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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 19138-HO3-HOA Foreclosure HOA 19721-HO4-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium, recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 *Please note, the default amount does not include the foreclosure processing fees. EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount HO*1423*10*E Unit 1423 / Week 10 / Even Year Biennial Timeshare Interest JOHN MASON, JR and SANDRA E MASON/3446 SHELBY DR, MEMPHIS, TN 38118 UNITED STATES 04-29-11; Book 10207 / Page3842 0.04 1,398.29 HO*1522*17*B Unit 1522 / Week 17 / Annual Timeshare Interest RONALD D. WIXSON and PATRICIA A. WIXSON/6201 US HWY 41 N LOT 2060, PALMETTO, FL 34221 UNITED STATES 05-02-11; Book 10207 / Page4423 0.10 2,738.05 HO*1542*21*B Unit 1542 / Week 21 / Annual Timeshare Interest RONALD D. WIXSON and PATRICIA A. WIXSON/6201 US HWY 41 N LOT 2060, PALMETTO, FL 34221 UNITED STATES 05-02-11; Book 10207 / Page4502 0.09 2,726.13 HO*2945*08*E Unit 2945 / Week 08 / Even Year Biennial Timeshare Interest JUAN A. COMPEAN/CALLE VICTORIA , 19 COL EL CERRITO, ZAMBIA ZAMBIA 05-02-11; Book 10207 / Page5418 0.03 1,385.50 HO*1332*51*B Unit 1332 / Week 51 / Annual Timeshare Interest RAMON GOMEZ MENDOZA and SYLVETTE FERNANDEZ/TERRA DE CUPEY , D18 CALLE 4 , TRUJILLO ALTO, PR 00976 UNITED STATES 04-29-11; Book 10207 / Page2968 0.05 1,367.37 HO*1255*49*E Unit 1255 / Week 49 / Even Year Biennial Timeshare Interest ASTRO MUNOZ-APONTE and SONIA I. SANTIAGO-RODRIGUEZ/CALLE MUNICH #10, URB OLYMPICVILLE, LAS PIEDRAS, PR 00771 UNITED STATES 04-29-11; Book 10207 / Page2361 0.05 1,574.79 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, is (are) the owner(s) of timeshare estate interest Unit _______ / Week _________ / _____________ Timeshare Interest at HAO Condominium at 7102 Grand Horizons Blvd., Orlando , FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor HO*1423*10*E JOHN MASON, JR Obligor HO*1423*10*E SANDRA E MASON Obligor HO*1522*17*B PATRICIA A. WIXSON Obligor HO*2945*08*E JUAN A. COMPEAN Obligor HO*1332*51*B RAMON GOMEZ MENDOZA Obligor HO*1332*51*B SYLVETTE FERNANDEZ Obligor HO*1255*49*E ASTRO MUNOZ-APONTE Obligor HO*1255*49*E SONIA I. SANTIAGO-RODRIGUEZ (RSVP# 293705), (10/11/12, 10/18/12)
October 11, 18, 2012 12-6021W