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Foreclosure HOA 54820 OL2-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Oasis Lakes Resort, A Condominium located in Orange County, Florida, and more specifically described as follows: Unit (see Interval Description on Exhibit “A”), Week (see Interval Description on Exhibit “A”), in Oasis Lakes Resort, A Condominium according to the Declaration of Condominium thereof, as recorded in Official Records Book 5535 at Page 3274 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Oasis Lakes Resort, A Condominium recorded in Official Records Book 5535 at Page 3274, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Oasis Lakes Resort Condominium Association, Inc., a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037 Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien and the amount secured by each Claim of Lien and the per diem amount to account for further accrual of the amounts secured by the lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $275, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the Oasis Lakes Resort Condominium Association, Inc., and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company for the current cure figures. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 407-754-1320. Exhibit A - Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount 134505Q Unit 4505 / Week 13 / Annual Timeshare Interest STEVEN J GININO, a married man as his sole and separate property/3303 GROVE AVE, BERWYN, IL 60402 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,069.19 134506Q Unit 4506 / Week 13 / Annual Timeshare Interest PATTIE A. DIMINO, a married woman as joint tenants with right of survivorship and not as tenants in common and TOMMY J. KAMINSKI, a married man as joint tenants with right of survivorship and not as tenants in common/71 SHONGUM RD, RANDOLPH, NJ 07869 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,798.82 513406Q Unit 3406 / Week 51 / Annual Timeshare Interest PATTIE DIMINO-KAMINSKI and TOMMY KAMINSKI/71 SHONGUM ROAD, RANDOLPH, NJ 07869 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,798.82 523406Q Unit 3406 / Week 52 / Annual Timeshare Interest PATTIE DIMINO-KAMINSKI and TOMMY KAMINSKI/71 SHONGUM ROAD, RANDOLPH, NJ 07869 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,798.82 154406Q Unit 4406 / Week 15 / Annual Timeshare Interest JOHANN PETER LINK and MARGRET INGE SOPHIE LINK/SCHWACHH HEER STR 349 B, BREMEN 28211, GERMANY DE 28211 GERMANY 07-11-16; Page 120160353122 $0.00 $1,015.76 353101Q Unit 3101 / Week 35 / Annual Timeshare Interest MARK GALLAGHER and TRACIE TIMLIN/ABERFELDY AVENUE, 30 GLASGOW, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 183103Q Unit 3103 / Week 18 / Annual Timeshare Interest DERICK AUGUSTUS RICKETTS as tenants by the entirety and CHERYL ANGELA RICKETTS as tenants by the entirety/5 YEOMAN DR SPRING PARK, NORTHHAMPTON OMAN OM NN28AZ UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.65 343104Q Unit 3104 / Week 34 / Annual Timeshare Interest MARGERY EVADNIE NICHOLSON and GARY MICHAEL NICHOLSON/STANHOLME MANAOR RD, S NORWOOD LONDON, GREAT BRITAIN GB SE25 4TD UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,935.23 083105QZ Unit 3105 / Week 08 / Odd Year Biennial Timeshare Interest ROBERT LEO NEWBAUER and MARION FRANCES NEWBAUER/1167 SANDY HOOK LN, LUCK, WI 54853 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,143.33 173205Q Unit 3205 / Week 17 / Annual Timeshare Interest GARY JOHN SMITH as tenants by the entirety and YVONNE SMITH as tenants by the entirety/8 SHAFTESBURY RD, CHINGFORD LONDON E4 7BW, ENGLAND GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.65 213301Q Unit 3301 / Week 21 / Annual Timeshare Interest ANTHONY RONALD EDGAR as tenants by the entirety and MARGARET JANE EDGAR as tenants by the entirety/14 CLIFTON ROAD, GILLINGHAM ME7 1NA, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 453306Q Unit 3306 / Week 45 / Annual Timeshare Interest ANTHONY RONALD EDGAR as tenants by the entirety and MARGARET JANE EDGAR as tenants by the entirety/14 CLIFTON ROAD, GILLINGHAM ME7 1NA, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 193305Q Unit 3305 / Week 19 / Annual Timeshare Interest CAROL ANN MINTON and JOSEPH PAUL ALLEN/10 WOODLIEGH CLOSE, LYDIATHE LIVERPOOL L31 4LB, GREAT BRITAIN GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.65 383401Q Unit 3401 / Week 38 / Annual Timeshare Interest JAMES FITZPATRICK as tenants by the entirety and SIOBHAN FITZPATRICK as tenants by the entirety/19 SABBATH HILL, BALLY MARTIN BT34 4UR, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,543.43 403403Q Unit 3403 / Week 40 / Annual Timeshare Interest SIMON MARK CHARLES WHITE as tenants by the entirety and JULIE JANE WHITE as tenants by the entirety/”BOSLOWENEK” 22 MEADOWSIDE CLOSE, HAYLE COR, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.65 443506Q Unit 3506 / Week 44 / Annual Timeshare Interest CAROL PIPES as tenants by the entirety and STEVEN HOWARD PIPES as tenants by the entirety/6 JERMYN AVE APT #3506, SHEFFIELD S12 4QA, ENGLAND GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 404102Q Unit 4102 / Week 40 / Annual Timeshare Interest DIANE JEANETTE ALLEN as joint tenants with right of survivorship and WILLIAM ALLEN as joint tenants with right of survivorship and BEVERLEY ANNE CHRISTIAN as joint tenants with right of survivorship/7 BRIAR DR HUYTON, LIVERPOOL MERSEYSIDE L36 9XG, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.61 344103QE Unit 4103 / Week 34 / Even Year Biennial Timeshare Interest JOHN JOHNSTON SMYTH as joint tenants with right of survivorship and THOMAS STRANGE as joint tenants with right of survivorship/26 ALLENBROOK MILLBROOK LARNE, COUNTY ANTRIM BT40 2QF, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,138.33 244203Q Unit 4203 / Week 24 / Annual Timeshare Interest HARRY CONNELL/6 CASTLEFIELD CT, CASTLEFIELD MANOR DUBLIN, IRELAND IE IRELAND 07-11-16; Page 120160353122 $0.00 $2,196.65 314204Q Unit 4204 / Week 31 / Annual Timeshare Interest MAURICE CHARLES ARNOLD and MICHELLE GAL ARNOLD/124 LEIGHTON ORTON MALBORNE, PETERBOROUGH PE2 5QE, GREAT BRITAIN GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.62 104206QZ Unit 4206 / Week 10 / Odd Year Biennial Timeshare Interest DENIS C WHITE as joint tenants with right of survivorship and MARY H CULVER as joint tenants with right of survivorship/1018 HIGHWAY 6 AND 50 LOT 21, MACK, CO 81525 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,001.96 074303Q Unit 4303 / Week 07 / Annual Timeshare Interest BARRY JAMES ATKINS as tenants by the entirety and FRANCIS ANNE ATKINS as tenants by the entirety/FLAT 1, 13 PRIORY AVENUE, ST DENYS SOUTHAMPTON, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.62 444303Q Unit 4303 / Week 44 / Annual Timeshare Interest CRAIG MCCULLOCH/102 VISTA VERDI CIR UNIT 100, LAKE MARY, FL 32746 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,201.65 134401Q Unit 4401 / Week 13 / Annual Timeshare Interest ROSS FARMER/7 TYLECOTE CRESCENT, GREAT HAYWOOD STAFFORD ST180TA, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 444403QE Unit 4403 / Week 44 / Even Year Biennial Timeshare Interest STEPHEN GEORGE MCGUINNESS as joint tenants with right of survivorship and PATRICIA A MCGUINNESS as joint tenants with right of survivorship/5 TROJAN AVENUE, WALKERGATE, NE6 4QT, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,138.33 074506QE Unit 4506 / Week 07 / Even Year Biennial Timeshare Interest PETER CHARLES COUGHLIN as tenants by the entirety and ELIZABETH COUGHLIN as tenants by the entirety/12 NEWPORT RD, TRETHOMAS, CAIRPHILLY CF838BY, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $996.96 274506Q Unit 4506 / Week 27 / Annual Timeshare Interest OLUTAYO OLAJIDE FAJANA as joint tenants with right of survivorship and OSARUGUE UHUMWENKPEN GIWA-OSAGIE as joint tenants with right of survivorship/28 ROCKLANDS DRIVE, STANMORE MIDDLESEX HA7 2JE, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.93 014605Q Unit 4605 / Week 01 / Annual Timeshare Interest JONATHAN MARK RICHARDSON as joint tenants with right of survivorship and LARK K TERREL as joint tenants with right of survivorship/251 N 400 W, KANAB, UT 84741 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,325.27 024605Q Unit 4605 / Week 02 / Annual Timeshare Interest JONATHAN MARK RICHARDSON and LARK KATHLEEN TERREL/251 N 400 W, KANAB, UT 84741 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,945.95 123101Q Unit 3101 / Week 12 / Annual Timeshare Interest JAMES R WARD/6 BOLINGBROOK, ST ALBANS AL4 9NP, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.91 234106QE Unit 4106 / Week 23 / Even Year Biennial Timeshare Interest MATTHEW WHITE and DAWN CARL/31 SOUTHERN DR, LOUGHTON ESSEX IG10 3BU, UNITED KINGDOM UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $996.96 423405Q Unit 3405 / Week 42 / Annual Timeshare Interest BRIAN COOPER, husband and wife as joint tenants with right of survivorship and MICHELLE COOPER, wife and husband as joint tenants with right of survivorship/56 SMOKE TREE ROAD, LEVITTOWN, PA 19056 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,201.65 203302Q Unit 3302 / Week 20 / Annual Timeshare Interest STEPHEN MASSEY/352, CASTLE CURRAGH HEATH, BLANCHARDSTOWN DUBLIN 15, IRELAND IE IRELAND 07-11-16; Page 120160353122 $0.00 $2,196.65 143402Q Unit 3402 / Week 14 / Annual Timeshare Interest THOMAS MOORE, husband and wife and AUDREY MOORE, wife and husband/5 BARBETH ROAD, CONDORRAT, CUMBERNAULD G67 4SW, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,196.64 174606Q Unit 4606 / Week 17 / Annual Timeshare Interest STEVE CAMPBELL and CLAUDIA SMITH/25 NORFOLK ROAD, THORNTON HEATH, SURREY CR7 8ND, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $1,913.90 173602Q Unit 3602 / Week 17 / Annual Timeshare Interest CHESTERFIELD FAMILY GROUP LLC, A MISSOURI LIMITED LIABILITY COMPANY/17295 CHESTERFIELD AIRPORT ROAD, SUITE 200, CHESTERFIELD, MO 63005 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,201.65 183602Q Unit 3602 / Week 18 / Annual Timeshare Interest CHESTERFIELD FAMILY GROUP, LLC., A MISSOURI LIMITED LIABILITY COMPANY/17295 CHESTERFIELD AIRPORT ROAD, SUITE 200, CHESTERFIELD, MO 63005 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,201.65 393103Q Unit 3103 / Week 39 / Annual Timeshare Interest JAMES J NESBITT/417 RED ROCK DR, LINDENHURST, IL 60046 UNITED STATES 07-11-16; Page 120160353122 $0.00 $2,201.65 183404QE Unit 3404 / Week 18 / Even Year Biennial Timeshare Interest DAVID JOHN VAUGHAN STOKES and GIA STOKES/14 CLOS EILEEN CHILLCOTT, LLANSAMLET SWANSEA SA7 9TL, UNITED KINGDOM GB UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $2,600.36 453301Q Unit 3301 / Week 45 / Annual Timeshare Interest DEBORAH JANE BROWN and LEE ALEXANDER GUNN/79 CROSSFIELDS, COULBY, NEWHAM, MIDDLESBOROUGH, UNITED KINGDOM TS8 0TT UNITED KINGDOM 07-11-16; Page 120160353122 $0.00 $4,499.60 373601Q Unit 3601 / Week 37 / Annual Timeshare Interest GUALBERTO DE LA CRUZ as tenants by the entirety and ROSA DE LA CRUZ as tenants by the entirety/3175 VILLA AVENUE APT #1B, BRONX, NY 10468 UNITED STATES 07-11-16; Page 120160353122 $0.00 $6,553.90 324106Q Unit 4106 / Week 32 / Annual Timeshare Interest MARVIN EDWARD DANIEL and DEBBIE ELIZABETH DANIEL/1729 BRIGHTON RD, PITTSBURGH, PA 15212 UNITED STATES 07-11-16; Page 120160353122 $0.00 $4,109.49 513104Q Unit 3104 / Week 51 / Annual Timeshare Interest DAVID MOULD as tenants by the entirety and MICHELLE MOULD as tenants by the entirety/4229 NW 147TH ST, OKLAHOMA CITY, OK 73134 UNITED STATES 07-11-16; Page 120160353122 $0.00 $4,735.95 043401Q Unit 3401 / Week 04 / Annual Timeshare Interest COLIN NORMAN MOON and SUSAN MARGARET MOON/4550 INDIAN DEER RD, WINDERMERE, FL 34786 UNITED STATES 07-11-16; Page 120160353122 $0.00 $4,109.49 103101QE Unit 3101 / Week 10 / Even Year Biennial Timeshare Interest BARRY L HASKINS and VIRGINIA A. HASKINS/492 HONEYSUCKLW LANE, YORKVILLE, IL 60560 UNITED STATES 07-11-16; Page 120160353122 $0.00 $1,694.86 Exhibit B - Notice is hereby given to the following parties Party Designation Contract Number Name Obligor 134505Q STEVEN J GININO Obligor 134506Q PATTIE A. DIMINO Obligor 134506Q TOMMY J. KAMINSKI Obligor 513406Q PATTIE DIMINO-KAMINSKI Obligor 513406Q TOMMY KAMINSKI Obligor 523406Q PATTIE DIMINO-KAMINSKI Obligor 523406Q TOMMY KAMINSKI Obligor 154406Q JOHANN PETER LINK Obligor 154406Q MARGRET INGE SOPHIE LINK Obligor 353101Q MARK GALLAGHER Obligor 353101Q TRACIE TIMLIN Obligor 183103Q DERICK AUGUSTUS RICKETTS Obligor 183103Q CHERYL ANGELA RICKETTS Obligor 343104Q MARGERY EVADNIE NICHOLSON Obligor 343104Q GARY MICHAEL NICHOLSON Obligor 083105QZ ROBERT LEO NEWBAUER Obligor 083105QZ MARION FRANCES NEWBAUER Obligor 173205Q GARY JOHN SMITH Obligor 173205Q YVONNE SMITH Junior Interest Holder 173205Q FORD MOTOR CREDIT COMPANY, a corporation Obligor 213301Q ANTHONY RONALD EDGAR Obligor 213301Q MARGARET JANE EDGAR Obligor 453306Q ANTHONY RONALD EDGAR Obligor 453306Q MARGARET JANE EDGAR Obligor 193305Q CAROL ANN MINTON Obligor 193305Q JOSEPH PAUL ALLEN Obligor 383401Q JAMES FITZPATRICK Obligor 383401Q SIOBHAN FITZPATRICK Obligor 403403Q SIMON MARK CHARLES WHITE Obligor 403403Q JULIE JANE WHITE Obligor 443506Q CAROL PIPES Obligor 443506Q STEVEN HOWARD PIPES Obligor 404102Q DIANE JEANETTE ALLEN Obligor 404102Q WILLIAM ALLEN Obligor 404102Q BEVERLEY ANNE CHRISTIAN Junior Interest Holder 404102Q LIVINGSTON FINANCIAL LLC Obligor 344103QE JOHN JOHNSTON SMYTH Obligor 344103QE THOMAS STRANGE Obligor 244203Q HARRY CONNELL Obligor 314204Q MAURICE CHARLES ARNOLD Junior Interest Holder 314204Q PROGRESSIVE SELECT INS. CO. a/s/o ANTONIO D. TROUTMAN Obligor 314204Q MICHELLE GAL ARNOLD Obligor 104206QZ DENIS C WHITE Obligor 104206QZ MARY H CULVER Obligor 074303Q BARRY JAMES ATKINS Obligor 074303Q FRANCIS ANNE ATKINS Obligor 444303Q CRAIG MCCULLOCH Obligor 134401Q ROSS FARMER Obligor 444403QE STEPHEN GEORGE MCGUINNESS Obligor 444403QE PATRICIA A MCGUINNESS Obligor 074506QE PETER CHARLES COUGHLIN Obligor 074506QE ELIZABETH COUGHLIN Obligor 274506Q OLUTAYO OLAJIDE FAJANA Obligor 274506Q OSARUGUE UHUMWENKPEN GIWA-OSAGIE Obligor 014605Q JONATHAN MARK RICHARDSON Obligor 014605Q LARK K TERREL Obligor 024605Q JONATHAN MARK RICHARDSON Obligor 024605Q LARK KATHLEEN TERREL Obligor 123101Q JAMES R WARD Obligor 234106QE MATTHEW WHITE Obligor 234106QE DAWN CARL Obligor 423405Q BRIAN COOPER Obligor 423405Q MICHELLE COOPER Junior Interest Holder 423405Q PROGRESSIVE AUTO PRO INSURANCE COMPANY, a/s/o EMMALINE L. COONRAD Obligor 203302Q STEPHEN MASSEY Obligor 143402Q THOMAS MOORE Obligor 143402Q AUDREY MOORE Obligor 174606Q STEVE CAMPBELL Obligor 174606Q CLAUDIA SMITH Obligor 173602Q CHESTERFIELD FAMILY GROUP, LLC Junior Interest Holder 173602Q M MILLER Obligor 183602Q CHESTERFIELD FAMILY GROUP, LLC Junior Interest Holder 183602Q M MILLER Obligor 393103Q JAMES J NESBITT Obligor 183404QE DAVID JOHN VAUGHAN STOKES Obligor 183404QE GIA STOKES Obligor 453301Q DEBORAH JANE BROWN Obligor 453301Q LEE ALEXANDER GUNN Obligor 373601Q GUALBERTO DE LA CRUZ Obligor 373601Q ROSA DE LA CRUZ Obligor 324106Q MARVIN EDWARD DANIEL Obligor 324106Q DEBBIE ELIZABETH DANIEL Obligor 513104Q DAVID MOULD Obligor 513104Q MICHELLE MOULD Obligor 043401Q COLIN NORMAN MOON Obligor 043401Q SUSAN MARGARET MOON Obligor 103101QE BARRY L HASKINS Obligor 103101QE VIRGINIA A. HASKINS
FEI # 1081.00630
08/18/2016, 08/25/2016
August 18, 25, 2016 16-03926W