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Foreclosure HOA26162-CY5-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.
You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, a California corporation, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd., Suite 290, Las Vegas, NV 89145; Phone: 702-304-7509
NOTICE OF ELECTION TO PREVENT TRUSTEE SALE IMPORTANT: If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. The undersigned, ___[insert Owner name ] , is (are) the owner(s) of timeshare estate interest Unit at Cypress Harbour Condominium at 11251 Harbour Villa Road, Orlando, FL 32821. The undersigned has received a Notice of Default and Intent to Foreclose from First American Title Insurance Company, the Trustee. The undersigned hereby exercises the undersigned's right to object to the trustee foreclosure procedure established in section 721.855, Florida Statutes. In order to be effective, this Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. Trustee's Address: 400 S. Rampart Blvd., Suite 290, Las Vegas, NV 89145; Phone: 702-304-7509 Dated: _____ Owner's signature Owner's signature Print Name __Print Name Owner's signature _____Owner's signature Print Name___ Print Name Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*6445*19*B Unit 6445 / Week 19 / Annual Timeshare Interest DEBORAH S VOLK/300 DRIVER CIRCLE CT, JOHNS CREEK, GA 30022 UNITED STATES 06-13-12; Book 10391 / Page3254 0.61 1,511.93 CY*6512*18*B Unit 6512 / Week 18 / Annual Timeshare Interest TERRY D SUMMERS and MARY F SUMMERS/1038 W WISCONSIN STREET, PORTAGE, WI 53901 UNITED STATES 06-13-12; Book 10391 / Page3228 0.63 1,511.93 CY*6724*24*B Unit 6724 / Week 24 / Annual Timeshare Interest RAUL A PUENTE/6750 N ANDREWS AVE SUITE 400, FORT LAUDERDALE, FL 33309 UNITED STATES 06-13-12; Book 10391 / Page3501 0.62 1,529.56 CY*6725*44*B Unit 6725 / Week 44 / Annual Timeshare Interest BRUCE WESCOTT and MARGARET WESCOTT/41 3RD AVE APT 1, NEPTUNE CITY, NJ 07753 UNITED STATES 06-13-12; Book 10391 / Page3513 0.61 1,511.93 CY*6732*22*B Unit 6732 / Week 22 / Annual Timeshare Interest RAUL A PUENTE/6750 N ANDREWS AVE SUITE 400, FORT LAUDERDALE, FL 33309 UNITED STATES 06-13-12; Book 10391 / Page3517 0.61 1,511.93 CY*6745*50*B Unit 6745 / Week 50 / Annual Timeshare Interest JOSEPH HENNESSY and JEAN HENNESSY and RYAN HENNESSY/3216 WINDING PINE TRAIL, RIVERHEAD, NY 11901 UNITED STATES 06-13-12; Book 10391 / Page3559 0.61 1,505.05 CY*6824*43*B Unit 6824 / Week 43 / Annual Timeshare Interest KENNETH E GLASS and ELIZABETH M GLASS/4636 LEBANON PIKE # 386, HERMITAGE, TN 37076 UNITED STATES 03-19-13; Book 10540 / Page1298 0.62 1,369.75 CY*6834*02*B Unit 6834 / Week 02 / Annual Timeshare Interest LISA ZABNER/1408 EL TORO DR, BAKERSFIELD, CA 93304-4625 UNITED STATES 06-13-12; Book 10391 / Page3704 0.62 1,481.08 CY*6916*04*B Unit 6916 / Week 04 / Annual Timeshare Interest DAVID ALLEN MONROE/PO BOX 4578, SEVIERVILLE, TN 37864 UNITED STATES 06-13-12; Book 10391 / Page3722 0.62 1,533.55 CY*7021*37*B Unit 7021 / Week 37 / Annual Timeshare Interest KENNETH E GLASS and ELIZABETH M GLASS/4636 LEBANON PIKE # 386, HERMITAGE, TN 37076 UNITED STATES 03-19-13; Book 10540 / Page1368 0.66 1,369.75 CY*7122*30*B Unit 7122 / Week 30 / Annual Timeshare Interest GEORGE ANN CAPERNA/628 ROUTE 303, BLAUVELT, NY 10913 UNITED STATES 06-13-12; Book 10391 / Page4458 0.67 1,529.56 CY*7132*05*B Unit 7132 / Week 05 / Annual Timeshare Interest MARY K PEREZ and GUSTAVO E PEREZ/CALLE LAS VERANDERAS #5 SAN FRANCISCO, PANAMA CITY 33498-4614 PANAMA 06-13-12; Book 10391 / Page4783 0.62 1,533.55 CY*7133*20*B Unit 7133 / Week 20 / Annual Timeshare Interest CELSO VIANA E and MARIA C EGREJA/CIA ACUCAREIRA DE PENAPOLIS FAZENDA CAMPESTRE, PENAPOLIS SP 16300 BRAZIL 03-19-13; Book 10540 / Page1647 0.67 1,369.75 CY*7134*22*B Unit 7134 / Week 22 / Annual Timeshare Interest MARY K PEREZ and GUSTAVO E PEREZ/CALLE LAS VERANDERAS #5 SAN FRANCISCO, PANAMA CITY 33498-4614 PANAMA 06-15-12; Book 1 / Page103933640 0.61 1,511.93 CY*7134*38*B Unit 7134 / Week 38 / Annual Timeshare Interest CHERRIE SPEAGLE and TERRI WAY/3605 REGENTS PARK LANE, GREENSBORO, NC 27455 UNITED STATES 06-15-12; Book 10393 / Page3668 0.61 1,511.93 CY*7211*21*B Unit 7211 / Week 21 / Annual Timeshare Interest LESLIE AKERS/6357 SHARROB ROAD, INDIANAPOLIS, IN 46241 UNITED STATES 06-15-12; Book 10393 / Page3754 0.61 1,511.93 CY*7235*28*B Unit 7235 / Week 28 / Annual Timeshare Interest VINCE FITZGERALD and JANEL FITZGERALD/25570 GARBANI ROAD, MENIFEE, CA 92584 UNITED STATES 06-15-12; Book 10393 / Page3865 0.62 1,529.56 CY*7316*09*B Unit 7316 / Week 09 / Annual Timeshare Interest MARCO TULIO URIBE CARRIAZO/CLL 78 NO. 57-100 APT. 101, BARRANQUILLA COLOMBIA 03-19-13; Book 10540 / Page1708 0.75 1,396.60 Exhibit “B” Notice is hereby given to the following parties: Party Designation Contract Number Name Obligor CY*6445*19*B DEBORAH S VOLK Obligor CY*6512*18*B TERRY D SUMMERS Obligor CY*6512*18*B MARY F SUMMERS Obligor CY*6724*24*B RAUL A PUENTE Obligor CY*6725*44*B BRUCE WESCOTT Obligor CY*6725*44*B MARGARET WESCOTT Obligor CY*6745*50*B JOSEPH HENNESSY Obligor CY*6745*50*B JEAN HENNESSY Obligor CY*6745*50*B RYAN HENNESSY Obligor CY*6824*43*B KENNETH E GLASS Obligor CY*6834*02*B LISA ZABNER Obligor CY*6916*04*B DAVID ALLEN MONROE Obligor CY*7021*37*B KENNETH E GLASS Obligor CY*7122*30*B GEORGE ANN CAPERNA Obligor CY*7133*20*B CELSO VIANA E Obligor CY*7133*20*B MARIA C EGREJA Obligor CY*7134*38*B TERRI WAY Obligor CY*7211*21*B LESLIE AKERS Obligor CY*7235*28*B VINCE FITZGERALD Obligor CY*7316*09*B MARCO TULIO URIBE CARRIAZO
FEI# 1081.00023 05/29/2014, 06/05/2014
May 29; June 5, 2014 14-02979W