15-04898W

Foreclosure HOA 43024-RO11-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Royal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Royal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3965 at Page 2031 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Royal Palms Condominium recorded in Official Records Book 3965 at Page 2031, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Royal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by then lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 2300 Maitland Center Parkway, Suite 201, Maitland, FL 32751; Phone: 702-304-7509 Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount RO*4464*45*B Unit 4464 / Week 45 / Annual Timeshare Interest STEVEN DOWNING/3003 ENTERPRISES RD, DEBARY, FL 32713-2789 UNITED STATES 12-26-14; Book 10938 / Page6310 $0.58 $6,902.79 RO*4157*31*B Unit 4157 / Week 31 / Annual Timeshare Interest IVAN BERGENHOLTZ and ELAINE B. BERGENHOLTZ/9517 E ROCKY LAKE DRIVE, SUN LAKES, AZ 85248 UNITED STATES 04-29-15; Book 10910 / Page4524 $3.40 $3,314.99 RO*4477*46*B Unit 4477 / Week 46 / Annual Timeshare Interest JOSEE CLAES/VIOOLTJESLAAN22, LIEDEKERKE BE1770 BELGIUM 06-19-12; Book 0933 / Page3682 $1.63 $5,174.71 Exhibit “B” Notice is hereby given to the following parties Party Designation Contract Number Name Obligor RO*4464*45*B STEVEN DOWNING Obligor RO*4157*31*B ELAINE B. BERGENHOLTZ Obligor RO*4157*31*B IVAN BERGENHOLTZ Obligor RO*4477*46*B JOSEE R. I. CLAES FEI # 1081.00349 11/05/2015, 11/12/2015

November 5, 12 2015 15-04898W

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