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CY21-HOA 63149 NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. In order to be effective, the Notice of Election to Prevent Trustee Sale must be received by the Trustee at the address set forth below on or before the 30th day after the date of the Notice of Default and Intent to Foreclose. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $275, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact Cypress Harbour Condominium Association, Inc., c/o First American Title Insurance Company, for the current cure figures. See Exhibit “A” for contact information. NOTICE IS HEREBY GIVEN THAT THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. NOTWITHSTANDING THE FOREGOING, TO THE EXTENT THAT ANY DEBT ASSOCIATED WITH ANY ONE OR MORE OF THE LIENS DESCRIBED ON EXHIBIT 'A' HERETO MAY HAVE BEEN DISCHARGED IN A BANKRUPTCY PROCEEDING UNDER TITLE 11 OF THE UNITED STATES CODE, PLEASE BE ADVISED THAT THIS IS AN ACTION TO COLLECT A DEBT IN REM AGAINST THE PROPERTY ENCUMBERED BY SUCH LIEN AND NOT IN PERSONAM AGAINST ANY OBLIGOR. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 Date: August 3, 2017 First American Title Insurance Company /s/ Tiffany Rose Ortiz _________Tiffany Rose Ortiz, Trustee Sale Officer *Please note, the default amount does not include the foreclosure processing fees. Exhibit “A” Contract No. Interval No. Obligor(s) and Address Claim of Lien Recording Date/Instr. No. Per Diem Default Amount CY*7133*17*B Unit 7133 / Week 17 / Annual Timeshare Interest CELSO VIANA E and MARIA C. EGREJA/CIA ACUCAREIRA DE PENAPOLIS, FAZENDA CAMPESTRE, PENAPOLIS SP 16300 BRAZIL 06-13-17; 20170328836 $3.31 $6,708.35 CY*7412*24*B Unit 7412 / Week 24 / Annual Timeshare Interest WILFREDO DAVILA and EVELYN DAVILA/850 N WASHTENAW AVE, CHICAGO, IL 60622-4429 UNITED STATES 02-09-17; 20170075363 $4.34 $8,791.36 CY*5016*15*B Unit 5016 / Week 15 / Annual Timeshare Interest SERGIO PUEBLA RAMOS/NORTE 48 #3633, COL. 7 DE NOVIEMBRE, DEL GUSTAVO A MADERO 07840 MEXICO 06-13-17; 20170327892 $1.29 $2,607.54 CY*5031*19*B Unit 5031 / Week 19 / Annual Timeshare Interest VICTOR DAVID EAST and LESLEY E. EAST/16 TATE PLACE, JAMBEROO SOUTH COAST, NEW SOUTH WALES 02533 AUSTRALIA 06-13-17; 20170327897 $1.44 $2,922.89 CY*5112*02*B Unit 5112 / Week 02 / Annual Timeshare Interest MOHAMMAD R. BAGHERZADEH and BRENDA BAGHERZADEH/AV JOSE MARIA VARGAS E.PARQ, S-1 AV.PPAL.DE SANTA FE NORTE, CARACAS 1060 VENEZUELA 01-24-17; 20170044019 $1.47 $2,980.25 CY*5115*34*B Unit 5115 / Week 34 / Annual Timeshare Interest MOHAMMAD REZA BAGHERZADEH and BRENDA BAGHERZADEH/AV JOSE MARIA VARGAS E.PARQ, S-1 AV.PPAL.DE SANTA FE NORTE, CARACAS 1060 VENEZUELA 01-24-17; 20170044171 $1.38 $2,804.07 CY*6731*18*B Unit 6731 / Week 18 / Annual Timeshare Interest GUILLERMO BUESO and JACQUELINE BLANCO BARGELES DE BUESO/3RA AVE Y 5A CALLE DE SAN IGNACIO, VILLA SAN IGNACIO CASA #1, TEGUCIGALPA HONDURAS 01-24-17; 20170044192 $2.23 $4,521.34 CY*6732*32*B Unit 6732 / Week 32 / Annual Timeshare Interest GUILLERMO BUESO and JACQUELINE BLANCO BARGELES DE BUESO/3RA AVE Y 5A CALLE DE SAN IGNACIO, VILLA SAN IGNACIO CASA #1, TEGUCIGALPA HONDURAS 01-24-17; 20170044198 $2.29 $4,635.48 CY*6821*19*B Unit 6821 / Week 19 / Annual Timeshare Interest TRENISE WILLIAMS/4186 VERSAILLES DR, ORLANDO, FL 32808-2290 UNITED STATES 04-24-17; 20170224680 $2.23 $4,521.34 CY*6841*14*B Unit 6841 / Week 14 / Annual Timeshare Interest EMILIO NEGRON/AV PAPAL ORIPOTO SECTOR, EL VOLCAN PASOS DE PALMAS, REALES QTA EKEA CARACAS VENEZUELA 06-13-17; 20170328471 $2.33 $4,731.50 CY*7131*34*B Unit 7131 / Week 34 / Annual Timeshare Interest CLAUDIA LARA ROJAS/TROYA 150, LOMAS DE AXOMIATLA, DF 01820 MEXICO 06-13-17; 20170328792 $3.57 $7,235.18 CY*7413*25*B Unit 7413 / Week 25 / Annual Timeshare Interest GERALD MONTESINOS and KLEVER MONTESINOS/CALLE H NO 233 EL CONDADO, QUITO ECUADOR 01-24-17; 20170044000 $1.48 $2,994.91 CY*6723*09*B Unit 6723 / Week 09 / Annual Timeshare Interest IGNACIO RAMIREZ DIEZ GUTIERREZ and PATRICIA GARCIA DE RAMIREZ/AV PASEO DEL PEDREGAL # 20, FRACC PRIVADAS DEL PEDREGAL FASE 1, SAN LUIS POTOSI 78295 MEXICO 04-21-17; 20170221183 $2.33 $4,731.50 CY*7422*49*B Unit 7422 / Week 49 / Annual Timeshare Interest KEVIN J. DIXON and NANCY B. DIXON/408 EAST ELM AVENUE, GALLOWAY, NJ 08205 UNITED STATES 06-13-17; 20170329392 $3.18 $6,444.57 CY*5013*04*B Unit 5013 / Week 04 / Annual Timeshare Interest MIGUEL ANGEL SAMPERIO GUZMAN and YLAYALI GEORGINA SAMPERIO HERRERA and MIGUEL ANGEL SAMPERIO HERRERA and ALEJANDRA MACIAS VARGAS/FRAY MARIANO VIZUET 101, COL. BOULEVARES SAN FRANCISCO, PACHUCA HIDALGO 42070 MEXICO 01-13-17; 20170025799 $1.00 $2,021.09 CY*5242*08*B Unit 5242 / Week 08 / Annual Timeshare Interest RAMON NARANJO TACKMAN and LEONOR CARRILLO CACHO/CAMELIA 153 CASA A COL FLORIDA, DF 01030 MEXICO 06-13-17; 20170327913 $4.14 $8,934.64 CY*5444*48*B Unit 5444 / Week 48 / Annual Timeshare Interest ROBERT P. LINDSAY and SUSAN K. LINDSAY/84 MONHEGAN AVENUE, OAKLAND, NJ 07436 UNITED STATES 01-13-17; 20170025806 $3.19 $6,474.10 CY*5715*10*B Unit 5715 / Week 10 / Annual Timeshare Interest JAMES L. MCNERNEY and NORMA L. MCNERNEY/7862 W IBM HWY # 179, KISSIMMEE, FL 34747-1764 UNITED STATES 06-13-17; 20170328024 $1.50 $3,034.42 CY*6012*23*B Unit 6012 / Week 23 / Annual Timeshare Interest KATHLEEN GRANT/PO BOX 4510, HIDDEN VALLEY, PA 15502-4510 UNITED STATES 06-13-17; 20170328091 $0.77 $1,554.64 CY*6032*39*X Unit 6032 / Week 39 / Odd Year Biennial Timeshare Interest PAUL MEIGHAN and LINDA MEIGHAN/28 THE SHRUBLANDS POTTERS BAR, POTTERS BAR, HERTFORDSHIRE EN6 2BW UNITED KINGDOM 06-13-17; 20170328106 $0.78 $1,573.92 CY*6415*21*B Unit 6415 / Week 21 / Annual Timeshare Interest STEVE LEWANDOWSKI/911 SUMMIT DR, WEXFORD, PA 15090 UNITED STATES 06-13-17; 20170328523 $1.39 $2,822.89 CY*6422*01*B Unit 6422 / Week 01 / Annual Timeshare Interest LUIS EDUARDO PORRAS and FRANCES DE PORRAS/14 CALLE 16-95 ZONA 15 JA, JACARANDAS DE CAYALA, 10009 GUATEMALA 06-13-17; 20170328555 $1.50 $3,045.02 CY*6432*36*B Unit 6432 / Week 36 / Annual Timeshare Interest GERALD R. KETOFF and JOHANNA M. KETOFF and BARBARA A. KETOFF/12563 BARONY DR, DUBUQUE, IA 52001 UNITED STATES 06-13-17; 20170328401 $1.44 $2,922.89 CY*6615*48*B Unit 6615 / Week 48 / Annual Timeshare Interest ANDREW V. PEDERSEN and ANN P. PEDERSEN/48 LITTLE CAHILL STREET, TROUT VALLEY, IL 60013 UNITED STATES 06-05-17; 20170308964 $0.66 $1,332.98 CY*6945*04*B Unit 6945 / Week 04 / Annual Timeshare Interest ROSA MARIA BRITO BRITO/PROGRESO 106-3ER PISO, BARRIO SANTA CATARINA, DELEGACION COYOACAN, DISTRITO FEDERAL 04100 MEXICO 06-13-17; 20170328518 $3.31 $6,708.35 CY*7046*31*B Unit 7046 / Week 31 / Annual Timeshare Interest JOSE KREIDLER and FATIMA KREIDLER/10433 WILSHIRE BLVD, LOS ANGELES, CA 90024 UNITED STATES 06-13-17; 20170328680 $1.48 $2,994.31 CY*7046*37*B Unit 7046 / Week 37 / Annual Timeshare Interest JOSE KREIDLER and FATIMA KREIDLER/10433 WILSHIRE BLVD., LOS ANGELES, CA 90024 UNITED STATES 06-13-17; 20170328745 $1.44 $2,922.89 CY*7341*21*B Unit 7341 / Week 21 / Annual Timeshare Interest MARIO A. APONTE and DORA S. GONZALEZ/2683 PLAYERS COURT, WELLINGTON, FL 33414 UNITED STATES 06-13-17; 20170329161 $0.83 $1,680.58 CY*7341*22*B Unit 7341 / Week 22 / Annual Timeshare Interest MARIO A. APONTE and DORA S. GONZALEZ/2683 PLAYERS COURT, WELLINGTON, FL 33414 UNITED STATES 06-13-17; 20170329375 $0.83 $1,680.58 Exhibit “B” Notice is hearby given to the following parties: Party Designation Contract Number Name Obligor CY*7133*17*B CELSO VIANA E Obligor CY*7133*17*B MARIA C. EGREJA Obligor CY*7412*24*B WILFREDO DAVILA Obligor CY*7412*24*B EVELYN DAVILA Obligor CY*5016*15*B SERGIO PUEBLA RAMOS Obligor CY*5031*19*B VICTOR DAVID EAST Obligor CY*5031*19*B LESLEY E. EAST Obligor CY*5112*02*B MOHAMMAD R. BAGHERZADEH Obligor CY*5112*02*B BRENDA BAGHERZADEH Obligor CY*5115*34*B MOHAMMAD REZA BAGHERZADEH Obligor CY*5115*34*B BRENDA BAGHERZADEH Obligor CY*6731*18*B GUILLERMO BUESO Obligor CY*6731*18*B JACQUELINE BLANCO BARGELES DE BUESO Obligor CY*6732*32*B GUILLERMO BUESO Obligor CY*6732*32*B JACQUELINE BLANCO BARGELES DE BUESO Obligor CY*6821*19*B TRENISE WILLIAMS Obligor CY*6821*19*B TRENISE WILLIAMS Obligor CY*6841*14*B EMILIO NEGRON Obligor CY*7131*34*B CLAUDIA LARA ROJAS Obligor CY*7413*25*B GERALD MONTESINOS Obligor CY*7413*25*B KLEVER MONTESINOS Obligor CY*6723*09*B IGNACIO RAMIREZ DIEZ GUTIERREZ Obligor CY*6723*09*B PATRICIA GARCIA DE RAMIREZ Obligor CY*7422*49*B KEVIN J. DIXON Obligor CY*7422*49*B NANCY B. DIXON Obligor CY*5013*04*B MIGUEL ANGEL SAMPERIO GUZMAN Obligor CY*5013*04*B YLAYALI GEORGINA SAMPERIO HERRERA Obligor CY*5013*04*B MIGUEL ANGEL SAMPERIO HERRERA Obligor CY*5013*04*B ALEJANDRA MACIAS VARGAS Obligor CY*5242*08*B RAMON NARANJO TACKMAN Obligor CY*5242*08*B LEONOR CARRILLO CACHO Obligor CY*5444*48*B ROBERT P. LINDSAY Obligor CY*5444*48*B SUSAN K. LINDSAY Obligor CY*5715*10*B JAMES L. MCNERNEY Obligor CY*5715*10*B NORMA L. MCNERNEY Obligor CY*6012*23*B KATHLEEN GRANT Obligor CY*6032*39*X PAUL MEIGHAN Obligor CY*6032*39*X LINDA MEIGHAN Obligor CY*6415*21*B STEVE LEWANDOWSKI Obligor CY*6422*01*B LUIS EDUARDO PORRAS Obligor CY*6422*01*B FRANCES DE PORRAS Obligor CY*6432*36*B GERALD R. KETOFF Obligor CY*6432*36*B JOHANNA M. KETOFF Obligor CY*6432*36*B BARBARA A. KETOFF Obligor CY*6615*48*B ANDREW V. PEDERSEN Obligor CY*6615*48*B ANN P. PEDERSEN Obligor CY*6945*04*B ROSA MARIA BRITO BRITO Obligor CY*7046*31*B JOSE KREIDLER Obligor CY*7046*31*B FATIMA KREIDLER Obligor CY*7046*37*B JOSE KREIDLER Obligor CY*7046*37*B JOSE KREIDLER Obligor CY*7046*37*B FATIMA KREIDLER Obligor CY*7046*37*B FATIMA KREIDLER Obligor CY*7341*21*B MARIO A. APONTE Obligor CY*7341*21*B DORA S. GONZALEZ Obligor CY*7341*22*B MARIO A. APONTE Obligor CY*7341*22*B DORA S. GONZALEZ FEI # 1081.00775 08/17/2017, 08/24/2017
August 17, 24, 2017 17-04181W