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NOTICE OF DEFAULT AND INTENT TO FORECLOSE Foreclosure HOA 42188-HO11-HOA To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.37, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien.
You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 2300 Maitland Center Parkway, Suite 201, Maitland, FL 32751; Phone: 702-304-7509 Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Book & Page Per Diem Default Amount HO*1530*42*E Unit 1530 / Week 42 / Even Year Biennial Timeshare Interest DUANE T.K. COLEMAN and KATHI J. COLEMAN/5246 COLERIDGE CT, CARLSBAD, CA 92008 UNITED STATES 06-11-14; Book 10757 / Page5500 0.54 $1,677.56 HO*1530*19*B Unit 1530 / Week 19 / Annual Timeshare Interest ROBERT J. MILLER and DARLENE J. MILLER/6 SLEEPY HOLLOW DRIVE, NORWALK, CT 06851 UNITED STATES 06-11-14; Book 10757 / Page5494 1.11 $2,954.89 HO*1522*20*B Unit 1522 / Week 20 / Annual Timeshare Interest ANIBAL DIAZ RODRIGUEZ/MA16 CALLE 401, CAROLINA, PR 00982 UNITED STATES 06-11-14; Book 10757 / Page5404 1.11 $2,954.89 HO*1523*39*B Unit 1523 / Week 39 / Annual Timeshare Interest ARIEL O. DAVILA and SANTA GARCIA/HC-01 BOX 6141 BARRIO CUYON, AIBONITO, PR 00705 UNITED STATES 06-11-14; Book 10757 / Page5584 1.11 $2,954.89 HO*1524*34*B Unit 1524 / Week 34 / Annual Timeshare Interest RICHARD O. HOUSTON and RUTH E. HOUSTON/3340 VAN ZANDT RD, WATERFORD, MI 48329 UNITED STATES 06-11-14; Book 10757 / Page5465 1.14 $3,024.77 HO*1526*42*B Unit 1526 / Week 42 / Annual Timeshare Interest JOHN D. GEARY/32 ROBERT MOFFAT HIGHLEGH, KNUTFFORD WA166P UNITED KINGDOM 06-11-14; Book 10757 / Page5491 1.11 $3,031.63 HO*1511*14*B Unit 1511 / Week 14 / Annual Timeshare Interest WILLIAM V. EVERY and STEVEN W. EVERY/1 GATEHOUSE PARK, SANDYS SB-02 BERMUDA 06-11-14; Book 10757 / Page5153 0.91 $2,522.12 HO*1512*43*B Unit 1512 / Week 43 / Annual Timeshare Interest WILLIAM V. EVERY and STEVEN W. EVERY/1 GATEHOUSE PARK, SANDYS SB-02 BERMUDA 06-11-14; Book 10757 / Page5200 0.88 $2,452.24 HO*1515*20*E Unit 1515 / Week 20 / Even Year Biennial Timeshare Interest ROY ALEXANDER, JR. and DONNA J. ALEXANDER/PO BOX 622, HILL CITY, SD 57745 UNITED STATES 06-11-14; Book 10757 / Page5274 0.55 $1,707.55 HO*1521*45*B Unit 1521 / Week 45 / Annual Timeshare Interest ANGEL L. MORALES LOPEZ and ANA M. TORRES CRUZ/PO BOX 1727, BAYAMON, PR 00960 UNITED STATES 06-11-14; Book 10757 / Page5396 1.11 $2,954.89 Exhibit “B” Notice is hereby given to the following parties Party Designation Contract Number Name Obligor HO*1511*14*B WILLIAM V. EVERY Obligor HO*1511*14*B STEVEN W. EVERY Obligor HO*1512*43*B WILLIAM V. EVERY Obligor HO*1512*43*B STEVEN W. EVERY Obligor HO*1521*45*B ANGEL L. MORALES LOPEZ Obligor HO*1521*45*B ANA M. TORRES CRUZ Obligor HO*1522*20*B ANIBAL DIAZ RODRIGUEZ Junior Interest Holder HO*1522*20*B GE Bank, a corporation Obligor HO*1523*39*B ARIEL O. DAVILA Obligor HO*1523*39*B SANTA GARCIA Obligor HO*1524*34*B RICHARD O. HOUSTON Obligor HO*1524*34*B RUTH E. HOUSTON Obligor HO*1526*42*B JOHN D. GEARY Obligor HO*1530*42*E DUANE T.K. COLEMAN FEI # 1081.00191 05/07/2015, 05/14/2015
May 7, 14, 2015 15-01647W