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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 19356-CY3-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium, recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 *Please note, the default amount does not include the foreclosure processing fees. EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*5125*32*B Unit 5125 / Week 32 / Annual Timeshare Interest ERNESTO JARA and LOURDES JARA/FUENTES DE LA INSPIRACION #4 COL., FUENTES DEL PEDREGAL, MEXICO CITY, DF, 14140 MEXICO 04-19-11; Book 10201 / Page0896 0.72 2,517.99 CY*5125*33*B Unit 5125 / Week 33 / Annual Timeshare Interest ERNESTO JARA and LOURDES JARA/FUENTES DE LA INSPIRACION #4 COL., FUENTES DEL PEDREGAL, MEXICO CITY, DF, 14140 MEXICO 04-19-11; Book 10201 / Page0912 0.72 2,517.99 CY*5231*47*B Unit 5231 / Week 47 / Annual Timeshare Interest FRANCES R. JAFFE and DOUGLAS JAFFE/35 ROGERS ROAD, HAMDEN, CT 06517-3533 UNITED STATES 04-19-11; Book 10201 / Page1075 0.72 2,562.92 CY*5434*09*B Unit 5434 / Week 09 / Annual Timeshare Interest GERARDO GARZA SADA and LUCIA SADA/JACARANDA #917 COL. MONTEBELLO, SAN PEDRO GARZA GARCIA, NL 66230 MEXICO 04-19-11; Book 10201 / Page2302 0.72 2,425.29 CY*5434*10*B Unit 5434 / Week 10 / Annual Timeshare Interest GERARDO GARZA SADA and LUCIA SADA/JACARANDA #917 , COL. MONTEBELLO, SAN PEDRO GARZA GARCIA, NL 66230 MEXICO 04-19-11; Book 10201 / Page2126 0.72 2,830.77 CY*5521*05*B Unit 5521 / Week 05 / Annual Timeshare Interest MOLLER Y PEREZ-COTAPOS INGENIERIA & CONSTRUCCION LTDA., A CHILE CORPORATION/AVE LOS LEONES , 957 PROVIDENCIA, SANTIAGO CHILE 04-19-11; Book 10201 / Page2472 0.72 2,425.29 CY*5521*06*B Unit 5521 / Week 06 / Annual Timeshare Interest MOLLER Y PEREZ-COTAPOS INGENIERIA Y CONSTRUCCION LTDA. A CHILE CORPORATION/AVE LOS LEONES, 957 PROVIDENCIA, SANTIAGO CHILE 04-19-11; Book 10201 / Page2398 0.72 2,425.29 CY*5521*34*B Unit 5521 / Week 34 / Annual Timeshare Interest MOLLER Y PEREZ-COTAPOS INGERIERIA AND CONSTRUCCION LTDA., A CHILE CORPORATION/AVE LOS LEONES , 957 PROVIDENCIA, SANTIAGO CHILE 04-19-11; Book 10201 / Page2401 0.72 2,794.64 CY*5521*35*B Unit 5521 / Week 35 / Annual Timeshare Interest MOLLER Y PEREZ-COTAPOS INGENIERIA Y CONSTRUCCION LTDA., A CHILE CORPOORATION/AVE LOS LEONES, 957 PROVIDENCIA, SANTIAGO CHILE 04-19-11; Book 10201 / Page2406 0.72 2,794.64 CY*5714*37*B Unit 5714 / Week 37 / Annual Timeshare Interest ERNEST R GOMEZ/433 S DETTMAN RD., JACKSON, MI 49203 UNITED STATES 06-10-11; Book 10225 / Page3749 0.72 2,539.06 CY*6312*10*B Unit 6312 / Week 10 / Annual Timeshare Interest RONALD W. ROSE/4495 CONWAY BLVD, PT CHARLOTTE, FL 33952 UNITED STATES 04-19-11; Book 10201 / Page4665 0.72 2,251.41 CY*7046*35*B Unit 7046 / Week 35 / Annual Timeshare Interest JORGE LYON ECHEVARRIA/POETE PEDRO PRADO , 1656 QUINTA NORMAL, SANTIAGO CHILE 04-20-11; Book 10201 / Page7696 0.72 2,794.64 CY*7216*28*B Unit 7216 / Week 28 / Annual Timeshare Interest INGRID HENNING and RODRIGO KLAASSEN and CLAUDIA KLAASSEN and VANESSA KLAASSEN/ONGOLMO # 148, CONCEPCION, CHILE CHILE 04-20-11; Book 10201 / Page8113 0.72 2,517.99 CY*7435*32*B Unit 7435 / Week 32 / Annual Timeshare Interest MOHAMED A. SHEHAB/PO BOX 1731, RIYADH, 11441, SAUDI ARABIA SAUDI ARABIA 04-20-11; Book 10201 / Page9047 0.72 2,517.99 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, is (are) the owner(s) of timeshare estate interest Unit (see Exhibit A) at Cypress Harbour Condominium at Cypress Harbour Condominium at 11251 Harbour Villa Road, Orlando, FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor CY*5231*47*B FRANCES R. JAFFE Obligor CY*5231*47*B DOUGLAS JAFFE Obligor CY*5434*09*B GERARDO GARZA SADA Obligor CY*5434*09*B LUCIA SADA Obligor CY*5434*10*B GERARDO GARZA SADA Obligor CY*5434*10*B LUCIA SADA Obligor CY*5521*05*B Moller Y Perez-Cotapos Ingenieria and Construccion Obligor CY*5521*06*B Moller Y Perez-Cotapos Ingenieria Obligor CY*5521*34*B Moller Y Perez-Cotapos Ingenieria Obligor CY*5521*35*B Moller Y Perez-Cotapos Ingenieria Obligor CY*5714*37*B ERNEST R GOMEZ Obligor CY*6312*10*B RONALD W. ROSE Obligor CY*7046*35*B JORGE LYON ECHEVARRIA Obligor CY*7216*28*B INGRID HENNING Obligor CY*7216*28*B RODRIGO KLAASSEN Obligor CY*7216*28*B CLAUDIA KLAASSEN Obligor CY*7216*28*B VANESSA KLAASSEN (RSVP# 293695)
October 11, 18, 2012 12-6020W