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Foreclosure HOA 51155-HO15-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.16 and 192.037, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: 1. Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. 2. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures. See Exhibit “A” for contact information. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 Exhibit A Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date / Book & Page Per Diem Default Amount HO*1264*49*X Unit 1264 / Week 49 / Odd Year Biennial Timeshare Interest KENNETH E KARARICK and JEAN C KARARICK/59582 BADON RD, SLIDELL, LA 70460 UNITED STATES 04-13-16; $0.13 $4,050.67 HO*1340*23*E Unit 1340 / Week 23 / Even Year Biennial Timeshare Interest THOMAS N PHILLIPS and PATSY E PHILLIPS/423 LURENE CIRCLE, MONTGOMERY, AL 36109 UNITED STATES 06-11-14; Book 10757 / Page2909 $0.08 $2,320.75 HO*1523*15*B Unit 1523 / Week 15 / Annual Timeshare Interest CARL A MOENKE and CHRISTINE W MOENKE/811 ROYAL LANE, TOMS RIVER, NJ 08753 UNITED STATES 04-13-16; $0.17 $4,591.31 HO*1525*08*B Unit 1525 / Week 08 / Annual Timeshare Interest JEFFREY C SCHROEDER and LINDA G SCHROEDER/601 N JACKSON STREET, MEDIA, PA 01906-3931 UNITED STATES 04-13-16; $0.27 $7,996.36 HO*1530*18*B Unit 1530 / Week 18 / Annual Timeshare Interest DOUGLAS K FOHEY/18684 S NUNNELEY, CLINTON TOWNSHIP, MI 48035 UNITED STATES 04-13-16; $0.22 $5,325.15 HO*2836*32*E Unit 2836 / Week 32 / Even Year Biennial Timeshare Interest ROBERT D ROBB and KAREN L ROBB/319 DUNNAVANT LN, NEWPORT NEWS, VA 23606-1463 UNITED STATES 04-13-16; $0.13 $4,148.24 HO*2833*07*X Unit 2833 / Week 07 / Odd Year Biennial Timeshare Interest BYRON J. MCDONALD and CIAWANDA M. MCDONALD/5728 MOSSY TOP WAY, TALLAHASSEE, FL 32303 UNITED STATES 11-03-15; Book 11007 / Page0509 $0.02 $945.35 HO*2836*41*B Unit 2836 / Week 41 / Annual Timeshare Interest TALEASE L. MIDDLETON/11502 AQUARIUS COURT, FT WASHINGTON, MD 20744 UNITED STATES 05-06-15; Book 10914 / Page5980 $0.11 $3,226.39 HO*2942*14*E Unit 2942 / Week 14 / Even Year Biennial Timeshare Interest BYRON J. MCDONALD and CIAWANDA M. MCDONALD/5728 MOSSY TOP WAY, TALLAHASSEE, FL 32303 UNITED STATES 05-06-15; Book 10914 / Page6254 $0.02 $945.35 HO*3035*49*B Unit 3035 / Week 49 / Annual Timeshare Interest KEVIN C. HICKS and BARBARA L. HICKS/48 EDDIE AVE, NORTH BABYLON, NY 11703 UNITED STATES 11-03-15; Book 11007 / Page0543 $0.05 $1,564.64 HO*1017*36*B Unit 1017 / Week 36 / Annual Timeshare Interest STEPHEN JOHN OXLEY and GAIL ANN OXLEY/1 LEE PARK, WEST BUCKL, WELLINGTON,SOMERSET, TA21 9PX UNITED KINGDOM 06-11-14; Book 10757 / Page2009 $0.17 $4,602.04 HO*1253*25*X Unit 1253 / Week 25 / Odd Year Biennial Timeshare Interest THOMAS N. PHILLIPS/423 LURENE CIRCLE, MONTGOMERY, AL 36109 UNITED STATES 04-13-16; $0.08 $2,320.75 HO*1253*46*E Unit 1253 / Week 46 / Even Year Biennial Timeshare Interest KENNETH E KARARICK and JEAN C KARARICK/59582 BADON RD, SLIDELL, LA 70460 UNITED STATES 04-13-16; $0.13 $4,050.67 HO*2915*38*E Unit 2915 / Week 38 / Even Year Biennial Timeshare Interest KAMONA L AYRES/71 RONALD DRIVE, AMITYVILLE, NY 11701 UNITED STATES 11-05-14; Book 10830 / Page8213 $0.05 $2,727.82 HO*1028*32*B Unit 1028 / Week 32 / Annual Timeshare Interest JEAN M. DUTCHER and ROBERT A. DUTCHER /102 HEDGEWOOD DRIVE, MONCTON, NB E1E 2W5 CANADA 03-25-15; Book 10894 / Page1957 $0.11 $3,279.56 HO*1235*51*B Unit 1235 / Week 51 / Annual Timeshare Interest FRED STILWELL/PO BOX 6111, BRANSON, MO 65615-6111 UNITED STATES 03-31-16; $0.22 $6,215.75 HO*1240*41*B Unit 1240 / Week 41 / Annual Timeshare Interest GLORIA VASQUEZ-SOLA/ VISTA VERDE, 576 CALLE 16 , AGUADILLA, PR 00603 UNITED STATES 05-18-15; Book 10920 / Page3034 $0.20 $6,373.28 HO*1345*17*B Unit 1345 / Week 17 / Annual Timeshare Interest DAVID F. KOENIG and KIMBERLY L. KOENIG/1522 LAKE PARKER DRIVE, ODESSA, FL 33556 UNITED STATES 01-28-15; Book 10867 / Page9382 $0.11 $3,309.56 HO*1451*39*E Unit 1451 / Week 39 / Even Year Biennial Timeshare Interest PETER S. LIN and JESSICA K. LIN/60 Green Island Rd, Toms River, NJ 08753 UNITED STATES 02-17-16; $0.08 $2,550.87 HO*1461*29*B Unit 1461 / Week 29 / Annual Timeshare Interest MALINI TOURS, LLC., A Florida Limited Liability Company, authorized to do business in the state of Florida/5401 SOUTH KIRKMAN ROAD, SUITE 310, ORLANDO, FL 32819 UNITED STATES 03-25-15; Book 10894 / Page2151 $0.11 $3,309.56 HO*1540*25*X Unit 1540 / Week 25 / Odd Year Biennial Timeshare Interest FRANK SCOTT and MARILYN SCOTT/119 MAITLAND AVE, PARAMUS, NJ 07652 UNITED STATES 03-25-15; Book 10894 / Page2095 $0.05 $1,779.87 HO*2916*40*B Unit 2916 / Week 40 / Annual Timeshare Interest WRW Vacation Properties, LLC, A Florida Limited Liability Company, authorized to do business in the state of Florida/46 Peninsula Ctr Ste 344E, Rolling Hills Estates, CA 90274 UNITED STATES 04-21-15; Book 10906 / Page7589 $0.11 $3,226.37 HO*2931*21*B Unit 2931 / Week 21 / Annual Timeshare Interest GABRIEL J. SOSA and DARLENE F. MILIAN/PO BOX 940163, MIAMI, FL 33194 UNITED STATES 04-13-16; $0.26 $6,200.42 HO*1011*41*B Unit 1011 / Week 41 / Annual Timeshare Interest MICHAEL R. SHORT and JENNIFER C. SHORT/8 NYE COURT, PISCATAWAY, NJ 08854 UNITED STATES 05-06-15; Book 10914 / Page5225 $0.11 $3,226.40 HO*1213*47*B Unit 1213 / Week 47 / Annual Timeshare Interest JEANETTE CRUZ/GUARDERAS 420, LA CONCEPCION, QUITO 00000 ECUADOR 11-03-15; Book 11007 / Page0494 $0.05 $1,622.90 HO*1230*17*B Unit 1230 / Week 17 / Annual Timeshare Interest KIMBERLY J. SILVERS/821 CLIFF ST STE 1, ITHACA, NY 14850-2097 UNITED STATES 05-06-15; Book 10914 / Page5140 $0.05 $1,727.54 HO*1330*21*X Unit 1330 / Week 21 / Odd Year Biennial Timeshare Interest ABEL DEVARGAS and GERALDINE D. DEVARGAS/PO BOX 1794, ESPANOLA, NM 87532 UNITED STATES 11-03-15; Book 11007 / Page0478 $0.02 $954.88 HO*1335*14*B Unit 1335 / Week 14 / Annual Timeshare Interest JESUS M. FIGUEROA and JESUS M. FIGUEROA FORTY/PO BOX 2020, JUNCOS, PR 00777 UNITED STATES 05-06-15; Book 10914 / Page5610 $0.11 $3,237.33 HO*1516*28*B Unit 1516 / Week 28 / Annual Timeshare Interest MICHAEL ANTHONY DESTEFANO/16 PINE AVE, BETHPAGE, NY 11714 UNITED STATES 09-24-15; Book 10987 / Page5765 $0.05 $1,658.93 HO*1524*42*X Unit 1524 / Week 42 / Odd Year Biennial Timeshare Interest ROGER D, JOHNS and BEVERLY R. JOHNS/21 SILVER RUN DRIVE, SEALE, AL 36875 UNITED STATES 09-24-15; Book 10987 / Page5768 $0.02 $939.43 HO*1028*25*B Unit 1028 / Week 25 / Annual Timeshare Interest CHARLOTTE LERNER and ALFRED D. LERNER/50 CORTE REAL APT 4, GREENBRAE, CA 94904-2128 UNITED STATES 03-25-15; Book 10894 / Page2046 $0.11 $3,309.56 Notice is hereby given to the following parties Party Designation Contract Number Name Obligor HO*1028*25*B CHARLOTTE LERNER Obligor HO*1028*25*B ALFRED D. LERNER Obligor HO*1028*32*B JEAN M. DUTCHER Obligor HO*1028*32*B ROBERT A. DUTCHER Obligor HO*1235*51*B FRED STILWELL Obligor HO*1240*41*B GLORIA VASQUEZ-SOLA Obligor HO*1345*17*B DAVID F. KOENIG Obligor HO*1345*17*B KIMBERLY L. KOENIG Obligor HO*1451*39*E PETER S. LIN Obligor HO*1451*39*E JESSICA K. LIN Obligor HO*1461*29*B MALINI TOURS, LLC., A Florida Limited Liability Company, authorized to do business in the state of Florida Obligor HO*1540*25*X FRANK SCOTT Obligor HO*1540*25*X MARILYN SCOTT Obligor HO*2916*40*B WRW Vacation Properties, LLC Obligor HO*2931*21*B GABRIEL J. SOSA Obligor HO*2931*21*B DARLENE F. MILIAN Obligor HO*1011*41*B JENNIFER C. SHORT Obligor HO*1213*47*B JEANETTE CRUZ Obligor HO*1230*17*B KIMBERLY J. SILVERS Obligor HO*1330*21*X ABEL DEVARGAS Obligor HO*1330*21*X GERALDINE D. DEVARGAS Obligor HO*1335*14*B JESUS M. FIGUEROA Obligor HO*1335*14*B JESUS M. FIGUEROA FORTY Obligor HO*1516*28*B MICHAEL ANTHONY DESTEFANO Obligor HO*1524*42*X ROGER D, JOHNS Obligor HO*1524*42*X BEVERLY R. JOHNS Obligor HO*2833*07*X BYRON J. MCDONALD Obligor HO*2833*07*X CIAWANDA M. MCDONALD Obligor HO*2836*41*B TALEASE L. MIDDLETON Obligor HO*2942*14*E BYRON J. MCDONALD Obligor HO*2942*14*E CIAWANDA M. MCDONALD Junior Interest Holder HO*3035*49*B STATE OF FLORIDA Obligor HO*1017*36*B STEPHEN JOHN OXLEY Obligor HO*1017*36*B GAIL ANN OXLEY Obligor HO*1253*25*X THOMAS N. PHILLIPS Obligor HO*1253*46*E KENNETH E KARARICK Obligor HO*1253*46*E JEAN C KARARICK Obligor HO*1264*49*X KENNETH E KARARICK Obligor HO*1264*49*X JEAN C KARARICK Obligor HO*1340*23*E THOMAS N PHILLIPS Obligor HO*1340*23*E PATSY E PHILLIPS Obligor HO*1523*15*B CARL A MOENKE Obligor HO*1523*15*B CHRISTINE W MOENKE Obligor HO*1525*08*B JEFFREY C SCHROEDER Obligor HO*1525*08*B LINDA G SCHROEDER Obligor HO*1530*18*B DOUGLAS K FOHEY Obligor HO*2836*32*E ROBERT D ROBB Obligor HO*2836*32*E KAREN L ROBB
FEI # 1081.00588
06/02/2016, 06/09/2016
June 2, 9, 2016 16-02597W