13-02099W

NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 19670-IM2-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Palm Villas Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Imperial Palm Villas Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4894 at Page 2645 in the Public Records of Orange County, Florida, and any amendments thereof Pursuant to that certain Declaration of Condominium of Palm Villas Condominium, recorded in Official Records Book 4894 at Page 2645, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Imperial Palm Villas Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 *Please note, the default amount does not include the foreclosure processing fees. EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount IM*4550*05*B Unit 4550 / Week 05 / Annual Timeshare Interest KAREN C. WRIGHT and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JAMES D WRIGHT/2241 SOUTH 1950 EAST, ST. GEORGE, UT 84790 UNITED STATES 06-11-12; Book 10389 / Page9326 1.23 3,131.51 IM*4550*07*B Unit 4550 / Week 07 / Annual Timeshare Interest LUIS FERNANDO HIDALGO and CARMEN HIDALGO/SAMBORONDON, URB SAN ISIDRO, VILLA # 14, GUAYAQUIL ECUADOR 06-15-12; Book 10393 / Page3617 0.77 2,169.95 IM*4550*08*B Unit 4550 / Week 08 / Annual Timeshare Interest LUIS FERNANDO HIDALGO and CARMEN HIDALGO/SAMBORONDON, URB SAN ISIDRO, VILLA # 14, GUAYAQUIL ECUADOR 06-15-12; Book 10393 / Page3596 1.08 2,810.79 IM*4555*50*B Unit 4555 / Week 50 / Annual Timeshare Interest KAREN C. WRIGHT and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JAMES D WRIGHT/2241 SOUTH 1950 EAST, ST. GEORGE, UT 84790 UNITED STATES 06-19-12; Book 10394 / Page8095 1.22 3,114.83 IM*4562*03*B Unit 4562 / Week 03 / Annual Timeshare Interest DANIEL BORJA PINTO/RUA VICENTE GUIMARAES 21, APTO 1900 - BELVEDERE, BELO HORIZONTE MG 30320-640 BRAZIL 06-19-12; Book 10394 / Page8112 0.91 2,490.64 IM*4563*27*B Unit 4563 / Week 27 / Annual Timeshare Interest MARTHA LONDONO DE ANDON and GEORGE ANDON/CARRERA 59 #94-149, APTO 201C, BARRANQUILLA COLOMBIA 06-19-12; Book 10394 / Page8140 1.23 3,138.05 IM*4571*25*B Unit 4571 / Week 25 / Annual Timeshare Interest ALFONSO SEVILLA/HUMBOLDT309 , Y PASAJENOVOA, QUITO ECUADOR 06-19-12; Book 10394 / Page8178 1.23 3,138.05 IM*4571*26*B Unit 4571 / Week 26 / Annual Timeshare Interest ALFONSO SEVILLA/HUMBOLDT309 , Y PASAJENOVOA, QUITO ECUADOR 06-19-12; Book 10394 / Page8188 1.23 3,138.05 IM*4584*33*B Unit 4584 / Week 33 / Annual Timeshare Interest LAWRENCE J. SMITH and JEANNIE L. SMITH/3715 TANGLEWOOD LANE, DAVIDSONVILLE, MD 21035 UNITED STATES 06-19-12; Book 10394 / Page8170 1.23 3,138.05 IM*4585*12*B Unit 4585 / Week 12 / Annual Timeshare Interest MERCEDES CORUJO and IGNACIO BEDOYA/CALLE QUITO 534, LAS PALMAS, SANTA CRUZ BOLIVIA 06-19-12; Book 10394 / Page8190 0.91 2,490.63 IM*4585*13*B Unit 4585 / Week 13 / Annual Timeshare Interest MERCEDES CORUJO and IGNACIO BEDOYA/CALLE QUITO 534, LAS PALMAS, SANTA CRUZ BOLIVIA 06-19-12; Book 10394 / Page8202 0.91 1,632.51 IM*4661*43*B Unit 4661 / Week 43 / Annual Timeshare Interest TAGE BORVANG and DAISY BORVANG/SKYHOJ 17, HOLBAEK, DK-4300 DENMARK 06-19-12; Book 10394 / Page8438 1.22 3,114.83 IM*4662*21*B Unit 4662 / Week 21 / Annual Timeshare Interest NELLY R. LEDESMA/LEDESMA AUDIOLOGICAL CENTER, MAKATI CINEMA SQUARE, PASONG TAMO S, MAKATI CITY 1231 PHILIPPINES 06-19-12; Book 10394 / Page8251 1.22 3,114.83 IM*4662*22*B Unit 4662 / Week 22 / Annual Timeshare Interest NELLY R. LEDESMA/LEDESMA AUDIOLOGICAL CENTER, MAKATI CINEMA SQUARE, PASONG TAMO S, MAKATI CITY 1231 PHILIPPINES 06-19-12; Book 10394 / Page8257 1.22 3,114.83 IM*4663*07*B Unit 4663 / Week 07 / Annual Timeshare Interest WALTER CEDENO and CARMELINA DE CEDENO/ELOY ALFARO 231 Y ALBERTO, REYNA 1ER PISO ALTO, GUAYAQUIL ECUADOR 06-19-12; Book 10394 / Page8293 1.23 3,131.51 IM*4663*08*B Unit 4663 / Week 08 / Annual Timeshare Interest WALTER CEDENO and CARMELINA DE CEDENO/ELOY ALFARO 231 Y ALBERTO, REYNA 1ER PISO ALTO, GUAYAQUIL ECUADOR 06-19-12; Book 10394 / Page8302 0.91 2,490.63 IM*4685*22*B Unit 4685 / Week 22 / Annual Timeshare Interest JEROME CABRERA FLORO and MARIA NITA DE BELEN FLORO/96 LINWOOD PLZ # 204, FORT LEE, NJ 07024-3701 UNITED STATES 06-19-12; Book 10394 / Page8352 1.22 3,114.83 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, __________ (See Exhibit”A”), is (are) the owner(s) of timeshare estate interest Unit _________ / Week _________ / Annual Timeshare Interest at Palm Villas Condominium at 8404 Vacation Way, Orlando, FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor IM*4550*05*B KAREN C. WRIGHT Junior Interest Holders IM*4550*05*B JAMES D. WRIGHT Obligor IM*4550*05*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JAMES D WRIGHT Obligor IM*4550*07*B LUIS FERNANDO HIDALGO Obligor IM*4550*07*B CARMEN HIDALGO Obligor IM*4550*08*B LUIS FERNANDO HIDALGO Obligor IM*4550*08*B CARMEN HIDALGO Obligor IM*4555*50*B KAREN C. WRIGHT Junior Interest Holders IM*4555*50*B JAMES D. WRIGHT Obligor IM*4555*50*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF JAMES D WRIGHT Obligor IM*4562*03*B DANIEL BORJA PINTO Obligor IM*4563*27*B MARTHA LONDONO DE ANDON Obligor IM*4563*27*B GEORGE ANDON Obligor IM*4571*25*B ALFONSO SEVILLA Obligor IM*4571*26*B ALFONSO SEVILLA Obligor IM*4584*33*B LAWRENCE J. SMITH Obligor IM*4584*33*B JEANNIE L. SMITH Obligor IM*4585*12*B MERCEDES CORUJO Obligor IM*4585*12*B IGNACIO BEDOYA Obligor IM*4585*13*B MERCEDES CORUJO Obligor IM*4585*13*B IGNACIO BEDOYA Obligor IM*4661*43*B TAGE BORVANG Obligor IM*4661*43*B DAISY BORVANG Obligor IM*4662*21*B NELLY R. LEDESMA Obligor IM*4662*22*B NELLY R. LEDESMA Obligor IM*4663*07*B WALTER CEDENO Obligor IM*4663*07*B CARMELINA DE CEDENO Obligor IM*4663*08*B WALTER CEDENO Obligor IM*4663*08*B CARMELINA DE CEDENO Obligor IM*4685*22*B JEROME CABRERA FLORO Obligor IM*4685*22*B MARIA NITA DE BELEN FLORO
(RSVP# 298167), (04/04/13, 04/11/13)

April 4, 11, 2013 13-02099W

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