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Foreclosure HOA 39375-RO10-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Royal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Royal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3965 at Page 2031 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Royal Palms Condominium recorded in Official Records Book 3965 at Page 2031, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Royal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by then lien.
You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 2300 Maitland Center Parkway, Suite 201, Maitland, FL 32751; Phone: 702-304-7509 Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount RO*4362*22*B Unit 4362 / Week 22 / Annual Timeshare Interest WAYNE ST. LOUIS/637 WILSON AVE , APT 1R, BROOKLYN, NY 11207 UNITED STATES 09-03-14; Book 10798 / Page8244 $1.63 $5,259.88 RO*4364*08*B Unit 4364 / Week 08 / Annual Timeshare Interest MICHELLE L. RHODES/60 Smith Avenue, Apt. 3, Norwich, CT 06360 UNITED STATES 12-26-14; Book 10853 / Page1064 $1.12 $3,444.83 RO*4471*48*B Unit 4471 / Week 48 / Annual Timeshare Interest DAVID PATRICK DAVIDSON and LORA S DAVIDSON/2130 LAUREL CLIFF DRIVE, NEW BRAUNFELS, TX 78132 UNITED STATES 11-24-14; Book 10839 / Page4202 $1.11 $3,358.30 RO*4150*21*B Unit 4150 / Week 21 / Annual Timeshare Interest MICHAEL WILLIAM BOYD, SR. and MELVIA BOYD/226 N HACKLEY ST, MUNCIE, IN 47305-1910 UNITED STATES 06-05-14; Book 10754 / Page7383 $0.57 $1,812.61 RO*4151*42*B Unit 4151 / Week 42 / Annual Timeshare Interest PATRICIA CLINTON WILLIAMS/589 FURTH LANE, SOUTHERN PINES, NC 28387 UNITED STATES 06-05-14; Book 10754 / Page7409 $0.57 $1,812.61 RO*4153*36*B Unit 4153 / Week 36 / Annual Timeshare Interest SAMUEL MORRISON and JOAN MORRISON/23325 CLEARPOOL PL, HARBOR CITY, CA 90710-1106 UNITED STATES 06-05-14; Book 10754 / Page7464 $0.55 $1,779.46 RO*4167*45*B Unit 4167 / Week 45 / Annual Timeshare Interest ROBERT L. WILKEY and LANA L. WILKEY/410 SARATOGA CT, PRATT, KS 67124-3119 UNITED STATES 06-05-14; Book 10754 / Page7501 $0.57 $1,812.61 RO*4171*22*B Unit 4171 / Week 22 / Annual Timeshare Interest DAVID OKORAFOR IMOKO/HOUSE 14, 6932 RD. GOVARIMPA, ABUJA,FCT 90001 NIGERIA 06-05-14; Book 10754 / Page7497 $0.57 $1,812.61 RO*4176*37*B Unit 4176 / Week 37 / Annual Timeshare Interest BUDDY EAD and LINDA EAD/708 PITTSBURG RD, GREENVILLE, NH 03048 UNITED STATES 06-05-14; Book 10754 / Page7536 $0.55 $1,779.46 RO*4184*20*B Unit 4184 / Week 20 / Annual Timeshare Interest SHARON A. LAKE/BOX 309, KINGSTON 9 JAMAICA 06-05-14; Book 10754 / Page7546 $0.57 $1,812.61 RO*4184*22*B Unit 4184 / Week 22 / Annual Timeshare Interest PETER G. CRAWFORD and EVELYN D. CRAWFORD/2951 S KING DR, APT 603, CHICAGO, IL 60616-3317 UNITED STATES 06-05-14; Book 10754 / Page7556 $0.57 $1,812.61 RO*4252*36*B Unit 4252 / Week 36 / Annual Timeshare Interest JAIME GUTIERREZ SADA/AV. 10 CON CALLE 12 EDFF.JIRA #224, DPTO B-4, SOLIDARIDAD QR 77710 MEXICO 06-05-14; Book 10754 / Page7554 $1.08 $3,223.59 RO*4252*51*B Unit 4252 / Week 51 / Annual Timeshare Interest STEVE SELVAGGIO and VINCENZA M. SELVAGGIO/43591 GROUSE DR, CLINTON TOWNSHIP, MI 48038-7413 UNITED STATES 06-05-14; Book 10754 / Page7560 $0.54 $1,745.95 RO*4264*28*B Unit 4264 / Week 28 / Annual Timeshare Interest JOSE VILLENA ARIAS and MYRTA VASSALLO CONSOLI/CERROS DE CAMACHO 220 DPTO. 401, SURCO, LIMA L-12 PERU 06-05-14; Book 10754 / Page7612 $0.57 $1,832.07 RO*4268*50*B Unit 4268 / Week 50 / Annual Timeshare Interest GERARDO MIRANDA and ALEJANDRA DE MIRANDA/VALLE DE LAS PERAS #11, CLUB DE GOLF VALLE ESCONDIDO,, ADOLFO LOPEZ MATEOS EM 52937 MEXICO 06-05-14; Book 10754 / Page7657 $0.57 $1,832.07 RO*4270*37*B Unit 4270 / Week 37 / Annual Timeshare Interest GUSTAVO L. NIETO and MARIA de NIETO/CALLE LOS ALPES 5A CASETEJA, PRADO DEL ESTE, CARACAS 1080 VENEZUELA 06-05-14; Book 10754 / Page7637 $0.55 $1,779.46 RO*4271*46*B Unit 4271 / Week 46 / Annual Timeshare Interest ROBERT K. LARSEN and BETH A. LARSEN/7753 WINDSPOINT RD, ROSCOE, IL 61073-8403 UNITED STATES 06-05-14; Book 10754 / Page7630 $0.57 $1,812.61 RO*4272*46*B Unit 4272 / Week 46 / Annual Timeshare Interest DAVID OKORAFOR IMOKO/HOUSE 14, 6932 RD. GOVARIMPA, ABUJA,FCT 90001 NIGERIA 06-05-14; Book 10754 / Page7652 $0.57 $1,812.61 RO*4275*44*B Unit 4275 / Week 44 / Annual Timeshare Interest ELIZABETH C. SMITH/250 LAWRENCE HILL ROAD, COLD SPRING HARBOR, NY 11724 UNITED STATES 06-05-14; Book 10754 / Page7670 $0.57 $1,812.61 RO*4276*21*B Unit 4276 / Week 21 / Annual Timeshare Interest THOMAS G. HAWKINS and BARBARA D. HAWKINS/PO BOX 126, BASYE, VA 22810-0126 UNITED STATES 06-05-14; Book 10754 / Page7365 $0.57 $1,812.61 RO*4353*25*B Unit 4353 / Week 25 / Annual Timeshare Interest ENRIQUE TORIO AIZA/CERRADA DE TIGRE # 9 DEPTO 304, COLONIA DEL VALLE, MEXICO CITY DF 03100 MEXICO 06-05-14; Book 10754 / Page8407 $0.57 $1,832.07 RO*4355*20*B Unit 4355 / Week 20 / Annual Timeshare Interest RAUL A. GOMEZ/PRIVADA LOS ALAMOS #1, COL. LOMAS 4A SECCION, SAN LUIS POTOSI SL 78216 MEXICO 06-05-14; Book 10754 / Page8509 $0.57 $1,812.61 RO*4356*39*B Unit 4356 / Week 39 / Annual Timeshare Interest The Current Trustee(s) of the Michael D. Whalen Revocable Trust, in care of Michael D. Whalen, and the Current Trustee(s) of the Sheila Whalen Revocable Trust, in care of Sheila H. Whalen, and Michael D. Whalen, Individually, and Sheila H. Whalen, Individually/650 N ATLANTIC AVE, Unit 401, COCOA BEACH, FL 32931 UNITED STATES 06-05-14; Book 10754 / Page8515 $0.55 $1,779.46 RO*4360*44*B Unit 4360 / Week 44 / Annual Timeshare Interest CHRISTINE WANG/668 KENWOOD PLACE, MORGANTOWN, WV 26505 UNITED STATES 06-05-14; Book 10754 / Page8525 $0.57 $1,812.61 RO*4361*51*B Unit 4361 / Week 51 / Annual Timeshare Interest ANDREW AN and YEW HUA AN/2019 LANCER DR, TROY, MI 48084 UNITED STATES 06-05-14; Book 10754 / Page8538 $0.57 $1,832.07 RO*4373*20*B Unit 4373 / Week 20 / Annual Timeshare Interest JOHN R. GILBERT and PATRICIA A. GILBERT/970 ST ANDREWS DR, APT. 203, WILMINGTON, NC 28412 UNITED STATES 06-05-14; Book 10754 / Page8579 $0.57 $1,812.61 RO*4374*11*B Unit 4374 / Week 11 / Annual Timeshare Interest STANLEY L. GILKINSON and MARY GILKINSON/7 TIZZARD AVE, TORONTO, ON M8Y 3Z4 CANADA 06-05-14; Book 10754 / Page8595 $0.57 $1,832.07 RO*4375*11*B Unit 4375 / Week 11 / Annual Timeshare Interest DONNA HERNANDEZ/2601 DIAMOND CT, BAKERSFIELD, CA 93304-5463 UNITED STATES 06-05-14; Book 10754 / Page8556 $0.57 $1,832.07 RO*4376*38*B Unit 4376 / Week 38 / Annual Timeshare Interest ENRIQUE TORIO AIZA/CERRADA DE TIGRE # 9 DEPTO 304, COLONIA DEL VALLE, MEXICO CITY DF 03100 MEXICO 06-05-14; Book 10754 / Page8550 $0.55 $1,779.46 RO*4385*14*B Unit 4385 / Week 14 / Annual Timeshare Interest MARI TERE ZEVADA PEREZ and The Heirs and/or Beneficiaries of the Estate of JOHN V. HARPER/CORREGIDORA # 12, SAN JERONIMO LIDICE, MEXICO DF 10200 MEXICO 06-05-14; Book 10754 / Page8619 $0.57 $1,832.07 RO*4451*02*B Unit 4451 / Week 02 / Annual Timeshare Interest PATRICIA A. CASSMAN and LESLIE B. LAWSON/8926 189TH ST, HOLLIS, NY 11423-1921 UNITED STATES 06-05-14; Book 10754 / Page8690 $0.33 $1,264.76 RO*4451*06*B Unit 4451 / Week 06 / Annual Timeshare Interest RUYMAR ANDRADE/AVE ATLANTICA 2406 - PENTHOUSE, COPACABANA, RIO DE JANEIRO 22041001 BRAZIL 06-05-14; Book 10754 / Page8599 $0.57 $1,832.07 RO*4451*07*B Unit 4451 / Week 07 / Annual Timeshare Interest RUYMAR ANDRADE/AVE ATLANTICA 2406 - PENTHOUSE, COPACABANA, RIO DE JANEIRO 22041001 BRAZIL 06-05-14; Book 10754 / Page8614 $0.57 $1,832.07 RO*4451*08*B Unit 4451 / Week 08 / Annual Timeshare Interest RUYMAR ANDRADE/AVE ATLANTICA 2406 - PENTHOUSE, COPACABANA, RIO DE JANEIRO 22041001 BRAZIL 06-05-14; Book 10754 / Page8617 $0.57 $1,832.07 RO*4451*09*B Unit 4451 / Week 09 / Annual Timeshare Interest RUYMAR ANDRADE/AVE ATLANTICA 2406 - PENTHOUSE, COPACABANA, RIO DE JANEIRO 22041001 BRAZIL 06-05-14; Book 10754 / Page8621 $0.57 $1,832.07 RO*4452*42*B Unit 4452 / Week 42 / Annual Timeshare Interest RAUL A. GOMEZ and MA. TERESITA DEL N. JESUS GONZALEZ DE GOMEZ/PRIVADA LOS ALAMOS #1, COL. LOMAS 4A SECCION, SAN LUIS POTOSI SL 78216 MEXICO 06-05-14; Book 10754 / Page8697 $0.57 $1,812.61 RO*4463*38*B Unit 4463 / Week 38 / Annual Timeshare Interest NICHOLAS ZIMMERER and LILLY E. ZIMMERER/4501 CONCORD LN APT 248, NORTHBROOK, IL 60062-7164 UNITED STATES 06-05-14; Book 10754 / Page8898 $0.55 $1,779.46 RO*4465*36*B Unit 4465 / Week 36 / Annual Timeshare Interest KATHLEEN A. SIGALA/12824 ROSWELL AVE, CHINO, CA 91710-3044 UNITED STATES 06-05-14; Book 10754 / Page9030 $0.55 $1,779.46 RO*4466*46*B Unit 4466 / Week 46 / Annual Timeshare Interest MOTE CORPORATION, not authorized to do buisness in the state of Florida/119 VIA DEL MILAGRO, MONTEREY, CA 93940 UNITED STATES 06-05-14; Book 10755 / Page0093 $0.57 $1,812.61 RO*4467*42*B Unit 4467 / Week 42 / Annual Timeshare Interest FRANK J MORELLI/68 ATLANTIC DR, PALM COAST, FL 32137 UNITED STATES 06-05-14; Book 10754 / Page9036 $0.57 $1,812.61 RO*4471*23*B Unit 4471 / Week 23 / Annual Timeshare Interest DAVID C. BRAY and JOANN M. BRAY/946 PINE TRAIL DR, ROCHESTER HILLS, MI 48307-5747 UNITED STATES 06-05-14; Book 10754 / Page9053 $0.57 $1,812.61 RO*4472*50*B Unit 4472 / Week 50 / Annual Timeshare Interest FRANK J MORELLI/68 ATLANTIC DR, PALM COAST, FL 32137 UNITED STATES 06-05-14; Book 10754 / Page9042 $0.57 $1,832.07 RO*4473*30*B Unit 4473 / Week 30 / Annual Timeshare Interest LUIS FELIPE SILOS PORTILLO and REBECCA DE SILOS/CANADA REAL 169, LOMAS DEL TECNOLOGICO, SAN LUIS POTOSI SL 78216 MEXICO 06-05-14; Book 10754 / Page9055 $0.57 $1,832.07 RO*4474*35*B Unit 4474 / Week 35 / Annual Timeshare Interest ALI HASAN MISIRLIOGLU and ILKAY MISIRLIOGLU/METEHAN SK YILMAZ 4, APT D19 2.ULUS, ISTANBUL TURKEY 06-05-14; Book 10754 / Page9058 $0.57 $1,832.07 RO*4475*14*B Unit 4475 / Week 14 / Annual Timeshare Interest FERNANDO CASTILLO ORIVE/BOSQUE DEL EMPERADOR #16 LOMAS DE, LA HERRADURA, HUIXQUILUCAN EM 52785 MEXICO 06-05-14; Book 10754 / Page9060 $0.57 $1,832.07 RO*4477*45*B Unit 4477 / Week 45 / Annual Timeshare Interest JOSEE R. I. CLAES/VIOOLTJESLAAN22, LIEDEKERKE BE1770 BELGIUM 06-05-14; Book 10754 / Page7379 $1.11 $3,373.08 RO*4483*47*B Unit 4483 / Week 47 / Annual Timeshare Interest ALEJANDRO ROSSBACH/ISLA HECHIZADA G6, ZONA HOTELERA KM 12.5, CANCUN, QUINTANA ROO QR 77500 MEXICO 06-05-14; Book 10754 / Page7401 $0.57 $1,812.61 RO*4484*01*B Unit 4484 / Week 01 / Annual Timeshare Interest PABLO GARCIA FERNANDEZ/BRISA 110, COL. JARDINES DEL PEDREGAL, MEXICO CITY DF 01900 MEXICO 06-05-14; Book 10754 / Page7458 $0.57 $1,832.07 RO*4484*17*B Unit 4484 / Week 17 / Annual Timeshare Interest ALBERTO ITUARTE and VIVIANA ITUATRE/IZAMAL 51 SUPERMANZANA 39 MZ 8, LOTE 1, LA LOMA PRIVANZA, CANCUN QR 76500 MEXICO 06-05-14; Book 10754 / Page7419 $1.12 $3,476.83 Exhibit “B” Notice is hereby given to the following parties Party Designation Contract Number Name Obligor RO*4362*22*B WAYNE ST. LOUIS Obligor RO*4364*08*B MICHELLE L. RHODES Obligor RO*4471*48*B DAVID PATRICK DAVIDSON Obligor RO*4471*48*B LORA S DAVIDSON Obligor RO*4151*42*B PATRICIA CLINTON WILLIAMS Obligor RO*4153*36*B SAMUEL MORRISON Obligor RO*4153*36*B JOAN MORRISON Junior Interest Holder RO*4153*36*B Claudine H. Hodge Obligor RO*4167*45*B ROBERT L. WILKEY Obligor RO*4167*45*B LANA L. WILKEY Obligor RO*4171*22*B DAVID OKORAFOR IMOKO Obligor RO*4184*20*B SHARON A. LAKE Obligor RO*4184*22*B PETER G. CRAWFORD Obligor RO*4184*22*B EVELYN D. CRAWFORD Obligor RO*4252*36*B JAIME GUTIERREZ SADA Obligor RO*4252*51*B STEVE SELVAGGIO Obligor RO*4252*51*B VINCENZA M. SELVAGGIO Obligor RO*4264*28*B JOSE VILLENA ARIAS Obligor RO*4264*28*B MYRTA VASSALLO CONSOLI Obligor RO*4268*50*B GERARDO MIRANDA Obligor RO*4268*50*B ALEJANDRA DE MIRANDA Obligor RO*4270*37*B GUSTAVO L. NIETO Obligor RO*4270*37*B MARIA de NIETO Obligor RO*4271*46*B ROBERT K. LARSEN Obligor RO*4271*46*B BETH A. LARSEN Obligor RO*4272*46*B DAVID OKORAFOR IMOKO Obligor RO*4276*21*B THOMAS G. HAWKINS Obligor RO*4276*21*B BARBARA D. HAWKINS Obligor RO*4353*25*B ENRIQUE TORIO AIZA Obligor RO*4355*20*B RAUL A. GOMEZ Junior Interest Holder RO*4355*20*B ORLANDO REGIONAL HEALTHCARE SYSTEM Obligor RO*4360*44*B CHRISTINE C. WANG Obligor RO*4361*51*B ANDREW AN Obligor RO*4361*51*B YEW HUA AN Junior Interest Holder RO*4373*20*B Premium Asset Recovery Corp. Junior Interest Holder RO*4373*20*B Asset Acceptance, LLC Obligor RO*4374*11*B STANLEY L. GILKINSON Obligor RO*4374*11*B MARY GILKINSON Obligor RO*4375*11*B DONNA HERNANDEZ Obligor RO*4376*38*B ENRIQUE TORIO AIZA Obligor RO*4385*14*B MARI TERE ZEVADA PEREZ Obligor RO*4385*14*B The Heirs and/or Beneficiaries of the Estate of JOHN V. HARPER Junior Interest Holder RO*4385*14*B JOHN V HARPER Obligor RO*4451*02*B PATRICIA A. CASSMAN Obligor RO*4451*02*B LESLIE B. LAWSON Obligor RO*4451*06*B RUYMAR ANDRADE Obligor RO*4451*07*B RUYMAR ANDRADE Obligor RO*4451*08*B RUYMAR ANDRADE Obligor RO*4451*09*B RUYMAR ANDRADE Obligor RO*4452*42*B RAUL A. GOMEZ Obligor RO*4465*36*B KATHLEEN A. SIGALA Obligor RO*4466*46*B MOTE CORPORATION Obligor RO*4467*42*B FRANK J MORELLI Obligor RO*4471*23*B DAVID C. BRAY Obligor RO*4471*23*B JOANN M. BRAY Obligor RO*4472*50*B FRANK J MORELLI Obligor RO*4473*30*B LUIS FELIPE SILOS PORTILLO Obligor RO*4473*30*B REBECCA DE SILOS Obligor RO*4474*35*B ALI HASAN MISIRLIOGLU Obligor RO*4474*35*B ILKAY MISIRLIOGLU Obligor RO*4475*14*B FERNANDO CASTILLO ORIVE Obligor RO*4477*45*B JOSEE R. I. CLAES Obligor RO*4483*47*B ALEJANDRO ROSSBACH Obligor RO*4484*01*B PABLO GARCIA FERNANDEZ Obligor RO*4484*17*B ALBERTO ITUARTE Obligor RO*4484*17*B VIVIANA ITUATRE FEI # 1081.00238 07/09/2015, 07/16/2015
July 9, 16, 2015 15-02757W