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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 38563-LR6-HOA
To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Lakeshore Reserve Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Lakeshore Reserve Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 9741 at Page 2312 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Lakeshore Reserve Condominium recorded in Official Records Book 9741 at Page 2312, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Lakeshore Reserve Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 2300 Maitland Center Parkway, Suite 201, Maitland, FL 32751; Phone: 702-304-7509 Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount LR*2206*26*B Unit 2206 / Week 26 / Annual Timeshare Interest ANDRES STRICKER/HAYDENSTRASSE 14, KONSTANZ 78464 GERMANY 06-09-14; Book 10756 / Page0782 $1.07 $2,162.84 LR*2411*12*B Unit 2411 / Week 12 / Annual Timeshare Interest LAURIE E. BLACK and BEVERLY BLACK/28 COTTAGE LN, WINDSOR JUNCTION, NS B2T 1G7 CANADA 06-09-14; Book 10756 / Page0967 $1.34 $2,708.29 LR*2512*32*B Unit 2512 / Week 32 / Annual Timeshare Interest JOSE LUIS HERRANZ GARCIA/C/UDALA CHALET 23, URB.LA PIZARRA, SAN LORENZO DEL ESCORIAL 28200 SPAIN 06-09-14; Book 10756 / Page1019 $1.07 $2,162.84 LR*2514*42*B Unit 2514 / Week 42 / Annual Timeshare Interest JOSEPH ANTHONY GIANFRANCESCO and AMINAH BEHAR GIANFRANCESCO/YEW THATCH WOODHOUSE LANE, HOLMBURY ST, DORKING, SURREY RH5 6NN UNITED KINGDOM 06-09-14; Book 10756 / Page1036 $1.07 $2,162.84 LR*3103*29*B Unit 3103 / Week 29 / Annual Timeshare Interest CHRISTINA C. BRESLIN/36 WELLESLEY LANE, DOWNINGTOWN, PA 19335 UNITED STATES 06-09-14; Book 10756 / Page1044 $0.91 $1,840.63 LR*3212*44*B Unit 3212 / Week 44 / Annual Timeshare Interest EFRAIN ELIAS CARDENAS and GUIOMAR GARCIA TRAVESI/PALMAS 930, COL. LOMAS DE CHAPULTEPEC, MEXICO DF 11000 MEXICO 06-11-14; Book 10757 / Page0530 $1.35 $2,742.19 LR*3306*36*B Unit 3306 / Week 36 / Annual Timeshare Interest ANA BUEZO/BLVD. JACARANDAS 18-00, ZONA 15 VH3 ENCINOS 310, GUATEMALA CITY GUATEMALA 06-11-14; Book 10757 / Page0618 $1.03 $2,081.43 LR*3406*36*B Unit 3406 / Week 36 / Annual Timeshare Interest MONTANO L. SERRANO and MARIA PAZ A. SERRANO/522 WATERSIDE CT, CANTON, GA 30114-6672 UNITED STATES 06-11-14; Book 10757 / Page0632 $1.05 $2,122.46 LR*9105*18*B Unit 9105 / Week 18 / Annual Timeshare Interest LAURIE E. BLACK and BEVERLY BLACK/28 COTTAGE LN, WINDSOR JUNCTION, NS B2T 1G7 CANADA 06-11-14; Book 10757 / Page0841 $1.33 $2,701.81 LR*9111*32*B Unit 9111 / Week 32 / Annual Timeshare Interest ANDREW L. DUNNE and HEIDI L. V. DUNNE/CROSS GREEN FARM, WHITE HILL LANE, LOTHERSDALE, NORTH YORKSHIRE BD208HX UNITED KINGDOM 06-11-14; Book 10757 / Page0851 $1.35 $2,742.19 Exhibit “B” Notice is hereby given to the following parties Party Designation Contract Number Name Obligor LR*2206*26*B ANDRES STRICKER Obligor LR*2411*12*B LAURIE E. BLACK Obligor LR*2411*12*B BEVERLY BLACK Obligor LR*2512*32*B JOSE LUIS HERRANZ GARCIA Obligor LR*2514*42*B JOSEPH ANTHONY GIANFRANCESCO Obligor LR*2514*42*B AMINAH BEHAR GIANFRANCESCO Obligor LR*3103*29*B CHRISTINA C. BRESLIN Obligor LR*3212*44*B EFRAIN ELIAS CARDENAS Obligor LR*3212*44*B GUIOMAR GARCIA TRAVESI Obligor LR*3306*36*B ANA BUEZO Obligor LR*3406*36*B MONTANO L. SERRANO Obligor LR*3406*36*B MARIA PAZ A. SERRANO Junior Interest Holder LR*3406*36*B CITIBANK, N. A. Junior Interest Holder LR*3406*36*B PATRICK A. CAREY, ESQ. Obligor LR*9105*18*B LAURIE E. BLACK Obligor LR*9105*18*B BEVERLY BLACK Obligor LR*9111*32*B ANDREW L. DUNNE Obligor LR*9111*32*B HEIDI L. V. DUNNE
FEI # 1081.00266
08/13/2015, 08/20/2015
August 13, 20, 2015 15-03373W