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Foreclosure HOA26482-HO6-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd., Ste 290, Las Vegas, Nevada 89145; Phone: 702-304-7509 NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, [insert Owner name ] , is (are) the owner(s) of timeshare estate interest Unit / Week/ Timeshare Interest at HAO Condominium at 7102 Grand Horizons Blvd., Orlando , FL 32821 The undersigned has received a Notice of Default and Intent to Foreclose from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. Trustee's Address: 400 S. Rampart Blvd., Ste 290, Las Vegas, Nevada 89145; Phone: 702-304-7509 Dated: Owner's signature Owner's signature Print Name Print Name Owner's signature Owner's signature Print Name Print Name EXHIBIT “A” - Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Book & Page Per Diem Default Amount HO*1263*23*B Unit 1263 / Week 23 / Annual Timeshare Interest CHRISTOPHER A. ANJORIN and OLUFUNMILOLA B. ANJORIN/139 RUSSEL LANE, WHETSTONE, LONDON N20 0AU UNITED KINGDOM 04-29-11; Book 10207 / Page2532 1.50 3,043.84 HO*1513*09*X Unit 1513 / Week 09 / Odd Year Biennial Timeshare Interest MICHAEL S MERRILL and JESSICA L MERRILL/15 WASHBOARD LN, BUXTON, ME 04093 UNITED STATES 04-29-11; Book 10207 / Page4159 0.78 1,582.82 HO*1221*42*B Unit 1221 / Week 42 / Annual Timeshare Interest EDWARD LI and YIN FONG YIP/25 JOHN MARSHALL DRIVE, BISHOPBRIGGS,GLASGOW, G6425Z UNITED KINGDOM 06-18-12; Book 10394 / Page1142 0.74 1,496.13 HO*1332*23*B Unit 1332 / Week 23 / Annual Timeshare Interest GONZALO JAVIER RUIZ BAUDOUIN and MICHELE ANDREA SANTILLI LUQUE/EMILIO MITRE 1236, MARTINEZ, 1424 ARGENTINA 04-29-11; Book 10207 / Page2960 1.47 2,975.71 HO*1021*26*B Unit 1021 / Week 26 / Annual Timeshare Interest PHILIP ROSENWEIG/7035 SPYGLASS AVENUE, PARKLAND, FL 33076 UNITED STATES 03-20-13; Book 10540 / Page3910 1.29 2,624.89 HO*1027*01*B Unit 1027 / Week 01 / Annual Timeshare Interest SUZANNE B MONTANARO/9 GLENWOOD ROAD, WINDHAM, NH 03087 UNITED STATES 06-18-12; Book 10394 / Page1108 0.73 1,488.14 HO*1036*41*E Unit 1036 / Week 41 / Even Year Biennial Timeshare Interest STEPHANIE T MCINTOSH-LUIS and the unrecorded interest of the spouse of STEPHANIE T MCINTOSH-LUIS, if any/1835 NE MIAMI GARDENS DR # 179, NORTH MIAMI BEACH, FL 33179 UNITED STATES 06-18-12; Book 10394 / Page1324 0.41 828.91 HO*1240*29*B Unit 1240 / Week 29 / Annual Timeshare Interest HEATHER L BYRON and DANNY SCHNEIDER/44753 LONGFELLOW AVE, TEMECULA, CA 92592-9157 UNITED STATES 06-18-12; Book 10394 / Page1352 0.73 1,484.75 HO*1252*51*X Unit 1252 / Week 51 / Odd Year Biennial Timeshare Interest BEVERLY M MCINTOSH/PO BOX 565554, MIAMI, FL 33256 UNITED STATES 03-20-13; Book 10540 / Page3918 0.40 820.91 HO*1260*28*E Unit 1260 / Week 28 / Even Year Biennial Timeshare Interest ALAN HEDLUND and TINA HEDLUND/127 6TH ST, Hazlet Township, NJ 07734 UNITED STATES 03-20-13; Book 10540 / Page4338 0.41 825.79 HO*1265*39*E Unit 1265 / Week 39 / Even Year Biennial Timeshare Interest JUAN M. ORTEGA/PO BOX 990042, NAPLES, FL 34116 UNITED STATES 06-18-12; Book 10394 / Page1390 0.41 828.91 HO*1265*48*E Unit 1265 / Week 48 / Even Year Biennial Timeshare Interest STELLA DIRKS/14300 NE 20TH AVE, STE D102-349, VANCOUVER, WA 98686 UNITED STATES 06-18-12; Book 10394 / Page1474 0.41 828.91 HO*1352*02*E Unit 1352 / Week 02 / Even Year Biennial Timeshare Interest HORACE LOVELACE and SENECA LOVELACE/15188 135TH AVE, JAMAICA, NY 11434-3510 UNITED STATES 06-18-12; Book 10394 / Page1571 0.17 352.31 HO*1524*41*B Unit 1524 / Week 41 / Annual Timeshare Interest BENNYANDLILLY, LLC a Delaware limited liability company, not authorized to do business in the State of Florida/501 SILVERSIDE RD, STE 82, WILMINGTON, DE 19809 UNITED STATES 06-18-12; Book 10394 / Page1966 0.72 1,457.68 HO*1536*12*B Unit 1536 / Week 12 / Annual Timeshare Interest MICHELLE STATES/23 TREMONT STREET, IRVINGTON, NJ 07111 UNITED STATES 03-20-13; Book 10540 / Page3972 0.73 1,481.36 HO*2815*41*B Unit 2815 / Week 41 / Annual Timeshare Interest LORI E VANT HOOGT/RR1 BOX 1270 A, HENRYVILLE, PA 18332 UNITED STATES 06-18-12; Book 10394 / Page2362 0.72 1,457.68 HO*2834*43*B Unit 2834 / Week 43 / Annual Timeshare Interest JEFF STUMP/1707 HOOFLANDER RD, HERNDON, PA 17830 UNITED STATES 03-20-13; Book 10540 / Page3977 0.72 1,456.74 HO*1343*46*B Unit 1343 / Week 46 / Annual Timeshare Interest MARCOS A. DIAZ and ELIE M. RIVERA ADORNO/HC 645 BOX 6336, TRUJILLO ALTO, PR 00976 UNITED STATES 04-29-11; Book 10207 / Page3046 0.81 1,639.59 Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor HO*1263*23*B CHRISTOPHER A. ANJORIN Obligor HO*1263*23*B OLUFUNMILOLA B. ANJORIN Obligor HO*1513*09*X MICHAEL S MERRILL Obligor HO*1513*09*X JESSICA L MERRILL Obligor HO*1221*42*B EDWARD LI Obligor HO*1221*42*B YIN FONG YIP Obligor HO*1332*23*B GONZALO JAVIER RUIZ BAUDOUIN Obligor HO*1332*23*B MICHELE ANDREA SANTILLI LUQUE Obligor HO*1021*26*B PHILIP ROSENWEIG Obligor HO*1027*01*B SUZANNE B MONTANARO Obligor HO*1036*41*E STEPHANIE T MCINTOSH-LUIS Obligor HO*1240*29*B HEATHER L BYRON Obligor HO*1240*29*B DANNY SCHNEIDER Obligor HO*1252*51*X BEVERLY M MCINTOSH Obligor HO*1260*28*E ALAN HEDLUND Obligor HO*1260*28*E TINA HEDLUND Obligor HO*1265*39*E JUAN M. ORTEGA Obligor HO*1265*48*E STELLA DIRKS Obligor HO*1352*02*E HORACE LOVELACE Obligor HO*1352*02*E SENECA LOVELACE Obligor HO*1524*41*B BENNYANDLILLY, LLC Obligor HO*1536*12*B MICHELLE STATES Obligor HO*2815*41*B LORI E VANT HOOGT Obligor HO*2834*43*B JEFF STUMP Obligor HO*1343*46*B MARCOS A. DIAZ Obligor HO*1343*46*B ELIE M. RIVERA ADORNO Junior Interest Holders HO*1343*46*B NINTH JUDICIAL CIRCUIT COURT OF FLORIDA Obligor HO*1526*02*B JEFFREY N. COON FEI # 1081.00015 03/27/2014, 04/03/2014
Mar. 27; Apr. 3, 2014 14-01640W