16-02480W

Foreclosure HOA 51142-CY13-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures. See Exhibit “A” for contact information. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 Exhibit A - Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*6712*11*B Unit 6712 / Week 11 / Annual Timeshare Interest ENRIQUE CALVO NICOLAU and REYNA GUTIERREZ/AV BERNANRDO QUINTANA NUM 400, TORRE B DEP 1102 LA LOMA STA, MEXICO CITY, DF, 01210 MEXICO 07-10-15; Book 10948 / Page8369 $4.45 $9,032.62 CY*5114*30*B Unit 5114 / Week 30 / Annual Timeshare Interest MOHAMED SALEH AWAD/ROSHANA MALL, TAHLIYA STREET, PO BOX 19605, JEDDAH 21445 SAUDI ARABIA 04-04-16; 20160166435 $1.75 $4,546.61 CY*5326*41*B Unit 5326 / Week 41 / Annual Timeshare Interest EDWARD HONOR and PHYLLIS W HONOR/4950 BRENMAN PARK DR APT 404, ALEXANDRIA, VA 22304 UNITED STATES 08-03-15; Book 10960 / Page8771 $1.72 $3,502.65 CY*6824*44*B Unit 6824 / Week 44 / Annual Timeshare Interest KENNETH E. GLASS and ELIZABETH H. GLASS/3681 RUBY AVE, ST JAMES CITY, FL 33956-4200 UNITED STATES 04-04-16; 20160166864 $2.66 $5,397.81 CY*6824*48*B Unit 6824 / Week 48 / Annual Timeshare Interest ELIZABETH POIRE and EDMOND J POIRE as tenants by the entirety/335 BEARD ST, TALLAHASSEE, FL 32303 UNITED STATES 07-06-15; Book 10945 / Page8655 $1.74 $3,533.46 CY*5123*25*B Unit 5123 / Week 25 / Annual Timeshare Interest NANCY JOSEFINA LANZ and GUSTAVO LANZ/AV ARAURE CON CRUCE RIO DE, RES CHUAO P6 AP12, CHUAO CARACAS VENEZUELA 04-04-16; 20160166480 $0.93 $1,901.33 CY*5421*32*B Unit 5421 / Week 32 / Annual Timeshare Interest HORACE L. YOUNG and ANN E. YOUNG/689 FOUR WINDS WAY UNIT 40, MISSISSAUGA ON L5R4C4 CANADA 04-04-16; 20160166455 $0.85 $2,652.16 CY*5444*36*B Unit 5444 / Week 36 / Annual Timeshare Interest LISA J. COLLINS/P.O. BOX 692485, ORLANDO, FL 32869 UNITED STATES 12-01-15; Book 11019 / Page7838 $0.87 $1,780.94 CY*5622*17*B Unit 5622 / Week 17 / Annual Timeshare Interest Maricar Corporation, a Florida Corporation, not authorized to do business in the state of Florida/JOSE REYES 102-104, ZONA COLONIAL, SANTO DOMINGO DOMINICAN REPUBLIC 03-11-16; 20160125691 $1.16 $2,771.52 CY*6015*46*B Unit 6015 / Week 46 / Annual Timeshare Interest DANIEL F. GAHAN and GUISEPPINA GAHAN/7 SANDY COURT, FARMINGVILLE, NY 11738 UNITED STATES 03-11-16; 20160125719 $1.11 $2,749.23 CY*6224*09*B Unit 6224 / Week 09 / Annual Timeshare Interest ALEJANDRO SALA and ANA MARIA GOMEZ/CALLE 96 #11-B 13, BOGOTA COLOMBIA 04-04-16; 20160166874 $0.99 $2,014.68 CY*6231*23*B Unit 6231 / Week 23 / Annual Timeshare Interest JOSEPH D. COOPER, JR./755 CHESAPEAKE DR., TARPON SPRINGS, FL 34689 UNITED STATES 03-21-16; 20160139040 $0.06 $1,519.70 CY*6234*51*B Unit 6234 / Week 51 / Annual Timeshare Interest ROBERTO JUAN CAPUZZI/767 VILLA PORTO FINA, DEERFIELD BEACH, FL 33442 UNITED STATES 04-04-16; 20160166834 $0.92 $2,876.41 CY*6342*01*B Unit 6342 / Week 01 / Annual Timeshare Interest FELIX MIRALLES and ILEANA DE MIRALLES/CALLE B-1-1 AV.SUR QTA. VIRAJE, URB LA LAGUNITA CC, CARACAS 1081 VENEZUELA 04-04-16; 20160166876 $0.95 $2,876.41 CY*6531*41*B Unit 6531 / Week 41 / Annual Timeshare Interest IRENE M. VALENTINA CARRION and VALENTINA CARRION and DIANA CARRION and MARIA DE LOS ANGELES CARRION/CIUDAD LAS CIMAS, GUAYAQUIL ECUADOR 04-04-16; 20160166835 $0.57 $2,154.22 CY*6634*01*B Unit 6634 / Week 01 / Annual Timeshare Interest JOSE MANUEL TOST LANZ and MARIA EUGENIA MICHELENA DE TOST and MARIA GRACIELA TOST DE PRESILLA and AQUILES PRESILLA STRAUSS/1915 BRICKELL AVE # 706, MIAMI, FL 33129 UNITED STATES 03-11-16; 20160125704 $1.16 $3,077.72 CY*6732*08*B Unit 6732 / Week 08 / Annual Timeshare Interest CARLOS JOSE IBARRA and KATINA SMITH DE IBARRA/17 AVENIDA 19-70 ZONA 10, OFICINA 1503, GUATEMALA GUATEMALA 04-04-16; 20160166838 $0.95 $2,876.41 CY*6815*19*B Unit 6815 / Week 19 / Annual Timeshare Interest SOFTWARE FX, INC, a Florida Corporation/951 YAMATO ROAD, BOCA RATON, FL 33431 UNITED STATES 09-14-15; Page 109826201 $0.89 $1,818.66 CY*6912*23*B Unit 6912 / Week 23 / Annual Timeshare Interest MARIA FERNANDA ESPINOSA DE MARTINEZ and JOSE MARTINEZ/URB BARICI, CONJ VILLA COLINA #6, CARACAS VENEZUELA 04-29-15; Book 10910 / Page7056 $0.89 $1,818.66 CY*7144*21*B Unit 7144 / Week 21 / Annual Timeshare Interest JEANETTE CRUZ/GUARDERAS 420, LA CONCEPCION, QUITO ECUADOR 08-27-15; Book 10974 / Page1787 $0.49 $1,009.23 CY*7145*42*B Unit 7145 / Week 42 / Annual Timeshare Interest INGER Z.L. YEOMANS and MELODIE L. YEOMANS/6 HOLSWADE RD, SCARBOROUGH ON M1L2G2 CANADA 08-27-15; Book 10974 / Page1784 $0.43 $878.06 CY*7213*17*B Unit 7213 / Week 17 / Annual Timeshare Interest HEIRS AND DEVISEES OF THE ESTATE OF WILLIAM E. CUNNINGHAM and DOROTHY C. CUNNINGHAM/C/O FREDERICK & ROGERS ATTORNEYS, 1903 E BATTLEFIELD RD, SPRINGFIELD, MO 65804 UNITED STATES 04-29-15; Book 10910 / Page7444 $1.51 $3,077.72 Exhibit B - Party Designation Contract Number Name Obligor CY*6712*11*B ENRIQUE CALVO NICOLAU Obligor CY*6712*11*B REYNA GUTIERREZ Obligor CY*5114*30*B MOHAMED SALEH AWAD Obligor CY*5326*41*B EDWARD HONOR Obligor CY*5326*41*B PHYLLIS W HONOR Obligor CY*6824*44*B KENNETH E. GLASS Obligor CY*6824*44*B ELIZABETH H. GLASS Obligor CY*6824*48*B ELIZABETH POIRE Obligor CY*6824*48*B EDMOND J POIRE Obligor CY*5123*25*B NANCY JOSEFINA LANZ Obligor CY*5123*25*B GUSTAVO LANZ Obligor CY*5421*32*B HORACE L. YOUNG Obligor CY*5421*32*B ANN E. YOUNG Obligor CY*5444*36*B LISA J. COLLINS Obligor CY*5622*17*B Maricar Corporation, a Florida Corporation Junior Interest Holder CY*5622*17*B Carlos A. Elmudesi Junior Interest Holder CY*5622*17*B Maria Teresa Elmudesi Obligor CY*6015*46*B DANIEL F. GAHAN Obligor CY*6015*46*B GUISEPPINA GAHAN Obligor CY*6224*09*B ALEJANDRO SALA Obligor CY*6224*09*B ANA MARIA GOMEZ Obligor CY*6231*23*B JOSEPH D. COOPER, JR. Junior Interest Holder CY*6231*23*B Asset Acceptance, LLC Obligor CY*6234*51*B ROBERTO JUAN CAPUZZI Obligor CY*6342*01*B FELIX MIRALLES Obligor CY*6342*01*B ILEANA DE MIRALLES Obligor CY*6531*41*B IRENE M. VALENTINA CARRION Obligor CY*6531*41*B VALENTINA CARRION Obligor CY*6531*41*B DIANA CARRION Obligor CY*6531*41*B MARIA DE LOS ANGELES CARRION Obligor CY*6634*01*B JOSE MANUEL TOST LANZ Obligor CY*6634*01*B MARIA EUGENIA MICHELENA DE TOST Obligor CY*6634*01*B MARIA GRACIELA TOST DE PRESILLA Obligor CY*6634*01*B AQUILES PRESILLA STRAUSS Obligor CY*6732*08*B CARLOS JOSE IBARRA Obligor CY*6732*08*B KATINA SMITH DE IBARRA Obligor CY*6815*19*B SOFTWARE FX, INC Obligor CY*6912*23*B MARIA FERNANDA ESPINOSA DE MARTINEZ Obligor CY*6912*23*B JOSE MARTINEZ Obligor CY*7144*21*B JEANETTE CRUZ Obligor CY*7145*42*B INGER Z.L. YEOMANS Obligor CY*7145*42*B MELODIE L. YEOMANS Obligor CY*7213*17*B WILLIAM E. CUNNINGHAM, ESTATE OF Obligor CY*7213*17*B DOROTHY C. CUNNINGHAM Junior Interest Holder CY*7213*17*B WILLIAM E. CUNNINGHAM
FEI # 1081.00566
05/26/2016, 06/02/2016

May 26; June 2, 2016 16-02480W

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