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FCL HOA 55566-RO14-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Royal Palms Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Royal Palms Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 3965 at Page 2031 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Royal Palms Condominium recorded in Official Records Book 3965 at Page 2031, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Royal Palms of Orlando Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by then lien. If you object to the use of the trustee foreclosure procedure, by signing the attached Notice of Election to Prevent Trustee Sale form, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose.
You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $235, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact First American Title Insurance Company, for the current cure figures. See Exhibit “A” for contact information. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 Exhibit A Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount RO*4272*25*B Unit 4272 / Week 25 / Annual Timeshare Interest SAM SAA and GABRIEL SAA/364 SHANAHAN RD, LEWIS CENTER, OH 43035 UNITED STATES 03-21-16; 20160138739 $4.23 $8,577.72 RO*4283*43*B Unit 4283 / Week 43 / Annual Timeshare Interest CARMEN D. GODERICH and RENE GODERICH and RENE ANTHONY GODERICH and MARIO GODERICH/PO BOX 172956, TAMPA, FL 33672-2956 UNITED STATES 03-21-16; 20160138747 $1.44 $2,917.04 RO*4354*40*B Unit 4354 / Week 40 / Annual Timeshare Interest JAY M. WADE and PAMELA R WADE/27572 SILVER CREEK DRIVE, SAN JUAN CAPISTRANO, CA 92675 UNITED STATES 03-21-16; 20160138743 $4.17 $8,448.86 RO*4156*15*B Unit 4156 / Week 15 / Annual Timeshare Interest TONY H. SADAKA/320 WOODSHIRE DR., MANKATO, MN 56001 UNITED STATES 05-20-16; 20160258701 $0.78 $1,586.27 RO*4166*37*B Unit 4166 / Week 37 / Annual Timeshare Interest WALTER J. SZEWCZYK and KATHLEEN M. SZEWCZYK/4479 CAPSTAN DR, HOFFMAN ESTATES, IL 60195-1005 UNITED STATES 05-20-16; 20160258752 $0.76 $1,532.46 RO*4170*08*B Unit 4170 / Week 08 / Annual Timeshare Interest NATHANIEL J. FELIX and ERMA P. FELIX/378 GRANDVIEW AVE, STATEN ISLAND, NY 10303 UNITED STATES 05-20-16; 20160258734 $0.79 $1,592.27 RO*4170*24*B Unit 4170 / Week 24 / Annual Timeshare Interest FRED F. SMALLHOOVER and PATRICIA L. SMALLHOOVER/702 WINDVUE DR, PITTSBURGH, PA 15205-1506 UNITED STATES 05-20-16; 20160258736 $0.78 $1,586.27 RO*4171*37*B Unit 4171 / Week 37 / Annual Timeshare Interest WALTER J. SZEWCZYK and KATHLEEN M. SZEWCZYK/4479 CAPSTAN DR, HOFFMAN ESTATES, IL 60195-1005 UNITED STATES 05-20-16; 20160258727 $0.76 $1,532.46 RO*4172*42*B Unit 4172 / Week 42 / Annual Timeshare Interest JAMES W. MOCK, SR and CATHY C. MOCK/5440 YORK LN NORTH, COLUMBUS, OH 43232-1565 UNITED STATES 05-20-16; 20160258733 $0.77 $1,560.97 RO*4176*01*B Unit 4176 / Week 01 / Annual Timeshare Interest MARIA DEL CARMEN LOPEZ-VIVES and DIEGO J. GUERRERO-CRUCES/CALLE ALHONDIGA 21-BAJO, SEVILLA 41003 SPAIN 05-20-16; 20160258738 $0.78 $1,586.27 RO*4183*40*B Unit 4183 / Week 40 / Annual Timeshare Interest JOSE DA SILVA PAIS, JR and MARIA ELIZABETH GUEDES PAIS/ALAMEDA SIR WINSTON CHURCHIL NO. 20, APT 701 CENTRO, JUIZ DE FORA MG 36016-220 BRAZIL 05-20-16; 20160258756 $0.77 $1,560.97 RO*4185*13*B Unit 4185 / Week 13 / Annual Timeshare Interest FABIOLA MARTINEZ PAZ/CERRO DEL HOMBRE 69, COL. ROMERO DE TERREROS, MEXICO DF 04310 MEXICO 05-20-16; 20160258760 $0.78 $1,586.27 RO*4185*50*B Unit 4185 / Week 50 / Annual Timeshare Interest FABIOLA MARTINEZ PAZ and RICHARD D. SATELL/CERRO DEL HOMBRE 69, COL. ROMERO DE TERREROS, MEXICO DF 04310 MEXICO 05-20-16; 20160258763 $0.78 $1,586.27 RO*4284*21*B Unit 4284 / Week 21 / Annual Timeshare Interest DANIEL L. WILSON and VERNETTA B. WILSON/9606 MENDOZA ROAD, RANDALLSTOWN, MD 21133-2532 UNITED STATES 05-20-16; 20160258823 $0.77 $1,560.97 RO*4284*40*B Unit 4284 / Week 40 / Annual Timeshare Interest JULIO VAZQUEZ/BOSQUE DE TABACHINES 212 DEP 1003, BOSQUES DE LAS LOMAS, MEXICO CITY DF 05120 MEXICO 08-26-16; 20160451274 $0.89 $1,795.97 RO*4286*11*B Unit 4286 / Week 11 / Annual Timeshare Interest SANDRA P. LARRICK , Individually and as Trustee of the SANDRA P. LARRICK LIVING TRUST, DATED JULY 25, 1996 and STEPHEN E. LARRICK, Individually and as Trustees of the SANDRA P. LARRICK LIVING TRUST, DATED JULY 25, 1996/3593 CYPRESS CREEK DR, COLUMBUS, OH 43228 UNITED STATES 05-20-16; 20160258809 $0.78 $1,586.27 RO*4353*32*B Unit 4353 / Week 32 / Annual Timeshare Interest GEORGE F. GARRITY/70 FOUNDERS WAY, STRATFORD, CT 06614-1680 UNITED STATES 05-20-16; 20160258815 $0.78 $1,586.27 RO*4354*23*B Unit 4354 / Week 23 / Annual Timeshare Interest EDWARD G. DWYER JR. and BEVERLY ANN DWYER/6863 IDA RD, STANLEY, VA 22851 UNITED STATES 05-20-16; 20160258808 $0.77 $1,560.97 RO*4358*23*B Unit 4358 / Week 23 / Annual Timeshare Interest EARL H. RIPPIE JR./6717 CRESCENT BLVD, ROUTE 130, PENNSAUKEN, NJ 08110 UNITED STATES 05-20-16; 20160258819 $0.77 $1,560.97 RO*4360*36*B Unit 4360 / Week 36 / Annual Timeshare Interest WALTER J. SZEWCZYK and KATHLEEN M. SZEWCZYK/4479 CAPSTAN DR, HOFFMAN ESTATES, IL 60195-1005 UNITED STATES 05-20-16; 20160258837 $0.76 $1,532.46 RO*4360*47*B Unit 4360 / Week 47 / Annual Timeshare Interest JAMES A. LOSTETTER and BEVERLY L. LOSTETTER/13104 GEMSTONE CT, APPLE VALLEY, MN 55124-7685 UNITED STATES 05-20-16; 20160258822 $1.52 $3,092.04 RO*4365*11*B Unit 4365 / Week 11 / Annual Timeshare Interest EARL H. RIPPIE JR./6717 CRESCENT BLVD, ROUTE 130, PENNSAUKEN, NJ 08110 UNITED STATES 05-20-16; 20160258828 $0.78 $1,586.27 RO*4373*49*B Unit 4373 / Week 49 / Annual Timeshare Interest JOSEPH S. LAROCCO and VIRGINA M. LAROCCO/10080 NW 62ND ST, PARKLAND, FL 33076 UNITED STATES 05-20-16; 20160258856 $0.77 $1,560.97 RO*4375*43*B Unit 4375 / Week 43 / Annual Timeshare Interest RONALD A. VELTHOVEN and SUSAN L. VELTHOVEN/11100 HARRY CT., BRIGHTON, MI 48114-9253 UNITED STATES 05-20-16; 20160258843 $0.77 $1,560.97 RO*4384*30*B Unit 4384 / Week 30 / Annual Timeshare Interest Agnes P. Robelo, Individually and as Trustee of the Arnoldo M. Robelo and Agnes P. Robelo Revocable Trust Dated July 27, 2006/5770 SW 80 STREET, MIAMI, FL 33143 UNITED STATES 05-20-16; 20160258864 $0.78 $1,586.27 RO*4456*49*B Unit 4456 / Week 49 / Annual Timeshare Interest SHARON L. WATSON and SHIRLEY H. CUNNINGHAM/1520 ABERDEEN PLACE, BLOOMFIELD HILLS, MI 48304 UNITED STATES 05-20-16; 20160258879 $0.77 $1,560.97 RO*4461*33*B Unit 4461 / Week 33 / Annual Timeshare Interest WALTER PRYCHIDNY and DEBORAH PRYCHIDNY/16 SAPPHIRE COURT, ST. CATHERINES, ON L2M 0A4 CANADA 05-20-16; 20160258898 $0.78 $1,586.27 RO*4461*34*B Unit 4461 / Week 34 / Annual Timeshare Interest WALTER PRYCHIDNY and DEBORAH PRYCHIDNY/16 SAPPHIRE COURT, ST. CATHERINES, ON L2M 0A4 CANADA 05-20-16; 20160258907 $0.78 $1,586.27 RO*4462*36*B Unit 4462 / Week 36 / Annual Timeshare Interest FEDERICA VINACCIA and RACHELLE VINACCIA/3ERO.TRANSVERSAL LA CASTELLANA, RES PARQUE CASTELLANA APTO 1-D, CARACAS VENEZUELA 05-20-16; 20160258875 $0.76 $1,532.46 RO*4464*05*B Unit 4464 / Week 05 / Annual Timeshare Interest CONSUELO H. DE MALVIDO and MA. TERESA MALVIDO/NIEBLA #259, JARDINES DEL PEDREGAL, MEXICO CITY DF 01900 MEXICO 05-20-16; 20160258881 $0.78 $1,586.27 RO*4464*40*B Unit 4464 / Week 40 / Annual Timeshare Interest MARTHA LOPEZ LARRALDE/CALLE SUR 8, QTA GUATARO, URB LOS NARANJOS DEL CAFETAL, CARACAS VENEZUELA 05-20-16; 20160258908 $0.77 $1,560.97 RO*4473*04*B Unit 4473 / Week 04 / Annual Timeshare Interest BRIAN McCAIG/135 CLARENDON ST APT 8U, BOSTON, MA 02116-5280 UNITED STATES 05-20-16; 20160258954 $0.78 $1,586.27 RO*4473*24*B Unit 4473 / Week 24 / Annual Timeshare Interest BRONTE GOLDA and MARY SYTY-GOLDA/204-1051 UPPER JAMES, HAMILTON, ON L9C 3A6 CANADA 05-20-16; 20160258958 $0.78 $1,586.27 RO*4476*09*B Unit 4476 / Week 09 / Annual Timeshare Interest FABIOLA MARTINEZ PAZ/CERRO DEL HOMBRE 69, COL. ROMERO DE TERREROS, MEXICO DF 04310 MEXICO 05-20-16; 20160258928 $0.78 $1,586.27 RO*4484*02*B Unit 4484 / Week 02 / Annual Timeshare Interest JOSE GUILLERMO AGUILAR/INS. SUR #1877-3, COLONIA GUADALUPE INN, MEXICO CITY DF 01020 MEXICO 05-20-16; 20160258880 $0.78 $1,586.27 RO*4484*51*B Unit 4484 / Week 51 / Annual Timeshare Interest JOSE GUARNEROS TOVAR/PASEO LOMAS DEL BOSQUE 2500, CASA 7 FRACC ATLAS COLOMOS 2DA SECC, ZAPONAN JA 45110 MEXICO 05-20-16; 20160258897 $0.78 $1,586.27 Notice is hereby given to the following parties Party Designation Contract Number Name Obligor RO*4272*25*B SAM SAA Obligor RO*4272*25*B GABRIEL SAA Obligor RO*4283*43*B CARMEN D. GODERICH Obligor RO*4283*43*B RENE GODERICH Obligor RO*4283*43*B RENE ANTHONY GODERICH Obligor RO*4283*43*B MARIO GODERICH Obligor RO*4354*40*B JAY M. WADE Obligor RO*4354*40*B PAMELA R WADE Obligor RO*4156*15*B TONY H. SADAKA Obligor RO*4166*37*B WALTER J. SZEWCZYK Obligor RO*4166*37*B KATHLEEN M. SZEWCZYK Obligor RO*4170*08*B NATHANIEL J. FELIX Obligor RO*4170*08*B ERMA P. FELIX Obligor RO*4170*24*B FRED F. SMALLHOOVER Obligor RO*4170*24*B PATRICIA L. SMALLHOOVER Obligor RO*4171*37*B WALTER J. SZEWCZYK Obligor RO*4171*37*B KATHLEEN M. SZEWCZYK Obligor RO*4172*42*B JAMES W. MOCK, SR Obligor RO*4172*42*B CATHY C. MOCK Obligor RO*4176*01*B MARIA DEL CARMEN LOPEZ-VIVES Obligor RO*4176*01*B DIEGO J. GUERRERO-CRUCES Obligor RO*4183*40*B JOSE DA SILVA PAIS, JR Obligor RO*4183*40*B MARIA ELIZABETH GUEDES PAIS Obligor RO*4185*13*B FABIOLA MARTINEZ PAZ Obligor RO*4185*50*B FABIOLA MARTINEZ PAZ Obligor RO*4185*50*B RICHARD D. SATELL Obligor RO*4284*21*B DANIEL L. WILSON Obligor RO*4284*21*B VERNETTA B. WILSON Obligor RO*4284*40*B JULIO VAZQUEZ Obligor RO*4286*11*B SANDRA P. LARRICK Obligor RO*4286*11*B STEPHEN E. LARRICK Obligor RO*4353*32*B GEORGE F. GARRITY Obligor RO*4354*23*B EDWARD G. DWYER JR. Obligor RO*4354*23*B BEVERLY ANN DWYER Obligor RO*4358*23*B EARL H. RIPPIE JR. Obligor RO*4360*36*B WALTER J. SZEWCZYK Obligor RO*4360*36*B KATHLEEN M. SZEWCZYK Obligor RO*4360*47*B JAMES A. LOSTETTER Obligor RO*4360*47*B BEVERLY L. LOSTETTER Obligor RO*4365*11*B EARL H. RIPPIE JR. Obligor RO*4373*49*B JOSEPH S. LAROCCO Obligor RO*4373*49*B VIRGINA M. LAROCCO Obligor RO*4375*43*B RONALD A. VELTHOVEN Obligor RO*4375*43*B SUSAN L. VELTHOVEN Obligor RO*4384*30*B Agnes P. Robelo Obligor RO*4456*49*B SHARON L. WATSON Obligor RO*4456*49*B SHIRLEY H. CUNNINGHAM Obligor RO*4461*33*B WALTER PRYCHIDNY Obligor RO*4461*33*B DEBORAH PRYCHIDNY Obligor RO*4461*34*B WALTER PRYCHIDNY Obligor RO*4461*34*B DEBORAH PRYCHIDNY Obligor RO*4462*36*B FEDERICA VINACCIA Obligor RO*4462*36*B RACHELLE VINACCIA Obligor RO*4464*05*B CONSUELO H. DE MALVIDO Obligor RO*4464*05*B MA. TERESA MALVIDO Obligor RO*4464*40*B MARTHA LOPEZ LARRALDE Obligor RO*4473*04*B BRIAN McCAIG Obligor RO*4473*24*B BRONTE GOLDA Obligor RO*4473*24*B MARY SYTY-GOLDA Obligor RO*4476*09*B FABIOLA MARTINEZ PAZ Obligor RO*4484*02*B JOSE GUILLERMO AGUILAR Junior Interest Holder RO*4484*02*B MARIA B. ALARCON Obligor RO*4484*51*B JOSE GUARNEROS TOVAR
FEI # 1081.00680 11/03/2016, 11/10/2016
November 3, 10, 2016 16-05226W