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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 23259-SA3 To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Sabal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), Sabal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3851 at Page 4528 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Sabal Palms Condominium, recorded in Official Records Book 3851 at Page 4528, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payments of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Sabal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144; Phone: 702-304-7509 *Please note, the default amount does not include the foreclosure processing fees. EXHIBIT “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount SA*4525*08*B Unit 4525 / Week 08 / Annual Timeshare Interest JEFF BOLDON/78 TENTH STREET EAST, #1602, ST. PAUL, MN 55101 UNITED STATES 10-24-12; Book 10462 / Page6525 0.87 2,414.06 SA*4418*24*B Unit 4418 / Week 24 / Annual Timeshare Interest DAVID KUPERMAN/5856 97TH CIRCLE NORTH, PINELLAS PARK, FL 33782 UNITED STATES 05-31-11; Book 10220 / Page5319 1.07 2,177.29 SA*4418*38*B Unit 4418 / Week 38 / Annual Timeshare Interest MARQUIS CHURCHWELL and LASHONDA CHURCHWELL/124 TRACE DRIVE, GOODLETTSVILLE, TN 37072 UNITED STATES 05-31-11; Book 10220 / Page5330 1.51 3,067.98 SA*4115*21*B Unit 4115 / Week 21 / Annual Timeshare Interest JULIA S GLISTA and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF MILTON E GLISTA/254 MEDFORD ST APT 1, CHARLESTOWN, MA 02129-1975 UNITED STATES 06-19-12; Book 10394 / Page8894 1.06 2,145.27 SA*4122*52*B Unit 4122 / Week 52 / Annual Timeshare Interest RICHARD A. BUSH and DEIDRE J. BUSH/1518 SHOREWOOD DR, BERNE, IN 46711 UNITED STATES 06-19-12; Book 10394 / Page8968 1.07 2,177.29 SA*4123*08*B Unit 4123 / Week 08 / Annual Timeshare Interest TIMOTHY JACKSON/123-A HWY 80 EAST #253, CLINTON, MS 39056 UNITED STATES 09-13-12; Book 10441 / Page2322 1.07 2,772.33 SA*4123*12*B Unit 4123 / Week 12 / Annual Timeshare Interest ERMAN REY E. CORDOVA and FELICIA A.B. CARDOVA/31 LANSBERRY PARK DRIVE, FREDERICKSBURG, VA 22405 UNITED STATES 06-19-12; Book 10394 / Page8863 1.07 2,177.29 SA*4212*05*B Unit 4212 / Week 05 / Annual Timeshare Interest CONNIE ANDERSON WICKLAND/9928-181 AVE NE, REDMOND, WA 98052 UNITED STATES 06-19-12; Book 10394 / Page8924 1.06 2,148.69 SA*4212*32*B Unit 4212 / Week 32 / Annual Timeshare Interest FIRESIDE REGISTRY LLC, a Delaware limited liability company/558 E CASTLE PINES PKWY STE 84, CASTLE PINES, CO 80108-4608 UNITED STATES 09-13-12; Book 10441 / Page2338 1.07 2,804.22 SA*4213*19*B Unit 4213 / Week 19 / Annual Timeshare Interest RICHARD W ANDERSON and ELIZABETH M ANDERSON/14 SOUTH DRIVE SLATE HILL FARM, MIDDLETOWN, RI 02842 UNITED STATES 06-19-12; Book 10394 / Page9014 1.06 2,145.27 SA*4322*27*B Unit 4322 / Week 27 / Annual Timeshare Interest LAWRENCE W. DODGE and CATHY J. DODGE/2139 PONDEROSA RD, FRANKTOWN, CO 80116 UNITED STATES 06-19-12; Book 10394 / Page8956 1.07 2,177.29 SA*4322*29*B Unit 4322 / Week 29 / Annual Timeshare Interest DAVID L. COOK and JIMMIE J. CLARK/PO BOX 1029, WELAKA, FL 32193 UNITED STATES 06-19-12; Book 10394 / Page8964 1.07 2,177.29 SA*4323*20*B Unit 4323 / Week 20 / Annual Timeshare Interest HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF PATRICIA C. WONG and HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF LESTER H.Y. WONG/4006 KARELIA STREET, LOS ANGELES, CA 90065-4466 UNITED STATES 06-19-12; Book 10394 / Page8960 1.06 2,145.27 SA*4325*10*B Unit 4325 / Week 10 / Annual Timeshare Interest FRANCIS R. LYONS JR. and JEANNE M. LYONS/1040 HERMOSA COURT, MYRTLE BEACH, SC 29579 UNITED STATES 06-19-12; Book 10394 / Page9083 1.07 2,177.29 SA*4417*16*B Unit 4417 / Week 16 / Annual Timeshare Interest DALE J. THOMAS and BARBARA L. THOMAS/330 WINTON ROAD, FAIRFIELD, CT 06824-3865 UNITED STATES 06-19-12; Book 10394 / Page8980 1.07 2,177.29 SA*4417*27*B Unit 4417 / Week 27 / Annual Timeshare Interest HARVEY PENSKY and ELLEN PENSKY/19449 CALADESI DR., FT. MYERS, FL 33967 UNITED STATES 06-19-12; Book 10394 / Page9190 0.88 1,777.29 SA*4423*45*B Unit 4423 / Week 45 / Annual Timeshare Interest EUGENE OKORO and PRISCILLA OKORO/10 LOUGA CRESENT, ABUJA, NIGERIA NIGERIA 06-19-12; Book 10394 / Page9010 1.06 2,145.27 SA*4426*18*B Unit 4426 / Week 18 / Annual Timeshare Interest SHIRLEY L SIMPSON/286 WOODVILLE RD, WARREN, CT 06777-1205 UNITED STATES 06-19-12; Book 10394 / Page9055 1.06 2,145.27 SA*4427*38*B Unit 4427 / Week 38 / Annual Timeshare Interest JAMES VANDERBURG and DEIDRA VANDERBURG/6 STARLITE DRIVE, PALMER, PA 18045 UNITED STATES 06-19-12; Book 10394 / Page9170 1.02 2,072.85 SA*4524*12*B Unit 4524 / Week 12 / Annual Timeshare Interest ANDREW K HODSON and PATRICIA A HODSON/72 SADDLEBACK FARM, AFTON, VA 22920-2324 UNITED STATES 06-19-12; Book 10394 / Page9057 1.07 2,177.29 SA*4524*13*B Unit 4524 / Week 13 / Annual Timeshare Interest ANDREW K HODSON and PATRICIA A HODSON/72 SADDLEBACK FARM, AFTON, VA 22920-2324 UNITED STATES 06-19-12; Book 10394 / Page9063 1.07 2,177.29 SA*4527*08*B Unit 4527 / Week 08 / Annual Timeshare Interest TIMOTHY JACKSON/123-A HWY 80 EAST #253, CLINTON, MS 39056 UNITED STATES 09-13-12; Book 10441 / Page2329 1.07 2,772.33 SA*4613*06*B Unit 4613 / Week 06 / Annual Timeshare Interest MICHAEL P. CROWLEY and JILL F. CROWLEY/P.O. BOX 1532, QUECHEE, VT 05059 UNITED STATES 06-19-12; Book 10394 / Page9139 0.80 1,628.69 SA*4615*02*B Unit 4615 / Week 02 / Annual Timeshare Interest HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF MATTHEW D TWOMEY and HEIR AND/OR BENEFICIARIES OF THE ESTATE OF ROBERTA L. TWOMEY/316 ORANGEWOOD LN, LARGO, FL 33770-4013 UNITED STATES 06-19-12; Book 10394 / Page9147 1.06 2,148.69 SA*4621*22*B Unit 4621 / Week 22 / Annual Timeshare Interest NOHRA CH LONDONO/3866 NW 25TH CIRCLE, GAINESVILLE, FL 32606 UNITED STATES 06-19-12; Book 10394 / Page9155 1.06 2,145.27 SA*4621*23*B Unit 4621 / Week 23 / Annual Timeshare Interest NOHRA CH LONDONO/3866 NW 25TH CIRCLE, GAINESVILLE, FL 32606 UNITED STATES 06-19-12; Book 10394 / Page9163 1.06 2,145.27 SA*4622*21*B Unit 4622 / Week 21 / Annual Timeshare Interest EUGENE OKORO and PRISCILLA OKORO/10 LOUGA CRESENT, ABUJA, NIGERIA NIGERIA 06-19-12; Book 10394 / Page9110 1.06 2,145.27 SA*4623*22*B Unit 4623 / Week 22 / Annual Timeshare Interest JOSE ANGEL MALLQUI NAUPAY and ELENA ESTELA TAICO SUAREZ/JR TRINIDAD 536 , URB CHACARILLA, LIMA L-41 PERU 06-19-12; Book 10394 / Page9128 1.06 2,145.27 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, (See Exhibit “A”), is (are) the owner(s) of timeshare estate interest Unit at Sabal Palms Condominium at 8805 World Center Drive, Orlando , FL 32821 The undersigned has received a Notice of Default and intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default; and intent to Foreclose. Trustee's Address: 1160 North Town Center Drive, Suite 190, Las Vegas, NV 89144 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor SA*4525*08*B JEFF BOLDON Obligor SA*4418*24*B DAVID KUPERMAN Obligor SA*4418*38*B LASHONDA CHURCHWELL Obligor SA*4115*21*B JULIA S GLISTA Obligor SA*4115*21*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF MILTON E GLISTA Junior Interest Holder SA*4115*21*B MILTON E GLISTA Obligor SA*4122*52*B RICHARD A. BUSH Obligor SA*4122*52*B DEIDRE J. BUSH Obligor SA*4123*08*B TIMOTHY JACKSON Obligor SA*4123*12*B ERMAN REY E. CORDOVA Obligor SA*4123*12*B FELICIA A.B. CARDOVA Obligor SA*4212*05*B CONNIE ANDERSON WICKLAND Obligor SA*4212*32*B FIRESIDE REGISTRY LLC, a Delaware limited liability company Obligor SA*4213*19*B ELIZABETH M ANDERSON Obligor SA*4322*27*B LAWRENCE W. DODGE Obligor SA*4322*27*B CATHY J. DODGE Obligor SA*4322*29*B DAVID L. COOK Obligor SA*4322*29*B JIMMIE J. CLARK Obligor SA*4323*20*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF LESTER H.Y. WONG Junior Interest Holder SA*4323*20*B LESTER H.Y. WONG Obligor SA*4325*10*B FRANCIS R. LYONS JR. Obligor SA*4325*10*B JEANNE M. LYONS Obligor SA*4417*16*B DALE J. THOMAS Obligor SA*4417*16*B BARBARA L. THOMAS Obligor SA*4417*27*B HARVEY PENSKY Obligor SA*4417*27*B ELLEN PENSKY Obligor SA*4423*45*B EUGENE OKORO Obligor SA*4423*45*B PRISCILLA OKORO Obligor SA*4426*18*B SHIRLEY L SIMPSON Obligor SA*4427*38*B JAMES VANDERBURG Obligor SA*4427*38*B DEIDRA VANDERBURG Obligor SA*4524*12*B ANDREW K HODSON Obligor SA*4524*12*B PATRICIA A HODSON Obligor SA*4524*13*B ANDREW K HODSON Obligor SA*4524*13*B PATRICIA A HODSON Obligor SA*4527*08*B TIMOTHY JACKSON Obligor SA*4613*06*B MICHAEL P. CROWLEY Obligor SA*4613*06*B JILL F. CROWLEY Obligor SA*4615*02*B HEIRS AND/OR BENEFICIARIES OF THE ESTATE OF MATTHEW D TWOMEY Obligor SA*4615*02*B HEIR AND/OR BENEFICIARIES OF THE ESTATE OF ROBERTA L. TWOMEY Junior Interest Holder SA*4615*02*B MATTHEW D. TWOMEY Junior Interest Holder SA*4615*02*B ROBERTA L. TWOMEY Obligor SA*4621*22*B NOHRA CH LONDONO Obligor SA*4621*23*B NOHRA CH LONDONO Obligor SA*4622*21*B EUGENE OKORO Obligor SA*4622*21*B PRISCILLA OKORO Obligor SA*4623*22*B JOSE ANGEL MALLQUI NAUPAY Obligor SA*4623*22*B ELENA ESTELA TAICO SUAREZ (RSVP# 298356), (04/11/13, 04/18/13)
April 11, 18, 2013 13-02241W