14-02122W

Foreclosure HOA31405-CPR I-1-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: See Exhibit A (“Obligor”) Notice Address: See Exhibit A This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Pointe Resort II, located in Orange County, Florida, and more specifically described as follows: An undivided See Exhibit A interest in fee simple as tenant in common in and to the Unit Number(s) See Exhibit A together with a corresponding undivided interest in the Common Furnishings which are appurtenant to such Unit(s), as well as the recurring (i) exclusive right every Use Year to reserve, use and occupy an Assigned Unit within Cypress Pointe Resort II, A Condominium (the “Project”), (ii) exclusive right to use and enjoy the Limited Common Elements and Common Furnishings located within or otherwise appurtenant to such Assigned Unit, and (iii) non-exclusive right to use and enjoy the Common Elements of the Project, for their intended purposes, during the Use Periods as shall properly have been reserved in accordance with the provisions of the then-current Rules and Regulations promulgated by Cypress Pointe Resort II Condominium Association, Inc., all pursuant to the Declaration of Condominium for Cypress Point Resort II, A Condominium, duly recorded in the Public Records of Orange County, Florida, in Official Records Book 5044, at Page 3557, as thereafter amended (The “Declaration”). See Exhibit A Timeshare Interest Number of Rights: See Exhibit A Vacation Week: See Exhibit A Pursuant to that certain Declaration of Condominium for Cypress Pointe Resort II, a Condominium, as recorded in Book 5044 at Page 3557 of the Official Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and The Cypress Pointe Resort II Condominium Association Inc., a Florida not-for-profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange County, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $200, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the The Cypress Pointe Resort II Condominium Association, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 400 South Rampart Blvd, Suite 290, Las Vegas, Nevada 89145. Association Contact: The Cypress Pointe Resort II Condominium Association c/o Diamond Resorts Financial Services, Inc., 10600 W Charleston Blvd, Las Vegas, NV 89135 Phone: (702) 823-7168 EXHIBIT “A” - Contract Number Owner(s) of Record Unit / Week / Timeshare Interest Undivided Interest Number of Rights Claim of Lien Recording Date Claim of Lien Book & Page Default Amount 1108852 JOHN HRUSKA SR. and SHIRLEY HRUSKA G11AB / Floating / Flex Timeshare Interest 1000/463500 1000 01/21/14 Book 10692 / Page73 506.10 1123623 AVIS ATKINSON MCCULLOUGH and GERALDINE STOWE ATKINSON G13AB / Floating / Flex Timeshare Interest 500/463500 500 01/21/14 Book 10692 / Page73 474.16 1158951 ALBERT R. MARLEY and DOROTHY S. MARLEY G22AB / Floating / Flex Timeshare Interest 4500/463500 4500 01/21/14 Book 10692 / Page73 730.19 1160810 MARYLEE S. LOGAN-FAIRFIELD G22AB / Floating / Flex Timeshare Interest 500/463500 500 01/21/14 Book 10692 / Page73 474.16 1167670 LEWIS R. WILLIAMS and JUANITA M. WILLIAMS G24AB / Floating / Flex Timeshare Interest 4500/463500 4500 01/21/14 Book 10692 / Page73 730.19 1172483 FRANK BUONO G32AB / Floating / Flex Timeshare Interest 10000/463500 10000 01/21/14 Book 10692 / Page73 1,082.23 1463722 EUNICE HUBBARD and DUANE A BILLEY and MARY ANN BILLEY and V. JOHN BROOK, JR, Trustee of the Bankruptcy for the Estate of DUANE AND MARY ANN BILLEY F11AB, F12AB, F13AB and F14AB / N/A / Flex Timeshare Interest 10500/1,854,000 10500 01/21/14 Book 10692 / Page73 1,114.28 1485278 JOHN W. OHMAN and KATHLEEN M. OHMAN F15AB, F16AB, F17AB, and F18AB / N/A / Flex Timeshare Interest 7000/1,854,000 7000 01/21/14 Book 10692 / Page73 890.19 16215727 NHP GLOBAL SERVICES LLC, not authorized to do business in the State of Florida F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 4500/1,854,000 4500 01/21/14 Book 10692 / Page73 730.19 16241004 JAIME GUITERREZ SADA and ELLEN M FARR and RALPH L FARR F21AB, F22AB, F23AB and F24AB / N/A / Flex Timeshare Interest 2500/1,854,000 2500 01/21/14 Book 10692 / Page73 602.13 16636096 GEORGE DIMOPOULOS G43AB / Floating / Flex Timeshare Interest 5000/463,500 5000 01/21/14 Book 10692 / Page73 762.22 16641226 The Heirs and Beneficiaries of the Estate of HAL H. DRONBERGER and CLUB SELECT RESORTS, not Authorized to do Business in the State of Florida F35AB, F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 4000/1,854,000 4000 01/21/14 Book 10692 / Page73 698.14 2377709 LARRY STEVEN HUMENIK F21AB,F22AB, F23AB and F24AB / N/A / Flex Timeshare Interest 2500/1,854,000 2500 01/21/14 Book 10692 / Page73 602.13 2377720 LARRY STEVEN HUMENIK F35AB,F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 500/1,854,000 500 01/21/14 Book 10692 / Page73 474.16 294529 CURTIS ROBINSON and JOAN ROBINSON F11AB, F12AB, F13AB and F14AB / N/A / Flex Timeshare Interest 2,000/ 1,854,000 2000 01/21/14 Book 10692 / Page73 570.17 319110 STEVEN P. CHALKE and KRISTINE L. CHALKE F11AB, F12AB, F13AB, and F14AB / N/A / Flex Timeshare Interest 2,000/1,854,000 2000 01/21/14 Book 10692 / Page73 452.00 341450 WILLIAM D. SHEPLER and SYLVIA C. SHEPLER F11AB, F12AB, F13AB, and F14AB / N/A / Flex Timeshare Interest 3500/1,854,000 3500 01/21/14 Book 10692 / Page73 666.21 343940 RAUL COLON and DIANA CARRASQUILLO F15AB, F16AB, F17AB, and F18AB / N/A / Flex Timeshare Interest 5000/1,854,000 5000 01/21/14 Book 10692 / Page73 762.22 355932 JAMES ERIK PENLAND and TRACIE D. PENLAND F15AB, F16AB, F17AB, and F18AB / N/A / Flex Timeshare Interest 15000/1,854,000 15000 01/21/14 Book 10692 / Page73 1,402.34 356945 JACQUELINE Y. JACKSON F15AB, F16AB, F17AB, and F18AB / N/A / Flex Timeshare Interest 2000/ 1,854,000 2000 01/21/14 Book 10692 / Page73 570.17 357302 MARILYN G. GREENE F15AB, F16AB, F17AB, and F18AB / N/A / Flex Timeshare Interest 2000/ 1,854,000 2000 01/21/14 Book 10692 / Page73 477.25 366148 RICHARD D. BURKOVICH and MARY F. BURKOVICH F21AB, F22AB, F23AB, and F24AB / N/A / Flex Timeshare Interest 3500/1,854,000 3500 01/21/14 Book 10692 / Page73 666.21 371998 G. KARL MACKAY and PATRICIA MACKAY F11AB, F12AB, F13AB, and F14AB / N/A / Flex Timeshare Interest 6000/1,854,000 6000 01/21/14 Book 10692 / Page73 826.20 382428 DAVID A. GILDEA and TAMMARA L. GILDEA F21AB, F22AB, F23AB, and F24AB / N/A / Flex Timeshare Interest 5000/1,854,000 5000 01/21/14 Book 10692 / Page73 762.22 384211 MARGARET MITCHELL and CLIFTON MITCHELL F11AB, F12AB, F13AB and F14AB / N/A / Flex Timeshare Interest 2500/ 1,854,000 2500 01/21/14 Book 10692 / Page73 2,128.26 384865 BRAD CROSBY and KIMBERLY CROSBY F25AB, F26AB, F27AB and F28AB / N/A / Flex Timeshare Interest 4000/ 1,854,000 4000 01/21/14 Book 10692 / Page73 698.14 385616 JOHN CHISM and MICHELLE L. CHISM F25AB, F26AB, F27AB and F28AB / N/A / Flex Timeshare Interest 6000/ 1,854,000 6000 01/21/14 Book 10692 / Page73 826.20 389139 JOHN H. GOTWALD and CATHERINE S. GOTWALD F35AB, F36AB, F37AB, and F38AB / N/A / Flex Timeshare Interest 2500/1,854,000 2500 01/21/14 Book 10692 / Page73 602.13 389839 CAROL L. BLENDOWSKI F35AB, F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 3000/1,854,000 3000 01/21/14 Book 10692 / Page73 634.16 389969 JEFF BLEECKER F35AB, F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 1000/1,854,000 1000 01/21/14 Book 10692 / Page73 506.10 390274 BRIAN CHERALLEY F35AB, F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 500/1,854,000 500 01/21/14 Book 10692 / Page73 474.16 390452 JOHN A. EDMONDS and DEBORAH D. EDMONDS F35AB, F36AB, F37AB and F38AB / N/A / Flex Timeshare Interest 2000/1,854,000 2000 01/21/14 Book 10692 / Page73 570.12 391431 HARRY BALSON and LOLA BALSON F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 500/1,854,000 500 01/21/14 Book 10692 / Page73 1,405.03 391837 STANLEY M. PRUSIK and CYNTHIA L. PRUSIK F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 1500/1,854,000 1500 01/21/14 Book 10692 / Page73 538.15 392098 TERRY M. ANDRES F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 2000/1,854,000 2000 01/21/14 Book 10692 / Page73 570.17 392119 JESSE L. WIMBERLY and MARLETTA J. WIMBERLY F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 6000/1,854,000 6000 01/21/14 Book 10692 / Page73 826.20 393075 EARL B. RICHARDS and ELIZABETH H. RICHARDS F41AB, F42AB, F43AB and F44AB / N/A / Flex Timeshare Interest 8000/1,854,000 8000 01/21/14 Book 10692 / Page73 954.26 450638 DEREK WILCOX F45AB, F46AB, F47AB and F48AB / N/A / Flex Timeshare Interest 1000/1,854,000 1000 01/21/14 Book 10692 / Page73 506.10 456044 OCTAVIO C. AMBROGI and ROSAURA AMBROGI and CLAUDIA R. RUNAGER and CHEROKEE L. RUNAGER F45AB, F46AB, F47AB and F48AB, / N/A / Flex Timeshare Interest 7000/1854000 7000 01/21/14 Book 10692 / Page73 890.19 456918 EDWIN H. MANCHESTER and ESTHER H. MANCHESTER F45AB, F46AB, F47AB and F48AB / N/A / Flex Timeshare Interest 5000/1854000 5000 01/21/14 Book 10692 / Page73 762.22
NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, _[insert Owner name ] , is (are) the owner(s) of timeshare estate interest Timeshare Interest at The Cypress Pointe Resort II Condominium Association located at 8651 Treasure Cay Lane, Orlando, FL 32836. The undersigned has received a Notice of Default and Intent to Foreclosure from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. Trustee's Address: 400 South Rampart Blvd, Suite 290, Las Vegas, Nevada 89145 Dated: Owner's signature Owner's signature Print Name Print Name signature Owner's signature Print Name Print Name Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor 1108852 SHIRLEY HRUSKA Obligor 1123623 AVIS ATKINSON MCCULLOUGH Obligor 1123623 GERALDINE STOWE ATKINSON Obligor 1158951 ALBERT R. MARLEY Obligor 1158951 DOROTHY S. MARLEY Obligor 1160810 MARYLEE S. LOGAN-FAIRFIELD Obligor 1167670 LEWIS R. WILLIAMS Obligor 1167670 JUANITA M. WILLIAMS Junior Interest Holder 1167670 LEWIS WILLIAMS Junior Interest Holder 1167670 TARA T INGRAM Obligor 1172483 FRANK BUONO Obligor 1463722 DUANE A BILLEY Obligor 1463722 MARY ANN BILLEY Obligor 1463722 V. JOHN BROOK, JR Obligor 1485278 JOHN W. OHMAN Junior Interest Holder 16215727 PLAN INC, USA Obligor 16241004 JAIME GUITERREZ SADA Obligor 16241004 RALPH L FARR Obligor 16641226 HAL H. DRONBERGER Junior Interest Holder 16641226 SPENCE H WILLIS Junior Interest Holder 16641226 MELISSA WILLIS Obligor 2377709 LARRY STEVEN HUMENIK Obligor 2377720 LARRY STEVEN HUMENIK Obligor 294529 JOAN ROBINSON Obligor 341450 WILLIAM D. SHEPLER Obligor 343940 RAUL COLON Junior Interest Holder 343940 DARA COLON Obligor 355932 TRACIE D. PENLAND Obligor 356945 JACQUELINE Y. JACKSON Junior Interest Holder 356945 BARBARA WHITE Obligor 357302 MARILYN G. GREENE Obligor 366148 MARY F. BURKOVICH Obligor 371998 G. KARL MACKAY Obligor 371998 PATRICIA MACKAY Obligor 382428 DAVID A. GILDEA Obligor 382428 TAMMARA L. GILDEA Obligor 384211 MARGARET MITCHELL Obligor 384865 BRAD CROSBY Obligor 384865 KIMBERLY CROSBY Obligor 385616 JOHN CHISM Obligor 385616 MICHELLE L. CHISM Obligor 389139 JOHN H. GOTWALD Obligor 389139 CATHERINE S. GOTWALD Obligor 389839 CAROL L. BLENDOWSKI Obligor 389969 LISA B BLEECKER Obligor 390274 BRIAN CHERALLEY Obligor 390452 JOHN A. EDMONDS Obligor 390452 DEBORAH D. EDMONDS Obligor 391431 LOLA BALSON Obligor 391837 STANLEY M. PRUSIK Obligor 391837 CYNTHIA L. PRUSIK Obligor 392098 TERRY M. ANDRES Obligor 392119 MARLETTA J. WIMBERLY Obligor 393075 ELIZABETH H. RICHARDS Obligor 450638 DEREK WILCOX Obligor 456044 OCTAVIO C. AMBROGI Obligor 456044 ROSAURA AMBROGI Obligor 456044 CLAUDIA R. RUNAGER Obligor 456044 CHEROKEE L. RUNAGER Obligor 456918 EDWIN H. MANCHESTER FEI # 1081.00027 04/17/2014, 04/24/2014
April 17, 24, 2014 14-02122W