Foreclosure HOA 56939-LR11-HOA-02 NOTICE OF DEFAULT AND INTENT TO FORECLOSE To:  Obligor (see Exhibit “A” attached hereto for Obligors and their notice address)  This Notice is regarding that certain timeshare interest owned by Obligor in Lakeshore Reserve Condominium, located in Orange County, Florida, and more specifically described as follows:  Unit Week (see Interval Description on Exhibit “A”)  in Unit (see Interval Description on Exhibit “A”), in Lakeshore Reserve Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 9741 at Page 2312 in the Public Records of Orange County, Florida, and any amendments thereof.  Pursuant to that certain Declaration of Condominium of Lakeshore Reserve Condominium recorded in Official Records Book 9741 at Page 2312, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Lakeshore Reserve Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law.  The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due.  Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes.  See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien.  IMPORTANT:  If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee’s receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only.  You have the right to cure your default in the manner set forth in this notice at any time before the trustee’s sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.  In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose.  You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts:  (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses.  Further, payment must be made by forwarding a cashier’s check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures.  See Exhibit “A” for contact information.  The Association has appointed the following Trustee to conduct the trustee’s sale:  First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509   Exhibit A Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount LR*2212*10*B Unit 2212 / Week 10 / Annual Timeshare Interest TERI D PRIMES and BRIAN D PRIMES/101 BURNS PL, BRIARCLIFF, NY 10510-1319 UNITED STATES 05-20-16; 20160259039 $0.81 $2,014.90 LR*2212*39*B Unit 2212 / Week 39 / Annual Timeshare Interest MARCUS V. EARNSHAW and ALISON F. EARNSHAW/83 OXHEY AVENUE, OXHEY, WATFORD, HERTS WD19 4HB UNITED KINGDOM 05-20-16; 20160259013 $0.83 $2,048.52 LR*2213*34*B Unit 2213 / Week 34 / Annual Timeshare Interest JAIME RICARDO ASTACIO and JAIME RICARDO ASTACIO LOPEZ and ANA IRIS HERNANDEZ LANDAVERDE and NATHALIA VANESSA ASTACIO LOPEZ/RES LAS JACARANDAS SENDA 4E, CASA 117E, LOURDES COLON EL SALVADOR 05-20-16; 20160259038 $0.83 $2,048.52 LR*2303*07*B Unit 2303 / Week 07 / Annual Timeshare Interest MOHAMMED IBRAHIM ALMEFRREJ and SOUAD ALI AL WAZZAN/PO BOX 39400, ALNUZHA KUWAIT 05-20-16; 20160258961 $0.87 $2,139.50 LR*2303*08*B Unit 2303 / Week 08 / Annual Timeshare Interest MOHAMMED IBRAHIM ALMEFRREJ and SOUAD ALI AL WAZZAN/PO BOX 39400, ALNUZHA KUWAIT 05-20-16; 20160258971 $0.87 $2,139.50 LR*2303*09*B Unit 2303 / Week 09 / Annual Timeshare Interest MOHAMMED IBRAHIM ALMEFRREJ and SOUAD ALI AL WAZZAN/PO BOX 39400, ALNUZHA KUWAIT 05-20-16; 20160258919 $0.87 $2,139.50 LR*2303*10*B Unit 2303 / Week 10 / Annual Timeshare Interest MOHAMMED IBRAHIM ALMEFRREJ and SOUAD ALI AL WAZZAN/PO BOX 39400, ALNUZHA KUWAIT 05-20-16; 20160258924 $0.87 $2,139.50 LR*2306*37*B Unit 2306 / Week 37 / Annual Timeshare Interest BAHIR Z AL-OBAIDY/21 HAWKSWOOD DRIVE, BALSALL COMMON, SOLIHULL CV7 7RD UNITED KINGDOM 05-20-16; 20160258980 $0.83 $2,048.52 LR*2306*38*B Unit 2306 / Week 38 / Annual Timeshare Interest BAHIR Z AL-OBAIDY/21 HAWKSWOOD DRIVE, BALSALL COMMON, SOLIHULL CV7 7RD UNITED KINGDOM 05-20-16; 20160258988 $0.83 $2,048.52 LR*2307*07*X Unit 2307 / Week 07 / Odd Year Biennial Timeshare Interest SHAWN M GRAY and MARY K.S. GRAY/455 HARVEST GREEN, STILLWATER, MN 55082 UNITED STATES 05-20-16; 20160259061 $0.40 $1,107.41 LR*2307*50*B Unit 2307 / Week 50 / Annual Timeshare Interest DARMOT SWEENEY and JULIETTE O’CONNOR SWEENEY/4 PARKLANDS CLOSE, MAYNOOTH CO KILDARE IRELAND 05-20-16; 20160259037 $0.83 $2,048.52 LR*2311*25*B Unit 2311 / Week 25 / Annual Timeshare Interest ALI A ALROUDAN/PO BOX 45, SHAAB 35900 KUWAIT 05-20-16; 20160259024 $1.11 $2,681.42 LR*2311*26*B Unit 2311 / Week 26 / Annual Timeshare Interest ALI A. ALROUDAN/PO BOX 45, SHAAB 35900 KUWAIT 05-20-16; 20160259028 $1.11 $2,681.42 LR*2405*37*B Unit 2405 / Week 37 / Annual Timeshare Interest JOSEPH J. ADGATE III and LINDA W. ADGATE/7930 ELLET RD, SPRINGFIELD, VA 22151 UNITED STATES 05-20-16; 20160259044 $0.81 $2,013.29 LR*2411*43*B Unit 2411 / Week 43 / Annual Timeshare Interest MARK MENENDEZ/172-11 PASEO DE LA CASTELLANA, MADRID 28046 SPAIN 05-20-16; 20160258934 $1.11 $2,681.42 LR*2413*34*B Unit 2413 / Week 34 / Annual Timeshare Interest ANDRE N. DANIEL and SHERIFA BIBI DANIEL/13 OLD HALL CLOSE, MIDDLESEX HA5 4ST UNITED KINGDOM 05-20-16; 20160258978 $0.83 $2,048.52 LR*2414*33*B Unit 2414 / Week 33 / Annual Timeshare Interest DENISE M. CONNER and PAUL C. CONNER/C/O KEN B. PRIVETT, PLC ATTORNEY, 524 5TH STREET, PAWNEE, OK 74058 UNITED STATES 05-20-16; 20160258981 $0.81 $2,013.29 LR*2506*41*B Unit 2506 / Week 41 / Annual Timeshare Interest PETER A. NICK and DOLORES A. NICK/22068 N PRAIRIE RD, LINCOLNSHIRE, IL 60069-4115 UNITED STATES 05-20-16; 20160259004 $0.81 $2,013.29 LR*3105*42*B Unit 3105 / Week 42 / Annual Timeshare Interest LUIS ENRIQUE PABLO DE GARAY GUTIERREZ and BARBARA DE GARAY RINCON GALLARDO/RUBEN DARIO 123 7 PISO, COL. POLANCO, MEXICO DF 11560 MEXICO 05-20-16; 20160259060 $0.83 $2,048.52 LR*3111*03*B Unit 3111 / Week 03 / Annual Timeshare Interest LUIZ DANIEL A BISETTO and FLAVIA RAPPA BISETTO/ALAMEDA DAS ACACIAS 260, CHAMONIX 1, ITATIBA, SP. 13257-600 BRAZIL 05-20-16; 20160259092 $0.83 $2,048.52 LR*3112*35*B Unit 3112 / Week 35 / Annual Timeshare Interest PABLO GOMEZ and MONICA M. DE LOS COBOS/DIVISION DEL NORTE 76, COL. MEMETLA, MEXICO DF 05330 MEXICO 05-20-16; 20160259072 $1.11 $2,681.42 LR*3113*26*B Unit 3113 / Week 26 / Annual Timeshare Interest JOSEPH I. DE MASI and VICTORIA DE MASI/17 CATHERWOOD CRESCENT, MELVILLE, NY 11747 UNITED STATES 05-20-16; 20160259063 $0.81 $1,988.29 LR*3204*49*E Unit 3204 / Week 49 / Even Year Biennial Timeshare Interest ALAN G. MOORE/6B POPPY COURT, LAKEWOOD, NJ 08701 UNITED STATES 05-20-16; 20160259051 $0.42 $1,151.10 LR*3304*34*E Unit 3304 / Week 34 / Even Year Biennial Timeshare Interest ALAN G. MOORE/6B POPPY COURT, LAKEWOOD, NJ 08701 UNITED STATES 05-20-16; 20160259047 $0.42 $1,151.10 LR*3314*26*B Unit 3314 / Week 26 / Annual Timeshare Interest ROY L. PETTIFORD and SHIRLEY J. PETTIFORD/48 EDGEMONT RD, WEST ORANGE, NJ 07052 UNITED STATES 05-20-16; 20160259006 $0.81 $2,013.29 LR*3406*13*B Unit 3406 / Week 13 / Annual Timeshare Interest KENNETH W. CRICHLOW and MARILYN C. CRICHLOW/573 RING ROAD LANGE PARK, CHAGUANAS TRINIDAD AND TOBAGO 05-20-16; 20160259121 $0.83 $2,050.14 LR*3406*37*B Unit 3406 / Week 37 / Annual Timeshare Interest KEVIN L. GRIMES and JAMRIENG P. GRIMES/609 COLD BRANCH DR, COLUMBIA, SC 29223 UNITED STATES 05-20-16; 20160258943 $0.81 $2,013.29 LR*3406*46*B Unit 3406 / Week 46 / Annual Timeshare Interest LUIS CARLOS COLELLA FERRO/RUA MARANHAO 26 APT. 42, SAO PAULO 01240-000 BRAZIL 05-20-16; 20160259081 $0.83 $2,048.52 LR*3412*35*B Unit 3412 / Week 35 / Annual Timeshare Interest PETER A. NICK and DOLORES A. NICK/22068 N PRAIRIE RD, LINCOLNSHIRE, IL 60069-4115 UNITED STATES 05-20-16; 20160258964 $1.09 $2,646.18 LR*3414*27*B Unit 3414 / Week 27 / Annual Timeshare Interest LUIS JAVIER ESPINOSA ALCAZAR and MONICA MARTINEZ ORTIZ/REIMS 336 CASA 20, VILLA VERDUM, MEXICO DF 01800 MEXICO 05-20-16; 20160259139 $0.83 $2,048.52 LR*3506*37*B Unit 3506 / Week 37 / Annual Timeshare Interest ALEJANDRA DIAZ BERBER and MARIO ANTONIO ROJAS DIAZ/NICOLAS BRAVO 2 CASA 4, FRACC RINCON DE XOCHIMILCO, MEXICO DF 16010 MEXICO 05-20-16; 20160259070 $0.83 $2,048.52 LR*3512*18*B Unit 3512 / Week 18 / Annual Timeshare Interest ENRIQUE MURGUIA POZZI and ERIKA LORENA SIERRA SANCHEZ/ROBLE 23, COL. PRADO LARGO, ATIZAPAN DE ZARAGOZA EM 52936 MEXICO 05-20-16; 20160259040 $1.11 $2,681.42 LR*9104*09*B Unit 9104 / Week 09 / Annual Timeshare Interest GREGORY JOHN OSBORNE and GABRIELLE E. OSBORNE/1211 ST CLAIR NE APT 801, CLEVLAND, OH 44114-1881 UNITED STATES 05-20-16; 20160258973 $0.49 $1,060.84 LR*9110*09*B Unit 9110 / Week 09 / Annual Timeshare Interest HARK ASSOCIATES, LLC, a Florida limited liability company/2642 FAWNLAKE TRL, ORLANDO, FL 32828-7842 UNITED STATES 05-20-16; 20160259159 $1.10 $2,652.64 LR*9212*22*B Unit 9212 / Week 22 / Annual Timeshare Interest ALEJANDRO CHICO PIZARRO and SOFIA VANESSA PLIEGO CALDERON/1A CDA. DE TIRO AL PICHON 58-2, LOMAS DE BEZARES, MEXICO DF 11910 MEXICO 05-20-16; 20160259143 $1.11 $2,681.42 Notice is hereby given to the following parties Party Designation Contract Number Name Obligor LR*2212*10*B TERI D PRIMES Obligor LR*2212*10*B BRIAN D PRIMES Obligor LR*2212*39*B MARCUS V. EARNSHAW Obligor LR*2212*39*B ALISON F. EARNSHAW Obligor LR*2213*34*B JAIME RICARDO ASTACIO Obligor LR*2213*34*B JAIME RICARDO ASTACIO LOPEZ Obligor LR*2213*34*B ANA IRIS HERNANDEZ LANDAVERDE Obligor LR*2213*34*B NATHALIA VANESSA ASTACIO LOPEZ Obligor LR*2303*07*B MOHAMMED IBRAHIM ALMEFRREJ Obligor LR*2303*07*B SOUAD ALI AL WAZZAN Obligor LR*2303*08*B MOHAMMED IBRAHIM ALMEFRREJ Obligor LR*2303*08*B SOUAD ALI AL WAZZAN Obligor LR*2303*09*B MOHAMMED IBRAHIM ALMEFRREJ Obligor LR*2303*09*B SOUAD ALI AL WAZZAN Obligor LR*2303*10*B MOHAMMED IBRAHIM ALMEFRREJ Obligor LR*2303*10*B SOUAD ALI AL WAZZAN Obligor LR*2306*37*B BAHIR Z AL-OBAIDY Obligor LR*2306*38*B BAHIR Z AL-OBAIDY Obligor LR*2307*07*X SHAWN M GRAY Obligor LR*2307*07*X MARY K.S. GRAY Obligor LR*2307*50*B DARMOT SWEENEY Obligor LR*2307*50*B JULIETTE O’CONNOR SWEENEY Obligor LR*2311*25*B ALI A ALROUDAN Obligor LR*2311*26*B ALI A. ALROUDAN Obligor LR*2405*37*B JOSEPH J. ADGATE III Obligor LR*2405*37*B LINDA W. ADGATE Obligor LR*2411*43*B MARK MENENDEZ Obligor LR*2413*34*B ANDRE N. DANIEL Obligor LR*2413*34*B SHERIFA BIBI DANIEL Obligor LR*2414*33*B DENISE M. CONNER Obligor LR*2414*33*B PAUL C. CONNER Obligor LR*2506*41*B PETER A. NICK Obligor LR*2506*41*B DOLORES A. NICK Obligor LR*3105*42*B LUIS ENRIQUE PABLO DE GARAY GUTIERREZ Obligor LR*3105*42*B LUIS ENRIQUE PABLO DE GARAY GUTIERREZ Obligor LR*3105*42*B BARBARA DE GARAY RINCON GALLARDO Obligor LR*3105*42*B BARBARA DE GARAY RINCON GALLARDO Obligor LR*3111*03*B LUIZ DANIEL A BISETTO Obligor LR*3111*03*B LUIZ DANIEL A BISETTO Obligor LR*3111*03*B FLAVIA RAPPA BISETTO Obligor LR*3111*03*B FLAVIA RAPPA BISETTO Obligor LR*3112*35*B PABLO GOMEZ Obligor LR*3112*35*B MONICA M. DE LOS COBOS Obligor LR*3113*26*B JOSEPH I. DE MASI Obligor LR*3113*26*B VICTORIA DE MASI Obligor LR*3204*49*E ALAN G. MOORE Obligor LR*3304*34*E ALAN G. MOORE Obligor LR*3314*26*B ROY L. PETTIFORD Obligor LR*3314*26*B SHIRLEY J. PETTIFORD Obligor LR*3406*13*B KENNETH W. CRICHLOW Obligor LR*3406*13*B MARILYN C. CRICHLOW Obligor LR*3406*37*B KEVIN L. GRIMES Obligor LR*3406*37*B JAMRIENG P. GRIMES Obligor LR*3406*46*B LUIS CARLOS COLELLA FERRO Obligor LR*3406*46*B LUIS CARLOS COLELLA FERRO Junior Interest Holder LR*3406*46*B MELINDA FERRO Obligor LR*3412*35*B PETER A. NICK Obligor LR*3412*35*B DOLORES A. NICK Obligor LR*3414*27*B LUIS JAVIER ESPINOSA ALCAZAR Obligor LR*3414*27*B MONICA MARTINEZ ORTIZ Obligor LR*3506*37*B ALEJANDRA DIAZ BERBER Obligor LR*3506*37*B MARIO ANTONIO ROJAS DIAZ Obligor LR*3512*18*B ENRIQUE MURGUIA POZZI Obligor LR*3512*18*B ERIKA LORENA SIERRA SANCHEZ Junior Interest Holder LR*3512*18*B ERIKA SANCHEZ Obligor LR*9104*09*B GREGORY JOHN OSBORNE Obligor LR*9104*09*B GREGORY JOHN OSBORNE Obligor LR*9104*09*B GREGORY JOHN OSBORNE Obligor LR*9104*09*B GABRIELLE E. OSBORNE Obligor LR*9104*09*B GABRIELLE E. OSBORNE Obligor LR*9104*09*B GABRIELLE E. OSBORNE Obligor LR*9110*09*B HARK ASSOCIATES, LLC Obligor LR*9212*22*B ALEJANDRO CHICO PIZARRO Obligor LR*9212*22*B SOFIA VANESSA PLIEGO CALDERON

FEI # 1081.00654 10/06/2016, 10/13/2016

October 6, 13, 2016         16-04606W