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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 43105-HO12-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 2300 Maitland Center Parkway, Suite 201, Maitland, FL 32751; Phone: 702-304-7509 Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Book & Page Per Diem Default Amount HO*1031*37*X Unit 1031 / Week 37 / Odd Year Biennial Timeshare Interest DONALD CARLOS DAVIS and PATRICIA ANN DAVIS/6623 BLAKEMORE STREET, APT B, PHILADELPHIA, PA 19119 UNITED STATES 02-26-15; Book 10880 / Page8136 $0.63 $1,958.41 HO*1032*22*B Unit 1032 / Week 22 / Annual Timeshare Interest MILAGROS ORTIZ-TAVAREZ/ESMERALDA AVE #15, GUAYNABO, PR 00969-4430 UNITED STATES 02-26-15; Book 10880 / Page8138 $1.21 $3,269.70 HO*1036*21*X Unit 1036 / Week 21 / Odd Year Biennial Timeshare Interest VALERIA J. JONES/59 WILLOW BRIDGE DRIVE, DURHAM, NC 27707 UNITED STATES 02-26-15; Book 10880 / Page8142 $0.80 $2,558.26 HO*1225*05*B Unit 1225 / Week 05 / Annual Timeshare Interest GEORGE A. SMITH and NANCY CD. SMITH/3425 PAKUI ST, HONOLULU, HI 96816-2819 UNITED STATES 02-26-15; Book 10880 / Page8146 $1.65 $4,580.30 HO*1265*20*E Unit 1265 / Week 20 / Even Year Biennial Timeshare Interest HECTOR R. ORTIZ LUGO and GLORIBEL RAMOS ORTIZ/PO BOX 365, GUAYAMA, PR 00785 UNITED STATES 02-26-15; Book 10880 / Page8225 $0.55 $1,715.07 HO*1265*22*B Unit 1265 / Week 22 / Annual Timeshare Interest STEVEN P. NOREN and PATRICIA A. NOREN/121 ALMA AVE, SELDEN, NY 11784-1927 UNITED STATES 02-26-15; Book 10880 / Page8227 $2.14 $6,050.40 HO*1310*22*E Unit 1310 / Week 22 / Even Year Biennial Timeshare Interest GLENDA S. CHAMPION/7675 WALL TRIANA HWY, HARVEST, AL 35749-8860 UNITED STATES 02-26-15; Book 10880 / Page8229 $0.94 $2,869.92 HO*1332*18*B Unit 1332 / Week 18 / Annual Timeshare Interest IAIN AIKMAN and GAYLE YOUNGSON/21 CLARENDON COURT, ELGIN MORAYSHIRE 1V306TA UNITED KINGDOM 02-26-15; Book 10880 / Page8231 $1.61 $4,517.88 HO*1343*48*X Unit 1343 / Week 48 / Odd Year Biennial Timeshare Interest BARBARA WHITE and KEVIN M. WHITE/132 VAUXHALL STREET, NEW LONDON, CT 06320 UNITED STATES 02-26-15; Book 10880 / Page8233 $0.80 $2,435.56 HO*1421*46*B Unit 1421 / Week 46 / Annual Timeshare Interest CHRISTINE BROWN/4852 PADDOCK ROAD, CINCINNATI, OH 45237 UNITED STATES 02-26-15; Book 10880 / Page8281 $2.08 $5,906.83 HO*1521*18*B Unit 1521 / Week 18 / Annual Timeshare Interest SAMIR A MUSSA JIMENEZ and CARMEN ROBLES SUAREZ/252 PLAZA CRIOLLA HACIENDA SAN JOSE, CAGUAS, PR 00727-3026 UNITED STATES 02-26-15; Book 10880 / Page8235 $1.11 $2,889.90 HO*1522*42*B Unit 1522 / Week 42 / Annual Timeshare Interest JULIO A. ROSADO and ZAHIRA Y. VAZQUEZ PEREZ/URB CIELO DORADO VILLAGE, # 38 CALLE DIAMANTE, VEGA ALTA, PR 00692 UNITED STATES 02-26-15; Book 10880 / Page8237 $2.54 $7,576.75 HO*1563*13*X Unit 1563 / Week 13 / Odd Year Biennial Timeshare Interest JENNIFER HITCHCOCK/3978 N NESMITH AVE, BEMUS POINT, NY 14712 UNITED STATES 02-26-15; Book 10880 / Page8239 $0.63 $1,998.67 HO*2815*26*E Unit 2815 / Week 26 / Even Year Biennial Timeshare Interest DIVINA RENE LOOBY/828 COUNTY ROAD 1662, MOUNT PLEASANT, TX 75455 UNITED STATES 02-26-15; Book 10880 / Page8241 $0.58 $1,824.48 HO*2836*37*X Unit 2836 / Week 37 / Odd Year Biennial Timeshare Interest LINDA M. CAVENDER/39 ROWAN CRESCENT, DARTFORD, KENT DA1 2QX UNITED KINGDOM 02-26-15; Book 10880 / Page8243 $0.64 $2,029.59 HO*2931*43*E Unit 2931 / Week 43 / Even Year Biennial Timeshare Interest HUGH BROWN and IDETA J. PRINCE/PO BOX 302713, ST THOMAS, VI 00803 UNITED STATES 02-26-15; Book 10880 / Page8245 $0.80 $2,455.86 HO*3045*46*E Unit 3045 / Week 46 / Even Year Biennial Timeshare Interest BRIAN H. MCKAY and NORMA MCKAY/59 BARFIELD, SUTTON-AT-HONE, DARTFORD DA4 9EJ UNITED KINGDOM 02-26-15; Book 10880 / Page8273 $0.55 $1,810.84 HO*3134*28*B Unit 3134 / Week 28 / Annual Timeshare Interest RUDOLPH M MORTON and JASMIN L MORTON/# 10 CAYON STREET, BASSETERRE SAINT KITTS AND NEVIS 02-26-15; Book 10880 / Page8275 $1.65 $4,853.06 “Publication Exhibit” Notice is hereby given to the following parties Party Designation Contract Number Name Obligor HO*1031*37*X DONALD CARLOS DAVIS Obligor HO*1031*37*X PATRICIA ANN DAVIS Obligor HO*1032*22*B MILAGROS ORTIZ-TAVAREZ Obligor HO*1036*21*X VALERIA J. JONES Obligor HO*1225*05*B NANCY CD. SMITH Obligor HO*1265*20*E HECTOR R. ORTIZ LUGO Obligor HO*1265*20*E GLORIBEL RAMOS ORTIZ Junior Interest Holder HO*1265*20*E Wendy Soto Obligor HO*1332*18*B IAIN AIKMAN Obligor HO*1332*18*B GAYLE YOUNGSON Obligor HO*1343*48*X BARBARA WHITE Obligor HO*1343*48*X KEVIN M. WHITE Junior Interest Holder HO*1343*48*X Drage, DeBeaubien, Knight, Simmons, Romano & Neal Obligor HO*1421*46*B CHRISTINE BROWN Obligor HO*1522*42*B JULIO A. ROSADO Obligor HO*1522*42*B ZAHIRA Y. VAZQUEZ PEREZ Obligor HO*2815*26*E DIVINA RENE LOOBY Obligor HO*2836*37*X LINDA M. CAVENDER Obligor HO*2931*43*E HUGH BROWN Obligor HO*2931*43*E IDETA J. PRINCE Obligor HO*3045*46*E BRIAN H. MCKAY Obligor HO*3045*46*E NORMA MCKAY Junior Interest Holder HO*3045*46*E EAGLE METAL DISTRIBUTORS, INC., Obligor HO*3134*28*B RUDOLPH M MORTON Obligor HO*3134*28*B JASMIN L MORTON FEI # 1081.00237 07/09/2015, 07/16/2015 July 9, 16, 2015 15-02754W