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HO22-HOA NOTICE OF DEFAULT AND INTENT TO FORECLOSE To: Obligor (see Exhibit “A” attached hereto for Obligors and their notice address) This Notice is regarding that certain timeshare interest owned by Obligor in HAO Condominium, located in Orange County, Florida, and more specifically described as follows: Unit Week (see Interval Description on Exhibit “A”) in Unit (see Interval Description on Exhibit “A”), in HAO Condominium, according to the Declaration of Condominium thereof, as recorded in Official Records Book 6017 at Page 0143 in the Public Records of Orange County, Florida, and any amendments thereof. Pursuant to that certain Declaration of Condominium of HAO Condominium recorded in Official Records Book 6017 at Page 0143, Public Records of Orange County, Florida, and all amendments thereto (the “Declaration”), Obligor is liable for the payment of certain assessments, maintenance fees, and ad valorem property taxes (collectively, “Assessments, Fees and Taxes”) and HAO Condominium Association, Inc., a Florida not for profit corporation (the “Association”) has a lien for such Assessments, Fees and Taxes pursuant to the terms of the Declaration and applicable Florida law. The Obligor has failed to pay when due the Assessments, Fees, and Taxes as assessed or advanced and is thereby in default of the obligation to pay such amounts as and when due. Accordingly, the Association did cause a Claim of Lien to be recorded in the Public Records of Orange County, Florida, thereby perfecting the lien of Assessments, Fees, and Taxes pursuant to the Declaration and sections 721.16 and 192.037, Florida Statutes. See Exhibit “A” attached hereto for the recording information for each Claim of Lien, the amount secured by each Claim of Lien, and the per diem amount to account for the further accrual of the amounts secured by each Claim of Lien. IMPORTANT: If you fail to cure the default as set forth in this notice or take other appropriate action with regard to this foreclosure matter, you risk losing ownership of your timeshare interest through the trustee foreclosure procedure established in section 721.855, Florida Statutes. You may choose to sign and send to the trustee the enclosed objection form, exercising your right to object to the use of the trustee foreclosure procedure. Upon the trustee's receipt of your signed objection form, the foreclosure of the lien with respect to the default specified in this notice shall be subject to the judicial foreclosure procedure only. You have the right to cure your default in the manner set forth in this notice at any time before the trustee's sale of your timeshare interest. If you do not object to the use of the trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. If you object to the use of the trustee foreclosure procedure, you could be subject to a deficiency judgment if the proceeds from the sale of your timeshare interest are insufficient to offset the amounts secured by the lien. You have a right to cure the default set forth herein by paying in full, on or before the 30th day after the date of this Notice, the following amounts: (1) all past due sums, (2) costs of collection (3) interest, as accrued to the date of payment, (4) per diem, as accrued to the date of payment, and (5) the foreclosure processing fee in the amount of $275, which amount will increase as the foreclosure proceeding progresses. Further, payment must be made by forwarding a cashier's check payable to the First American Title Insurance Company, and drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank. WARNING: 1. Personal checks will not be accepted. All personal checks will be returned to sender. The foreclosure of the subject timeshare will not cease. 2. Partial payments will not be accepted. Amounts have increased since the mailing of this Notice. Please contact HAO Condominium Association, Inc., c/o First American Title Insurance Company, for the current cure figures. See Exhibit “A” for contact information. The Association has appointed the following Trustee to conduct the trustee's sale: First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 First American Title Insurance Company Association Contact: HAO Condominium Association, Inc., c/o First American Title Insurance Company, duly registered in the state of Florida as an Insurance Company, 400 International Parkway, Suite 380, Lake Mary, FL 32746; Phone: 702-304-7509 Exhibit “A” Party Designation Name Notice Address Timeshare Interest Claim of Lien Recording Date Claim of Lien Instrument No. Per Diem Default Amount Obligor DONNA LEE DANYO 7175 LUANA AVENUE, ALLEN PARK, MI 48101-2408 1313 / Week 13 / Even Year Biennial 8/2/2017 20170427056 $0.65 $1,318.21 Obligor STEVEN L. LETENYEI 7175 LUANA AVENUE, ALLEN PARK, MI 48101-2408 1313 / Week 13 / Even Year Biennial 8/2/2017 20170427056 $0.65 $1,318.21 Obligor SCOTTY R. LANE 2300 MARSH LANE APT 735, CARROLTON, TX 75006 2823 / Week 42 / Odd Year Biennial 9/29/2017 20170533561 $1.76 $3,569.07 Obligor DAPHINE M. WILSON-LANE 2300 MARSH LANE APT 735, CARROLTON, TX 75006 2823 / Week 42 / Odd Year Biennial 9/29/2017 20170533561 $1.76 $3,569.07 Obligor JUANITA G. STAYS 780 ARBOR GATE LN, LAWRENCEVILLE, GA 30044 2824 / Week 36 / Odd Year Biennial 8/1/2017 20170426485 $0.64 $1,289.91 Obligor JAMES DAVID BOWMAN 3718 WILLIAMSON RD NW, ROANOKE, VA 24012 2922 / Week 06 / Annual 8/1/2017 20170426530 $4.33 $8,779.26 Obligor AURORA G. BOWMAN 3718 WILLIAMSON RD NW, ROANOKE, VA 24012 2922 / Week 06 / Annual 8/1/2017 20170426530 $4.33 $8,779.26 Obligor HOWARD J. COSIER 4680-18-I Monticello Avenue PMB 167, Williamsburg, VA 23188 1422 / Week 43 / Annual 8/17/2017 20170458931 $0.83 $1,672.98 Obligor KIM TYNES 2608 REAGAN TRAIL, LAKE MARY, FL 32746 1364 / Week 01 / Odd Year Biennial 9/29/2017 20170533566 $2.28 $4,620.00 Obligor NANCY M. AVILES 737 CLOVER RIDGE LN, ITASCA, IL 60143 2862 / Week 51 / Annual 6/21/2017 20170345550 $4.43 $8,975.30 Obligor ADAM E. WEAVER 1623 OLD STATE RD N, NORWALK, OH 44857-9377 2965 / Week 29 / Annual 9/29/2017 20170533564 $4.45 $9,018.72 Obligor KELLY F. WEAVER 1623 OLD STATE RD N, NORWALK, OH 44857-9377 2965 / Week 29 / Annual 9/29/2017 20170533564 $4.45 $9,018.72 Obligor CHUKWUMA E. OKOYE 928 WESTLAND RIDGE ROAD, FAYETTEVILLE, NC 28311 3154 / Week 03 / Annual 4/7/2017 20170190554 $0.84 $1,705.33 Obligor JOHN S POPPE 210 SOUTH PERSHING AVE, BETHPAGE, NY 11714 2953 / Week 26 / Even Year Biennial 7/3/2017 20170369165 $2.20 $4,462.35 Obligor DEBORAH I POPPE 210 SOUTH PERSHING AVE, BETHPAGE, NY 11714 2953 / Week 26 / Even Year Biennial 7/3/2017 20170369165 $2.20 $4,462.35 Obligor JOHN C. BOWERS 107 MERIDIAN WAY APT C, WINTERSVILLE, OH 43953-7658 1034 / Week 10 / Annual 8/8/2017 20170438380 $3.48 $7,051.94 Obligor SHARON E. BOWERS 107 MERIDIAN WAY APT C, WINTERSVILLE, OH 43953-7658 1034 / Week 10 / Annual 8/8/2017 20170438380 $3.48 $7,051.94 Obligor JOHN C. BOWERS 107 MERIDIAN WAY APT C, WINTERSVILLE, OH 43953-7658 1034 / Week 11 / Annual 8/8/2017 20170438365 $3.48 $7,051.94 Obligor SHARON E. BOWERS 107 MERIDIAN WAY APT C, WINTERSVILLE, OH 43953-7658 1034 / Week 11 / Annual 8/8/2017 20170438365 $3.48 $7,051.94 Obligor HECTOR POMALES ORTIZ C-43 URB VISTA DEL SOL, COAMO, PR 00769 1244 / Week 37 / Odd Year Biennial 8/8/2017 20170438371 $1.77 $3,579.20 Obligor ARNALDO RIVERA-LOPEZ PO BOX 4952 SUITE 304, CAGUAS, PR 00726-4952 1262 / Week 16 / Odd Year Biennial 8/8/2017 20170438389 $1.81 $3,663.27 Obligor JEANNETTE MONTES-SANTIAGO PO BOX 4952 SUITE 304, CAGUAS, PR 00726-4952 1262 / Week 16 / Odd Year Biennial 8/8/2017 20170438389 $1.81 $3,663.27 Obligor CARLA A. SMITH 822 Bowman Rd, Chambersburg, PA 17202-8885 1342 / Week 20 / Odd Year Biennial 8/8/2017 20170438385 $1.77 $3,595.56 Obligor MICHAEL E. SMITH, JR 822 Bowman Rd, Chambersburg, PA 17202-8885 1342 / Week 20 / Odd Year Biennial 8/8/2017 20170438385 $1.77 $3,595.56 Obligor HECTOR POMALES ORTIZ C-43 URB VISTA DEL SOL, COAMO, PR 00769 1344 / Week 46 / Even Year Biennial 8/8/2017 20170438387 $1.77 $3,579.20 Obligor THOMAS G. KITCHEN 7601 TALLOWTREE DRIVE, WESLEY CHAPEL, FL 33544 1531 / Week 27 / Annual 8/8/2017 20170438390 $3.48 $7,048.45 Obligor JAMES LEE STATON 155 STONE RIDGE LN, MOORESVILLE, NC 28117-8081 2821 / Week 21 / Annual 8/8/2017 20170438396 $3.39 $6,883.86 FEI # 1081.00896 11/30/2017, 12/07/2017
November 30; December 7, 2017 17-06205W