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CY24-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in Cypress Harbour Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in Cypress Harbour Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 4263 at Page 0404 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of Cypress Harbour Condominium recorded in Official Records Book 4623 at Page 0404, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and Cypress Harbour Condominium Association, Inc. , a Florida not-for-profit corporation (the “Association”), has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $275, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact Cypress Harbour Condominium Association, Inc., c/o First American Title Insurance Company, for the current cure figures. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd, Suite 290 Las Vegas, NV 89145; Phone: 702-304-7509 First American Title Insurance Company Association Contact: Cypress Harbour Condominium Association, Inc. c/o First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 S. Rampart Blvd, Suite 290, Las Vegas, NV 89145; Phone: 702-304-7509 Exhibit “A” Party Designation Name Notice Address Timeshare Interest Lien Recording Date Claim of Lien Instrument No Per Diem Amont Secured by Lien Obligor MOHAMED SALEH AWAD ROSHANA MALL, TAHLIYA STREET PO BOX 19605 JEDDAH 21445 SAUDI ARABIA 5116 / Week 33 / Annual 6/6/2017 20170315302 $3.34 $6,780.17 Junior Interestholder HALA AWAD 1033 Lake District Ln, Orlando, FL 32832 5116 / Week 33 / Annual 6/6/2017 20170315302 $3.34 $6,780.17 Obligor ANA LUCIA COLLINS CRA 49A # 91-44 LA CASTELLANA BOGOTA COLOMBIA 5513 / Week 14 / Annual 3/31/2017 20170174929 $0.77 $1,563.23 Obligor ANA LUCIA COLLINS CRA 49A # 91-44 LA CASTELLANA BOGOTA COLOMBIA 6932 / Week 13 / Annual 3/31/2017 20170176335 $0.77 $1,563.23 Obligor CARMEN ALICIA REMOLINA PUENTES KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 02 / Annual 8/25/2017 20170474377 $0.71 $1,430.94 Obligor NORBERTO MORALES BALLESTEROS KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 02 / Annual 8/25/2017 20170474377 $0.71 $1,430.94 Obligor EDGAR MAURICIO HERNANDEZ CHAVARRO KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 02 / Annual 8/25/2017 20170474377 $0.71 $1,430.94 Obligor CARMEN ALICIA REMOLINA PUENTES KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 35 / Annual 5/2/2017 20170242672 $0.74 $1,504.84 Obligor NORBERTO MORALES BALLESTEROS KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 35 / Annual 5/2/2017 20170242672 $0.74 $1,504.84 Obligor EDGAR MAURICO HERNANDEZ CHAVARRO KRA. 39 3 44-30 EDIF. TUNDAMA BUCARAMANGA COLOMBIA 7234 / Week 35 / Annual 5/2/2017 20170242672 $0.74 $1,504.84 Obligor GABRIEL ARTURO ALVAREZ 306 E Paisano Dr Dfr SUITE111, El Paso, TX 79901 5325 / Week 18 / Annual 5/18/2017 20170277572 $0.75 $1,517.74 Obligor RUBEN ARGUERO DE BUEN CARR MEXICO TOLUCA # 5468 CONJ.ARBALEDA COL.EL YAQUI MEXICO DF 05320 MEXICO 6924 / Week 01 / Annual 1/13/2017 20170025824 $1.34 $2,714.08 Obligor LEONOR CARSOLIO LARREA CARR MEXICO TOLUCA # 5468 CONJ.ARBALEDA COL.EL YAQUI MEXICO DF 05320 MEXICO 6924 / Week 01 / Annual 1/13/2017 20170025824 $1.34 $2,714.08 Obligor CHARLES J. HEINSINGER 65 SUMMIT DR, BASKING RIDGE, NJ 07920-1960 5113 / Week 11 / Annual 6/27/2017 20170359598 $0.78 $1,582.83 Obligor JOAN M. HEINSINGER 65 Summit Dr, Basking Ridge, NJ 07920 5113 / Week 11 / Annual 6/27/2017 20170359598 $0.78 $1,582.83 Obligor BONNIE CAMPBELL 1391 Cornerstone Rd, Independence, VA 24348 5344 / Week 21 / Annual 5/31/2017 20170301426 $0.74 $1,506.01 Obligor BARBARA LISS 10429 Solaro Street, Fort Myers, FL 33913 5344 / Week 21 / Annual 5/31/2017 20170301426 $0.74 $1,506.01 Obligor MARTIN EDWIN CHANDLER 134 Ashchurch Rd Tewkesbury Gloucestershire GL20 8DB UNITED KINGDOM 6016 / Week 11 / Annual 5/31/2017 20170301665 $0.79 $1,598.79 Obligor PETINA VALERIE CHANDLER 134 Ashchurch Rd Tewkesbury Gloucestershire GL20 8DB UNITED KINGDOM 6016 / Week 11 / Annual 5/31/2017 20170301665 $0.79 $1,598.79 Obligor IVAN FERNANDO ONTANEDA BERRU URB.TERRANOVA KM. 7 1/2 VIA SAMBORONDON GUAYAQUIL ECUADOR 6222 / Week 13 / Annual 3/31/2017 20170175342 $0.78 $1,582.83 Obligor MARIA FERNANDA BERRU URB.TERRANOVA KM. 7 1/2 VIA SAMBORONDON GUAYAQUIL ECUADOR 6222 / Week 13 / Annual 3/31/2017 20170175342 $0.78 $1,582.83 Obligor IVAN FERNANDO ONTANEDA BERRU URB.TERRANOVA KM. 7 1/2 VIA SAMBORONDON GUAYAQUIL ECUADOR 6243 / Week 20 / Annual 3/31/2017 20170175431 $0.75 $1,524.19 Obligor MARIA FERNANDA BERRU URB.TERRANOVA KM. 7 1/2 VIA SAMBORONDON GUAYAQUIL ECUADOR 6243 / Week 20 / Annual 3/31/2017 20170175431 $0.75 $1,524.19 Obligor FERNANDO ALONSO CANADA #110 COL. VEREDALTA GARZA GARCIA NUEVO LEON 66270 MEXICO 6311 / Week 45 / Annual 6/2/2017 20170306646 $0.75 $1,524.19 Obligor GRACIELA ALONSO CANADA#110 COL VEREDALTA GARZA GAR MEXICO 6311 / Week 45 / Annual 6/2/2017 20170306646 $0.75 $1,524.19 Obligor ROBERTO D. LANDIVAR EDIFICIO ORIENTE LOCAL 2 CALLE BALLIVIAN ESQ. CHUQUISACA SANTA CRUZ BOLIVIA 7046 / Week 30 / Annual 6/21/2017 20170345499 $0.77 $1,558.46 Obligor LILIANA LANDIVAR EDIFICIO ORIENTE LOCAL 2 CALLE BALLIVIAN ESQ. CHUQUISACA SANTA CRUZ BOLIVIA 7046 / Week 30 / Annual 6/21/2017 20170345499 $0.77 $1,558.46 Obligor ROBERTO D. LANDIVAR EDIFICIO ORIENTE LOCAL 2 CALLE BALLIVIAN ESQ. CHUQUISACA SANTA CRUZ BOLIVIA 7046 / Week 36 / Annual 6/21/2017 20170345497 $0.75 $1,524.19 Obligor LILIANA LANDIVAR EDIFICIO ORIENTE LOCAL 2 CALLE BALLIVIAN ESQ. CHUQUISACA SANTA CRUZ BOLIVIA 7046 / Week 36 / Annual 6/21/2017 20170345497 $0.75 $1,524.19 Obligor MARTIN EDWIN CHANDLER 134 Ashchurch Rd Tewkesbury Gloucestershire GL20 8DB UNITED KINGDOM 7345 / Week 09 / Annual 5/31/2017 20170301661 $0.79 $1,598.79 Obligor PETINA VALERIE CHANDLER 134 Ashchurch Rd Tewkesbury Gloucestershire GL20 8DB UNITED KINGDOM 7345 / Week 09 / Annual 5/31/2017 20170301661 $0.79 $1,598.79 Obligor WALTER MURRAY The Brambles, Burn Houses Berwickshire TD113TT UNITED KINGDOM 7415 / Week 34 / Annual 6/21/2017 20170345495 $0.84 $1,710.36 Obligor ANN C. MURRAY The Brambles, Burn Houses Berwickshire TD113TT UNITED KINGDOM 7415 / Week 34 / Annual 6/21/2017 20170345495 $0.84 $1,710.36 Obligor MARC PERKINS 5501 CARMEL PARK DRIVE, CHARLOTTE, NC 28226 7417 / Week 30 / Annual 6/21/2017 20170345494 $0.77 $1,558.46 Obligor JULIE L. PERKINS 5501 CARMEL PARK DRIVE, CHARLOTTE, NC 28226 7417 / Week 30 / Annual 6/21/2017 20170345494 $0.77 $1,558.46 Obligor RHONDA BAGLEY-TURNER 35 LOCHVIEW DR, BEAR, DE 19701 6225 / Week 18 / Annual 7/11/2017 20170382037 $0.75 $1,524.19 Obligor JANICE CIRWITHIAN-BARR 35 LOCHVIEW DR, BEAR, DE 19701 6225 / Week 18 / Annual 7/11/2017 20170382037 $0.75 $1,524.19 FEI # 1081.00858 11/02/2017, 11/09/2017
November 2, 9, 2017 17-05762W