / Annual Timeshare Interest IGNACIO FERNANDEZ and MARGARITA COFRE and MARIA JESUS FERNANDEZ and JOSE IGNACIO FERNANDEZ and MARIA PAZ FERNANDEZ and BEATRIZ FERNANDEZ/AVDA. SANTA MARIA #5634 DPTO. 21, VITACURA, SANTIAGO CHILE 06-09-16; 20160296687 $1.98 $5,293.05 IM*4662*36*B Unit 4662 / Week 36 / Annual Timeshare Interest IGNACIO FERNANDEZ and MARGARITA COFRE and MARIA JESUS FERNANDEZ and JOSE IGNACIO FERNANDEZ and MARIA PAZ FERNANDEZ and BEATRIZ FERNANDEZ/AVDA. SANTA MARIA #5634 DPTO. 21, VITACURA, SANTIAGO CHILE 06-09-16; 20160296803 $1.96 $5,231.90 IM*4681*40*B Unit 4681 / Week 40 / Annual Timeshare Interest SERGIO VIVANCO ARAYA and JUAN RENE CARVAJAL/ISIDORA GOYENECHEA 3250 OFIC.801, SANTIAGO CENTRO CHILE 06-09-16; 20160296809 $1.96 $5,231.90 IM*4681*41*B Unit 4681 / Week 41 / Annual Timeshare Interest SERGIO VIVANCO ARAYA and JUAN RENE CARVAJAL/ISIDORA GOYENECHEA 3250 OFIC.801, SANTIAGO CENTRO CHILE 06-09-16; 20160296720 $1.96 $5,231.90 IM*4651*28*B Unit 4651 / Week 28 / Annual Timeshare Interest JANET RUSHTON/1045 BRICE RD, REYNOLDSBURG, OH 43068 UNITED STATES 06-19-12; Book 10394 / Page820820120322059 $3.21 $9,620.73 Exhibit B - Notice is hereby given to the following parties   Party Designation Contract Number Name Obligor IM*4554*03*B BETH ANN REED-POKRIEFKA Obligor IM*4661*15*B CLAUDIA PATRICIA TORRENTE BAYONA Obligor IM*4661*15*B SANDRA LILIANA TORRENTE BAYONA Obligor IM*4583*46*B SONIA MANINOVIC Obligor IM*4583*46*B ROBERTO NAVARRETE Obligor IM*4660*46*B SONIA MANINOVIC Obligor IM*4660*46*B ROBERTO NAVARRETE Obligor IM*4662*28*B IGNACIO FERNANDEZ Obligor IM*4662*28*B MARGARITA COFRE Obligor IM*4662*28*B MARIA JESUS FERNANDEZ Obligor IM*4662*28*B JOSE IGNACIO FERNANDEZ Obligor IM*4662*28*B MARIA PAZ FERNANDEZ Obligor IM*4662*28*B BEATRIZ FERNANDEZ Obligor IM*4662*36*B IGNACIO FERNANDEZ Obligor IM*4662*36*B MARGARITA COFRE Obligor IM*4662*36*B MARIA JESUS FERNANDEZ Obligor IM*4662*36*B JOSE IGNACIO FERNANDEZ Obligor IM*4662*36*B MARIA PAZ FERNANDEZ Obligor IM*4662*36*B BEATRIZ FERNANDEZ Obligor IM*4681*40*B SERGIO VIVANCO ARAYA Obligor IM*4681*40*B JUAN RENE CARVAJAL Obligor IM*4681*41*B SERGIO VIVANCO ARAYA Obligor IM*4681*41*B JUAN RENE CARVAJAL Obligor IM*4651*28*B JANET RUSHTON  
FEI # 1081.00645
09/15/2016, 09/22/2016

September 15, 22, 2016     16-04254W