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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 18107-HO2-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium, recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone:702-304-7509 EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount HO*1019*06*B Unit 1019 / Week 06 / Annual Timeshare Interest WILLIAM M. CONQUEST and DONNA M. CONQUEST/7251 NE 92ND CT, BRONSON, FL 32621-4435 UNITED STATES 04-29-11; Book 10207 / Page1418 0.48 1,644.91 HO*1021*33*B Unit 1021 / Week 33 / Annual Timeshare Interest SISIRA S. LIYANAGE and CORINDA R. LIYANAGE/11 PADDOCK DRIVE, WARWICK, WK04 BERMUDA 04-29-11; Book 10207 / Page1696 0.96 2,803.34 HO*1026*16*B Unit 1026 / Week 16 / Annual Timeshare Interest PHILLIP D ROBERTS and NANCY B ROBERTS/3273 N COLUMBIA AVE, STURGEON BAY, WI 54235 UNITED STATES 04-29-11; Book 10207 / Page1784 0.96 2,845.21 HO*1026*17*B Unit 1026 / Week 17 / Annual Timeshare Interest PHILLIP D ROBERTS and NANCY B ROBERTS/3273 N COLUMBIA AVE, STURGEON BAY, WI 54235 UNITED STATES 04-29-11; Book 10207 / Page1793 0.96 2,845.21 HO*1036*26*E Unit 1036 / Week 26 / Even Year Biennial Timeshare Interest DARRYL G. STRONG/6002 GREEN MEADOW PARKWAY, APT B, BALTIMORE, MD 21209-3365 UNITED STATES 04-29-11; Book 10207 / Page2107 0.31 931.69 HO*1214*44*B Unit 1214 / Week 44 / Annual Timeshare Interest G. TODD DIETSCH and JEAN S. DIETSCH/255 S VINE AVE APT B, PARK RIDGE, IL 60068-4196 UNITED STATES 04-29-11; Book 10207 / Page1938 0.47 1,522.15 HO*1240*48*B Unit 1240 / Week 48 / Annual Timeshare Interest CARTER L. JACOBY and LINDA R. JACOBY/1095 BRUSHYSTONE DR, LOGANVILLE, GA 30052 UNITED STATES 04-29-11; Book 10207 / Page2033 0.58 1,521.59 HO*1251*27*B Unit 1251 / Week 27 / Annual Timeshare Interest CLINTON R. CHALKLEY, III and DEBORAH A. CHALKLEY/1923 MIZZEN RD, TOMS RIVER, NJ 08753-3111 UNITED STATES 04-29-11; Book 10207 / Page2113 0.96 2,679.37 HO*1252*29*E Unit 1252 / Week 29 / Even Year Biennial Timeshare Interest NATASHA L. WRIGHT/7620 S LAFAYETTE AVENUE, CHICAGO, IL 60620 UNITED STATES 04-29-11; Book 10207 / Page2129 0.24 919.98 HO*1253*25*X Unit 1253 / Week 25 / Odd Year Biennial Timeshare Interest THOMAS N. PHILLIPS/423 LURENE CIR, MONTGOMERY, AL 36109-4920 UNITED STATES 04-29-11; Book 10207 / Page2335 0.24 915.54 HO*1254*49*X Unit 1254 / Week 49 / Odd Year Biennial Timeshare Interest SHAUN S. KIERAN and SHERYL C. KIERAN/41 BOOTHBY AVE, S PORTLAND, ME 04106-4678 UNITED STATES 04-29-11; Book 10207 / Page2499 0.18 654.66 HO*1261*41*X Unit 1261 / Week 41 / Odd Year Biennial Timeshare Interest JUAN M. ORTEGA/4175 7TH AVENUE SW, NAPLES, FL 34119 UNITED STATES 04-29-11; Book 10207 / Page2558 0.30 1,123.38 HO*1265*08*E Unit 1265 / Week 08 / Even Year Biennial Timeshare Interest KEITH A. HENCH and MAGDALENE M. HENCH/234 NORTH 32ND STREET, CAMP HILL, PA 17011 UNITED STATES 11-15-11; Book 10294 / Page5704 0.41 1,275.81 HO*1324*32*B Unit 1324 / Week 32 / Annual Timeshare Interest JAMES C. PRIMO and KIM M. PRIMO/6 BANFIELD AVE, SAUGUS, MA 01906-3894 UNITED STATES 04-29-11; Book 10207 / Page2752 0.00 2,433.92 HO*1340*23*E Unit 1340 / Week 23 / Even Year Biennial Timeshare Interest THOMAS N. PHILLIPS and PATSY E. PHILLIPS/423 LURENE CIRCLE, MONTGOMERY, AL 36109 UNITED STATES 04-30-10; Book 10038 / Page1898 0.29 1,015.26 HO*1341*28*E Unit 1341 / Week 28 / Even Year Biennial Timeshare Interest LESLIE GUITEAU and NANCY E. JOSEPH/1423 E 103RD ST, BROOKLYN, NY 11236-4513 UNITED STATES 04-29-11; Book 10207 / Page3040 0.24 919.98 HO*1364*25*X Unit 1364 / Week 25 / Odd Year Biennial Timeshare Interest ROLANDO CORDERO and CLAUDIA NOVOA/15108 SW 104TH ST APT 718, MIAMI, FL 33196-3281 UNITED STATES 04-29-11; Book 10207 / Page3615 0.24 971.15 HO*1413*22*X Unit 1413 / Week 22 / Odd Year Biennial Timeshare Interest MICHAEL BYRD and PAULA J. BYRD/268 E McCLELLAN ST, PONCHATOULA, LA 70454-2818 UNITED STATES 05-27-11; Book 10219 / Page9389 0.48 1,561.26 HO*1545*33*E Unit 1545 / Week 33 / Even Year Biennial Timeshare Interest GABRIEL QUINONES and IVETTE DE JESUS/P.O. BOX 192587, SAN JUAN, PR 00919 UNITED STATES 05-02-11; Book 10207 / Page4594 0.00 660.28 HO*2825*15*B Unit 2825 / Week 15 / Annual Timeshare Interest PATRICK D. SIAS and TONI N. SIAS/5522 ELM SPRINGS DR, HOUSTON, TX 77048 UNITED STATES 05-02-11; Book 10207 / Page4624 0.48 1,472.28 HO*2941*20*B Unit 2941 / Week 20 / Annual Timeshare Interest LILLIAN AVELLINO and CINDY KEELING/225 NE 19TH AVE, POMPANO BEACH, FL 33060 UNITED STATES 11-18-11; Book 10295 / Page8807 0.93 2,669.16 HO*3012*34*E Unit 3012 / Week 34 / Even Year Biennial Timeshare Interest LORRIE ANN BENOIT and BRAIN D. PALEWANDREM/620 FERGUSON DRIVE, UNIT 40, MILTON, ON L9T 0M8 CANADA 05-02-11; Book 10207 / Page5438 0.24 919.98 HO*3132*48*B Unit 3132 / Week 48 / Annual Timeshare Interest EDWARD O. SCHAEFER and ELIZABETH KARIN LUND-SCHAEFER/110 PINE ROCK LN, VALENCIA, PA 16059 UNITED STATES 05-27-11; Book 10219 / Page9429 0.47 1,481.85 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, is (are) the owner(s) of timeshare estate interest Unit (see Exhibit A) Timeshare Interest at HAO Condominium at 7102 Grand Horizons Blvd., Orlando , FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144 Phone: 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties:Party Designation Contract Number Name Obligor HO*1019*06*B WILLIAM M. CONQUEST Obligor HO*1019*06*B DONNA M. CONQUEST Obligor HO*1021*33*B SISIRA S. LIYANAGE Obligor HO*1021*33*B CORINDA R. LIYANAGE Obligor HO*1026*16*B PHILLIP D ROBERTS Obligor HO*1026*17*B PHILLIP D ROBERTS Obligor HO*1036*26*E DARRYL G. STRONG Obligor HO*1214*44*B G. TODD DIETSCH Obligor HO*1240*48*B LINDA R. JACOBY Obligor HO*1251*27*B CLINTON R. CHALKLEY, III Obligor HO*1251*27*B DEBORAH A. CHALKLEY Obligor HO*1252*29*E NATASHA L. WRIGHT Obligor HO*1253*25*X THOMAS N. PHILLIPS Obligor HO*1254*49*X SHAUN S. KIERAN Obligor HO*1254*49*X SHERYL C. KIERAN Obligor HO*1324*32*B JAMES C. PRIMO Obligor HO*1324*32*B KIM M. PRIMO Obligor HO*1340*23*E THOMAS N. PHILLIPS Obligor HO*1341*28*E LESLIE GUITEAU Obligor HO*1341*28*E NANCY E. JOSEPH Obligor HO*1364*25*X ROLANDO CORDERO Obligor HO*1364*25*X CLAUDIA NOVOA Obligor HO*1413*22*X MICHAEL BYRD Obligor HO*1413*22*X PAULA J. BYRD Obligor HO*1545*33*E GABRIEL QUINONES Obligor HO*1545*33*E IVETTE DE JESUS Obligor HO*2825*15*B PATRICK D. SIAS Obligor HO*2825*15*B TONI N. SIAS Obligor HO*2941*20*B LILLIAN AVELLINO Obligor HO*2941*20*B CINDY KEELING Obligor HO*3012*34*E LORRIE ANN BENOIT Obligor HO*3012*34*E BRAIN D. PALEWANDREM Obligor HO*3132*48*B EDWARD O. SCHAEFER Obligor HO*3132*48*B ELIZABETH KARIN LUND-SCHAEFER (RSVP# 290469), (07/19/12, 07/26/12) June 19, 26, 2012 12-4040W