14-03103W

Foreclosure HOA32461-RO8-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Royal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Royal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3965 at Page 2031 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Royal Palms Condominium recorded in Official Records Book 3965 at Page 2031, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Royal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.
You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd., Ste 290, Las Vegas, Nevada 89145; Phone: 702-304-7509
NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, _______[insert Owner name ] , is (are) the owner(s) of timeshare estate interest Unit _____ at Royal Palm Condominium at 8404 Vacation Way, Orlando, FL 32821 The undersigned has received a Notice of Default and Intent to Foreclose from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. Trustee's Address: 400 S. Rampart Blvd., Ste 290, Las Vegas, Nevada 89145; Phone: 702-304-7509 Dated: ____Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature ___ Print Name Print Name Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount RO*4150*11*B Unit 4150 / Week 11 / Annual Timeshare Interest THOMAS J. RYAN and JUDITH M. RYAN/5 BUDD CT, BETHPAGE, NY 11714-6301 UNITED STATES 06-19-13; Book 10588 / Page1244 0.55 1,554.39 RO*4150*15*B Unit 4150 / Week 15 / Annual Timeshare Interest DANIEL F. TOLBERT and MYRNA R. TOLBERT/2950 PHILLIPS BEND XING, BUFORD, GA 30519-6534 UNITED STATES 06-19-13; Book 10588 / Page1254 0.46 1,335.11 RO*4154*42*B Unit 4154 / Week 42 / Annual Timeshare Interest WILLIAM A. CRIM and ANGELIA G. CRIM/10110 LAKESIDE GABLES, HOUSTON, TX 77065 UNITED STATES 06-19-13; Book 10588 / Page1256 0.54 1,534.97 RO*4162*35*B Unit 4162 / Week 35 / Annual Timeshare Interest GERALD STERNTHAL and BELLA L. STERNTHAL/20433 PASEO CRESTA, PORTER RANCH, CA 91326 UNITED STATES 06-19-13; Book 10588 / Page1281 0.55 1,554.39 RO*4162*48*B Unit 4162 / Week 48 / Annual Timeshare Interest RUBEN S. ADAM and ROSE MARIE ADAM/PO BOX 602, TOFIELD, AB T0B 4J0 CANADA 06-19-13; Book 10588 / Page1301 0.54 1,534.97 RO*4164*09*B Unit 4164 / Week 09 / Annual Timeshare Interest JAMES A. ELDRIDGE and JENNY A. ELDRIDGE/PO BOX 104, 0000, TORQUAY VC 3228 AUSTRALIA 06-19-13; Book 10588 / Page1252 0.55 1,554.39 RO*4167*18*B Unit 4167 / Week 18 / Annual Timeshare Interest LLOYD O. BROWN and PHYLLIS K. BROWN/PO BOX 2817, MUSKOGEE, OK 74402-2817 UNITED STATES 06-19-13; Book 10588 / Page1275 0.54 1,534.97 RO*4167*19*B Unit 4167 / Week 19 / Annual Timeshare Interest LLOYD O. BROWN and PHYLLIS K. BROWN/PO BOX 2817, MUSKOGEE, OK 74402-2817 UNITED STATES 06-19-13; Book 10588 / Page1283 0.54 1,534.97 RO*4173*19*B Unit 4173 / Week 19 / Annual Timeshare Interest ALAN C BAUMGARDNER/100 CUSTER ST, BUFFALO, NY 14214-1101 UNITED STATES 06-19-13; Book 10588 / Page1357 0.54 1,534.97 RO*4174*15*B Unit 4174 / Week 15 / Annual Timeshare Interest MARC EARNSHAW/38A VICTORIA PARK, COLWYN BAY LL297AJ UNITED KINGDOM 06-19-13; Book 10588 / Page1375 0.55 1,554.39 RO*4185*18*B Unit 4185 / Week 18 / Annual Timeshare Interest R & N HOLDING OF GAINESVILLE, INC., a Florida profit corporation, authorized to do business in the state of Florida/3650 NW 97TH BOULEVARD, GAINESVILLE, FL 32606 UNITED STATES 06-19-13; Book 10588 / Page1297 0.54 1,534.97 RO*4251*37*B Unit 4251 / Week 37 / Annual Timeshare Interest MOHAMED SOLIMAN and DOLORES WESTBROOKS/P O BOX 3137, CHESTER, VA 23831 UNITED STATES 06-19-13; Book 10588 / Page1319 0.53 1,501.81 RO*4252*41*B Unit 4252 / Week 41 / Annual Timeshare Interest IYABODE ABIGAIL SHOLANKE/PLOT 423 AGUIYI IRONSI WAY, ABUJA 90001 NIGERIA 06-19-13; Book 10588 / Page1327 0.54 1,534.97 RO*4254*37*B Unit 4254 / Week 37 / Annual Timeshare Interest HENRY J. SWADE and KAREN L. SWADE/292 BARTRAM RD, RIVERSIDE, IL 60546 UNITED STATES 06-19-13; Book 10588 / Page1355 0.53 1,501.81 RO*4256*43*B Unit 4256 / Week 43 / Annual Timeshare Interest ABDULLAH BAKR/PO BOX 3633 - JEDDAH-8884, JEDDAH 23423 SAUDI ARABIA 06-19-13; Book 10588 / Page1397 0.54 1,534.97 RO*4261*41*B Unit 4261 / Week 41 / Annual Timeshare Interest JOAN DINAPOLI, daughter of the Grantor and MICHAEL MURPHY, son of the Grantor/1300 KELLER PKWY, #617, KELLER, TX 76248 UNITED STATES 06-19-13; Book 10588 / Page1353 0.30 967.66 RO*4261*45*B Unit 4261 / Week 45 / Annual Timeshare Interest Gabriela Carter/10009 Cristo Drive , Sacramento, CA 95829 UNITED STATES 06-19-13; Book 10588 / Page1361 0.54 1,534.97 RO*4262*40*B Unit 4262 / Week 40 / Annual Timeshare Interest ABDULLAH BAKR/PO BOX 3633 - JEDDAH-8884, JEDDAH 23423 SAUDI ARABIA 06-19-13; Book 10588 / Page1365 0.54 1,534.97 RO*4265*50*B Unit 4265 / Week 50 / Annual Timeshare Interest FRED STILWELL/PO BOX 6111, BRANSON, MO 65615-6111 UNITED STATES 06-19-13; Book 10588 / Page1393 0.55 1,554.39 RO*4266*46*B Unit 4266 / Week 46 / Annual Timeshare Interest REYNALDO A. MARTINEZ and JANET MARTINEZ/9141 SW 153RD PASSAGE, MIAMI, FL 33196 UNITED STATES 06-19-13; Book 10588 / Page1373 0.54 1,534.97 RO*4267*43*B Unit 4267 / Week 43 / Annual Timeshare Interest HOWARD HAMILTON/1807 GLEN VALLEY DR, IRVING, TX 75061 UNITED STATES 07-03-13; Book 10594 / Page7723 0.54 1,517.08 RO*4270*22*B Unit 4270 / Week 22 / Annual Timeshare Interest JOSEPH JOHNSON and DOROTHY S. JOHNSON/P.O. BOX 608, MATTHEWS, NC 28106 UNITED STATES 06-19-13; Book 10588 / Page1391 0.54 1,534.97 RO*4270*35*B Unit 4270 / Week 35 / Annual Timeshare Interest WILLIAM D. BROWN and JENETTA L. BROWN/43546 FIRESTONE PLACE, LEESBURG, VA 20176 UNITED STATES 06-20-13; Book 10588 / Page5706 0.54 1,538.09 RO*4272*15*B Unit 4272 / Week 15 / Annual Timeshare Interest HOWARD HAMILTON/1807 GLEN VALLEY DR, IRVING, TX 75061 UNITED STATES 06-20-13; Book 10588 / Page5739 0.55 1,550.54 RO*4284*21*B Unit 4284 / Week 21 / Annual Timeshare Interest DANIEL L. WILSON and VERNETTA B. WILSON/9606 MENDOZA ROAD, RANDALLSTOWN, MD 21133-2532 UNITED STATES 06-20-13; Book 10588 / Page5758 0.54 1,534.97 RO*4351*15*B Unit 4351 / Week 15 / Annual Timeshare Interest ROBERT E. HILEMAN and MARJORIE M. HILEMAN/32 CRESTVIEW RD, MILLBROOK, NY 12545-6441 UNITED STATES 06-20-13; Book 10588 / Page5771 0.55 1,554.39 RO*4364*52*B Unit 4364 / Week 52 / Annual Timeshare Interest DAVID DAVIDSON and LORA DAVIDSON/2130 LAUREL CLIFF DRIVE, NEW BRAUNFELS, TX 78132 UNITED STATES 06-20-13; Book 10588 / Page5827 0.55 1,554.39 RO*4365*04*B Unit 4365 / Week 04 / Annual Timeshare Interest CAROLYN R. ROBERTS/1347 OCEAN BLVD WEST, HOLDEN BEACH, NC 28462 UNITED STATES 06-20-13; Book 10588 / Page5833 0.55 1,554.39 RO*4365*05*B Unit 4365 / Week 05 / Annual Timeshare Interest CAROLYN R. ROBERTS/1347 OCEAN BLVD WEST, HOLDEN BEACH, NC 28462 UNITED STATES 06-20-13; Book 10588 / Page5839 0.55 1,554.39 RO*4370*40*B Unit 4370 / Week 40 / Annual Timeshare Interest CAROLYN R. ROBERTS/1347 OCEAN BLVD WEST, HOLDEN BEACH, NC 28462 UNITED STATES 06-20-13; Book 10588 / Page5907 0.54 1,534.97 RO*4370*41*B Unit 4370 / Week 41 / Annual Timeshare Interest CAROLYN R. ROBERTS/1347 OCEAN BLVD WEST, HOLDEN BEACH, NC 28462 UNITED STATES 06-20-13; Book 10588 / Page5913 0.54 1,534.97 RO*4451*23*B Unit 4451 / Week 23 / Annual Timeshare Interest WARREN F. LANDI and DORIS M. LANDI/22 WEST 18TH STREET, OCEAN CITY, NJ 08226-4117 UNITED STATES 06-20-13; Book 10588 / Page5931 0.54 1,534.97 RO*4453*06*B Unit 4453 / Week 06 / Annual Timeshare Interest MICHAEL HEINRICH MUELLER and ULRIKE MUELLER/OELMUEHLWEG 47H, KOENIGSTEIN 61462 GERMANY 06-20-13; Book 10588 / Page5976 0.55 1,554.39 RO*4457*48*B Unit 4457 / Week 48 / Annual Timeshare Interest THE FIRESIDE REGISTRY LLC, not authorized to do buisness in Florida/14528 ADIOS PASS, CARMEL, IN 46032 UNITED STATES 06-20-13; Book 10588 / Page6116 0.54 1,534.97 RO*4471*48*B Unit 4471 / Week 48 / Annual Timeshare Interest DAVID PATRICK DAVIDSON and LORA S DAVIDSON/2130 LAUREL CLIFF DRIVE, NEW BRAUNFELS, TX 78132 UNITED STATES 06-20-13; Book 10588 / Page6094 0.54 1,534.97 RO*4473*22*B Unit 4473 / Week 22 / Annual Timeshare Interest JAN DAVIS/4637 MEADOWOOD RD, DALLAS, TX 75220-2014 UNITED STATES 06-20-13; Book 10588 / Page6062 0.54 1,534.97 RO*4476*44*B Unit 4476 / Week 44 / Annual Timeshare Interest JAMES A ELDRIDGE and JENNY A ELDRIDGE/PO BOX 104, TORQUAY VC 3228 AUSTRALIA 06-20-13; Book 10588 / Page6072 0.54 1,534.97 Exhibit “B” Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor RO*4150*11*B THOMAS J. RYAN Obligor RO*4150*11*B JUDITH M. RYAN Obligor RO*4150*15*B DANIEL F. TOLBERT Obligor RO*4150*15*B MYRNA R. TOLBERT Obligor RO*4154*42*B WILLIAM A. CRIM Obligor RO*4162*35*B GERALD STERNTHAL Obligor RO*4162*35*B BELLA L. STERNTHAL Obligor RO*4162*48*B RUBEN S. ADAM Obligor RO*4162*48*B ROSE MARIE ADAM Obligor RO*4164*09*B JAMES A. ELDRIDGE Obligor RO*4164*09*B JENNY A. ELDRIDGE Obligor RO*4167*18*B LLOYD O. BROWN Obligor RO*4167*18*B PHYLLIS K. BROWN Obligor RO*4167*19*B LLOYD O. BROWN Obligor RO*4167*19*B PHYLLIS K. BROWN Obligor RO*4173*19*B ALAN C. BAUMGARDNER Obligor RO*4174*15*B MARC EARNSHAW Obligor RO*4185*18*B R & N HOLDING OF GAINESVILLE, INC Obligor RO*4251*37*B MOHAMED SOLIMAN Obligor RO*4251*37*B DOLORES WESTBROOKS Obligor RO*4252*41*B IYABODE ABIGAIL SHOLANKE Obligor RO*4254*37*B HENRY J. SWADE Obligor RO*4254*37*B KAREN L. SWADE Obligor RO*4256*43*B ABDULLAH BAKR Obligor RO*4261*41*B JOAN DINAPOLI Obligor RO*4261*45*B Gabriela Carter Obligor RO*4262*40*B ABDULLAH BAKR Obligor RO*4265*50*B FRED STILWELL Obligor RO*4266*46*B REYNALDO A. MARTINEZ Obligor RO*4266*46*B JANET MARTINEZ Junior Interest Holders RO*4266*46*B Suntrust Bankcard, N.A. Obligor RO*4267*43*B HOWARD HAMILTON Obligor RO*4270*22*B JOSEPH JOHNSON Obligor RO*4270*22*B DOROTHY S. JOHNSON Obligor RO*4270*35*B WILLIAM D. BROWN Obligor RO*4270*35*B JENETTA L. BROWN Obligor RO*4272*15*B HOWARD HAMILTON Obligor RO*4284*21*B VERNETTA B. WILSON Obligor RO*4351*15*B MARJORIE M. HILEMAN Obligor RO*4364*52*B DAVID DAVIDSON Obligor RO*4364*52*B LORA DAVIDSON Junior Interest Holders RO*4364*52*B Washington International Insurance Company Obligor RO*4365*04*B CAROLYN R. ROBERTS Obligor RO*4365*05*B CAROLYN R. ROBERTS Obligor RO*4370*40*B CAROLYN R. ROBERTS Obligor RO*4370*41*B CAROLYN R. ROBERTS Obligor RO*4451*23*B WARREN F. LANDI Obligor RO*4451*23*B DORIS M. LANDI Obligor RO*4453*06*B MICHAEL HEINRICH MUELLER Obligor RO*4453*06*B ULRIKE MUELLER Obligor RO*4457*48*B FIRESIDE REGISTRY, LLC Obligor RO*4471*48*B DAVID PATRICK DAVIDSON Obligor RO*4471*48*B LORA S DAVIDSON Obligor RO*4473*22*B JAN DAVIS Obligor RO*4476*44*B JAMES A ELDRIDGE Obligor RO*4476*44*B JENNY A ELDRIDGE FEI # 1081.00053 06/12/2014, 06/19/2014
June 12, 19, 2014 14-03103W

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