14-01914W

Foreclosure HOA26162-CY5-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd., Suite 290, Las Vegas, NV 89145; Phone: 702-304-7509 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, [insert Owner name ] , is (are) the owner(s) of timeshare estate interest Unit at Cypress Harbour Condominium at 11251 Harbour Villa Road, Orlando, FL 32821. The undersigned has received a Notice of Default and Intent to Foreclose from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. Trustee's Address: 400 S. Rampart Blvd., Suite 290, Las Vegas, NV 89145; Phone: 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name EXHIBIT “A” - Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*5511*36*B Unit 5511 / Week 36 / Annual Timeshare Interest DOUGLAS B GRAHAM/20597 HARBOR VIEW DR, CORNELIUS, NC 28031-7078 UNITED STATES 04-19-11; Book 10201 / Page2312 0.59 1,622.16 CY*5233*41*B Unit 5233 / Week 41 / Annual Timeshare Interest PATRICIA A. WELSH and RONALD R. AGNICK/2122 S AIDA AVENUE, TUCSON, AZ 85710 UNITED STATES 04-03-13; Book 10547 / Page1186 1.47 2,988.95 CY*5526*18*B Unit 5526 / Week 18 / Annual Timeshare Interest FULGENCIO CRISOSTOMO VARGAS/AVE. NUNEZ DE CACERES #11 SAN GERONIMO, SANTO DOMINGO DOMINICAN REPUBLIC 06-13-12; Book 10391 / Page2503 0.61 1,505.05 CY*7341*28*B Unit 7341 / Week 28 / Annual Timeshare Interest MOHAMED Z. H. BALFAQEEH/PO BOX 2827, JEDDAH, 21461 SAUDI ARABIA 06-15-12; Book 10393 / Page4134 0.99 1,533.04 CY*7341*29*B Unit 7341 / Week 29 / Annual Timeshare Interest MOHAMED Z. H. BALFAQEEH/PO BOX 2827, JEDDAH, 21461 SAUDI ARABIA 06-15-12; Book 10393 / Page4125 0.62 1,533.04 CY*5115*19*B Unit 5115 / Week 19 / Annual Timeshare Interest BETH A REED-POKRIEFKA/3720 FALLON CIRCLE, SAN DIEGO, CA 92130-2564 UNITED STATES 06-13-12; Book 10391 / Page2090 0.61 1,511.93 CY*5132*48*B Unit 5132 / Week 48 / Annual Timeshare Interest MATTHEW GUY JONATHAN PARKER and PATRICIA ELIZABETH PARKER/6802 15TH AVE NE, SEATTLE, WA 98115 UNITED STATES 06-13-12; Book 10391 / Page2121 0.61 1,511.93 CY*5213*42*B Unit 5213 / Week 42 / Annual Timeshare Interest MOHAMED BEDEWI/11 LITTLE BEAR ROAD, DENVILLE, NJ 07834 UNITED STATES 06-13-12; Book 10391 / Page2167 0.61 1,511.93 CY*5221*23*B Unit 5221 / Week 23 / Annual Timeshare Interest CARROLL E BAKER JR/750 BILTMORE AVENUE, EASTON, PA 18040 UNITED STATES 04-19-11; Book 10201 / Page0971 0.59 1,326.71 CY*5225*19*B Unit 5225 / Week 19 / Annual Timeshare Interest STEPHANE JEAN-MARIE DE DJE-ROBERT/11300 NW 128TH ST STE 232, MEDLEY, FL 33178 UNITED STATES 06-13-12; Book 10391 / Page2165 0.61 1,463.55 CY*5312*34*B Unit 5312 / Week 34 / Annual Timeshare Interest W LOUIS MCDONALD/PO BOX 412, GATLINBURG, TN 37738 UNITED STATES 06-13-12; Book 10391 / Page2282 0.61 1,511.93 CY*5334*48*B Unit 5334 / Week 48 / Annual Timeshare Interest DAVID ASHLEY/7442 LAKE MARSHA DR, ORLANDO, FL 32819 UNITED STATES 06-13-12; Book 10391 / Page2329 0.61 1,511.93 CY*5512*29*B Unit 5512 / Week 29 / Annual Timeshare Interest STEVEN FREEDMAN and CHRISTINA FREEDMAN/375 RIFLE CAMP RD APT 203, WOODLAND PARK, NJ 07424 UNITED STATES 06-13-12; Book 10391 / Page2442 0.62 1,529.56 CY*5515*23*B Unit 5515 / Week 23 / Annual Timeshare Interest DIANA M BILLINGS/3755 KENCREST DRIVE NE, CEDAR RAPIDS, IA 52402 UNITED STATES 06-13-12; Book 10391 / Page2460 0.61 1,511.93 CY*6012*08*B Unit 6012 / Week 08 / Annual Timeshare Interest MICHAEL LEIGHTON and DARLENE LEIGHTON/PO BOX 873, WATERVILLE, ME 04903 UNITED STATES 03-19-13; Book 10540 / Page1525 0.68 1,396.60 CY*6432*39*B Unit 6432 / Week 39 / Annual Timeshare Interest BRUCE WESCOTT and MARGARET WESCOTT/41 3RD AVE APT 1, NEPTUNE CITY, NJ 07753 UNITED STATES 06-13-12; Book 10391 / Page3252 0.61 1,511.93 EXHIBIT “B” - Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor CY*5511*36*B DOUGLAS B GRAHAM Obligor CY*5233*41*B PATRICIA A. WELSH Obligor CY*5233*41*B RONALD R. AGNICK Obligor CY*5526*18*B FULGENCIO CRISOSTOMO VARGAS Obligor CY*7341*28*B MOHAMED Z. H. BALFAQEEH Obligor CY*7341*29*B MOHAMED Z. H. BALFAQEEH Obligor CY*5115*19*B BETH A REED-POKRIEFKA Obligor CY*5132*48*B MATTHEW GUY JONATHAN PARKER Obligor CY*5132*48*B PATRICIA ELIZABETH PARKER Obligor CY*5213*42*B MOHAMED BEDEWI Obligor CY*5221*23*B CARROLL E BAKER JR Obligor CY*5225*19*B STEPHANE JEAN-MARIE DE DJE-ROBERT Obligor CY*5312*34*B W LOUIS MCDONALD Obligor CY*5334*48*B DAVID ASHLEY Obligor CY*5512*29*B STEVEN FREEDMAN Obligor CY*6012*08*B MICHAEL LEIGHTON Obligor CY*6012*08*B DARLENE LEIGHTON Obligor CY*6432*39*B BRUCE WESCOTT Obligor CY*6432*39*B MARGARET WESCOTT Obligor CY*6445*19*B DEBORAH S VOLK Obligor CY*6512*18*B TERRY D SUMMERS Obligor CY*6512*18*B MARY F SUMMERS Obligor CY*6724*24*B RAUL A PUENTE Obligor CY*6725*44*B BRUCE WESCOTT Obligor CY*6725*44*B MARGARET WESCOTT Obligor CY*6745*50*B JOSEPH HENNESSY Obligor CY*6745*50*B JEAN HENNESSY Obligor CY*6745*50*B RYAN HENNESSY Obligor CY*6824*43*B KENNETH E GLASS Obligor CY*6834*02*B LISA ZABNER Obligor CY*6916*04*B DAVID ALLEN MONROE Obligor CY*7021*37*B KENNETH E GLASS Obligor CY*7122*30*B GEORGE ANN CAPERNA Obligor CY*7133*20*B CELSO VIANA E Obligor CY*7133*20*B MARIA C EGREJA Obligor CY*7134*38*B TERRI WAY Obligor CY*7211*21*B LESLIE AKERS Obligor CY*7235*28*B VINCE FITZGERALD Obligor CY*7316*09*B MARCO TULIO URIBE CARRIAZO FEI # 1081.00023 04/10/2014, 04/17/2014


April 10, 17, 2014 14-01914W

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