12-2448W

NOTICE OF DEFAULT AND INTENT TO FORECLOSE
To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Sabal Palms Condominium located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Sabal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3851 at Page 4528 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Sabal Palms Condominium recorded in Official Records Book 3851 at Page 4528 Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Sabal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $210, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount SA*4112*06*B 4112/ Week 06 / Annual Timeshare Interest Tarnig LLC, a Nevada Limited Liability Company/3605 Airport Way S Ste 200, Seattle, WA 98134-2238 United States 05-31-11; Book 10220 / Page5119 1.04 2,782.96 SA*4115*47*B 4115 / Week 47 / Annual Timeshare Interest Henry Dechalus and Phyllis E. Dechalus /166-01 144th Ave, Jamaica, NY 11434-4818 United States 05-31-11; Book 10220 / Page5281 1.03 2,769.63 SA*4125*36*B 4125 / Week 36 / Annual Timeshare Interest Bobby R Keen/5703 Red Bug Lake Road #121, Winter Springs, FL 32708 United States 05-31-11; Book 10220 / Page5580 1.00 2,683.69 SA*4127*45*B 4127 / Week 45 / Annual Timeshare Interest Hubert A. Widener/PO Box 650545, Vero Beach, FL 32965 United States 05-31-11; Book 10220 / Page5025 1.03 2,769.63 SA*4312*18*B 4312 / Week 18 / Annual Timeshare Interest Theodore H. Packer and Patricia Packer/21 Hibiscus Dr, Marlton, NJ 08053 United States 05-31-11; Book 10220 / Page5107 1.02 2,329.23 SA*4324*04*B 4324 / Week 04 / Annual Timeshare Interest Will Harris, Jr. and Jacquelyn A. Harris/3216 Boulder Park Dr SW, Atlanta, GA 30311-1927 United States 05-31-11; Book 10220 / Page5589 0.98 2,252.04 SA*4325*26*B 4325 / Week 26 / Annual Timeshare Interest Christine M. James and Paul K. Beard /Breach Farm House Breach Lane, Sherfield on London, Hampshire, RG270EO United Kingdom 05-31-11; Book 10220 / Page6393 1.05 2,807.64 SA*4417*17*B 4417 / Week 17 / Annual Timeshare Interest Dale J. Thomas and Barbara L. Thomas/330 Winton Road, Fairfield, CT 06824-3865 United States 05-31-11; Book 10220 / Page5299 0.87 2,051.95 SA*4417*19*B 4417 / Week 19 / Annual Timeshare Interest Robert K. Larsen and Linda R. Larsen/1905 N 1500 W, Provo, UT 84604 United States 05-31-11; Book 10220 / Page5303 1.00 2,328.63 SA*4418*05*B 4418 / Week 05 / Annual Timeshare Interest Robert C. Hutchins and Kathleen E. Hutchins/6533 SW Virginia Ave Apt G, Portland, OR 97239-3563 United States 05-31-11; Book 10220 /Page5317 0.97 2,251.43 SA*4419*11*B 4419 / Week 11 / Annual Timeshare Interest Robert K. Larsen and Linda R. Larsen/1905 N 1500 W, Provo, UT 84604 United States 05-31-11; Book 10220 / Page5313 0.87 2,051.95 SA*4421*07*B 4421 / Week 07 / Annual Timeshare Interest Robert A. Hartman and Patricia M. Hartman/2845 SW 50th Ter, Cape Coral, FL 33914-6036 United States 05-31-11; Book 10220 / Page5321 0.87 2,051.95 SA*4514*40*B 4514 / Week 40 / Annual Timeshare Interest John D. Johnston/901 N Pollard St Apt 1202, Arlington, VA 22203-4094 United States 05-31-11; Book 10220 / Page5746 1.00 2,328.62 SA*4514*41*B 4514 / Week 41 / Annual Timeshare Interest John D. Johnston/901 N Pollard St Apt 1202, Arlington, VA 22203-4094 United States 05-31-11; Book 10220 / Page5971 1.03 2,769.63 SA*4517*39*B 4517 / Week 39 / Annual Timeshare Interest Frank Thelmo/Benhurst Park Pl 1st Avenue 30th St, Dgy Southside Ft Donifatio, Taguig City, 1634 Philippines 05-31-11; Book 10220 / Page6617 1.00 2,683.69 SA*4522*32*B 4522 / Week 32 / Annual Timeshare Interest Thomas F. Rand and Betty Jane Rand/657 Walker Rd, Wayne, PA 19087-1322 United States 05-31-11; Book 10220 / Page5638 0.87 2,051.95 SA*4522*33*B 4522 / Week 33 / Annual Timeshare Interest Thomas F. Rand and Betty Jane Rand/657 Walker Rd, Wayne, PA 19087-1322 United States 05-31-11 Book 10220 / Page5644 1.05 2,807.64 SA*4611*41*B 4611 / Week 41 / Annual Timeshare Interest James D. Mowrey and Thelma N. Mowrey/207 Ottawa Street #219, Arbutus Park Manor, Johnstown, PA 15904 United States 05-31-11; Book 10220 / Page5665 1.03 2,769.63 SA*4613*18*B 4613 / Week 18 / Annual Timeshare Interest Morgan J. Hout and Brenda L. Hout/3619 SW 2nd St, Vero Beach, FL 32968 United States 05-31-11; Book 10220 / Page6906 1.03 2,769.63 SA*4622*41*B 4622 / Week 41 / Annual Timeshare Interest T.C. Freeman, Jr. and Joann Freeman/9032 Dugas Road, Apt #1512, San Antonio, TX 78251 United States 05-31-11; Book 10220 / Page5716 1.03 2,769.63 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, is (are) the owner(s) of timeshare estate interest (see Exhibit A) at Sabal Palms Condominium at 8805 World Center Drive, Orlando, FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor SA*4112*06*B TARNIG LLC, A NEVADA LIMITED LIABILITY COMPANY Obligor SA*4115*47*B PHYLLIS E. DECHALUS Obligor SA*4115*47*B HENRY DECHALUS Obligor SA*4125*36*B BOBBY R KEEN Obligor SA*4312*18*B THEODORE H. PACKER Obligor SA*4312*18*B PATRICIA PACKER Obligor SA*4324*04*B WILL HARRIS, JR. Obligor SA*4324*04*B JACQUELYN A. HARRIS Obligor SA*4325*26*B PAUL K. BEARD Obligor SA*4325*26*B CHRISTINE M. JAMES Obligor SA*4417*19*B LINDA R. LARSEN Obligor SA*4418*05*B ROBERT C. HUTCHINS Obligor SA*4418*05*B KATHLEEN E. HUTCHINS Obligor SA*4419*11*B LINDA R. LARSEN Obligor SA*4421*07*B ROBERT A. HARTMAN Obligor SA*4421*07*B PATRICIA M. HARTMAN Obligor SA*4514*40*B JOHN D. JOHNSTON Obligor SA*4514*41*B JOHN D. JOHNSTON Obligor SA*4517*39*B FRANK THELMO Obligor SA*4522*32*B THOMAS F. RAND Obligor SA*4522*32*B BETTY JANE RAND Obligor SA*4522*33*B THOMAS F. RAND Obligor SA*4522*33*B BETTY JANE RAND Obligor SA*4611*41*B JAMES D. MOWREY Obligor SA*4611*41*B THELMA N. MOWREY Obligor SA*4613*18*B MORGAN J. HOUT Obligor SA*4613*18*B BRENDA L. HOUT Obligor SA*4622*41*B T.C FREEMAN, JR. Obligor SA*4622*41*B JOANN FREEMAN
(RSVP# Sabal Palms Condominium)
May 10, 17, 201212-2448W