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JERRY E. ARON, ESQ.
June 26, 2018
NOTICE OF DEFAULT AND INTENT TO FORECLOSE
Dear Owner(s)/Obligor(s),
We are sending you this Notice of Default and Intent to foreclose in our capacity as the Trustee , pursuant to Section 721.856, Florida Statutes, regarding that certain timeshare interest(s) owned by Owner(s)/Obligor(s) in Orange County, Florida. This letter shall serve as your official notice that you are in default on your account by failing to make the required payments pursuant to your Promissory Note. Your failure to make timely payments resulted in you defaulting on the Note/Mortgage. Attached to and a part of this letter is a Schedule which lists the following with respect to each Owner/Obligor:
1. Name of Timeshare Plan
2. Week/Unit/Contract Number
3. Name of Owner/Obligor
4. Notice address of Owner/Obligor
5. Legal Description of the timeshare interest
6. Mortgage recording information (Book/Page/Document #)
7. Amount currently secured by lien
8. Per diem amount
You have the right to cure the default by paying the full amount set forth on the Schedule plus per diem as accrued to the date of payment, on or before the 30th day after the date of this notice. If payment is not received within such 30 day period, additional amounts will be due. Please call 561-478-0511 or 1-866-341-8362 in order to ascertain the total amount due at that time. All payments must be made by cashier's check, certified check or money order (personal checks will not be accepted and will be returned by regular mail), made payable to Jerry E. Aton, P.A. Trust Account, and mailed to Jerry E. Aron, P.A., at 2505 Metrocentre Blvd., Suite 301, West Palm Beach, Fl. 33407.
IF YOU FAIL TO CURE THE DEFAULT AS SET FORTH IN THIS NOTICE OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS FORECLOSURE MATTER, YOU RISK LOSING OWNERSHIP OF YOUR TIMESHARE INTEREST THROUGH THE TRUSTEE FORECLOSURE PROCEDURE ESTABLISHED IN SECTION 721.856, FLORIDA STATUTES. YOU MAY CHOOSE TO SIGN AND SEND TO THE TRUSTEE THE OBJECTION FORM, WHICH IS ATTACHED OR MAY BE OBTAINED BY CONTACTING JERRY E. ARON, P.A., EXERCISING YOUR RIGHT TO OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE. UPON THE TRUSTEE'S RECEIPT OF YOUR SIGNED OBJECTION FORM, THE FORECLOSURE OF THE LIEN WITH RESPECT TO THE DEFAULT SPECIFIED IN THIS NOTICE SHALL BE SUBJECT TO THE JUDICIAL FORECLOSURE PROCEDURE ONLY. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT IN THE MANNER SET FORTH IN THIS NOTICE AT ANY TIME BEFORE THE TRUSTEE'S SALE OF YOUR TIMESHARE INTEREST. IF YOU DO NOT OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT EVEN IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN. IF YOU OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, BY SIGNING THE OBJECTION FORM, YOU COULD BE SUBJECT TO A DEFICIENCY JUDGMENT IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN.
NOTICE IS HEREBY GIVEN THAT THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THT THE DEBT MAY BE DISPUTED. NOTWITHSTANDING THE FOREGOING, TO THE EXTENT THAT ANY DEBT ASSOCIATED WITH ANY ONE OR MORE OF THE LIENS DESCRIBED ON THE ATTACHED SCHEDULE MAY HAVE BEEN DISCHARGED IN A BANKRTUPCY PROCEEDING UNTER TITLE 11 OF THE UNITED STATES CODE, PLEASE BE ADVISED THAT THIS IS AN ACTION TO COLLECT A DEBT IN REM AGAINST THE PROPERTY ENCUMBERED BY SUCH LIEN AND NOT IN PERSONAM AGAINST ANY OBLIGOR.
ORANGE LAKE COUNTRY CLUB, INC. IS THE CURRENT CREDITOR. ITS ADDRESS IS 8505 WEST IRLO BRONSON MEMORIAL HIGHWAY, KISSIMMEE, FLORIDA 34747-8201. YOU MAY ALSO CONTACT ORANGE LAKE COUNTRY CLUB, INC., BY CALLING ITS MORTGAGE SERVICING DEPARTMENT TOLL FREE AT (800) 298-3706.
UPON YOUR WRITTEN REQUEST WITHIN THE THIRTY-DAY PERIOD JERRY E. ARON, P.A., WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR
Sincerely,
Jerry E. Aron, P.A., Trustee
By: Monika Evans
Print Name: Monika Evans
Title: Authorized Agent
TIMESHARE PLAN:
Orange Lake Country Club
Schedule
Week/Unit Property description Owner(s)/Obligor(s) Notice Address Mortgage - Orange County Clerk Book/Page/ Document# Amount Secured by Lien Per Diem
Week/Unit as described below of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida, and all amendments thereto.
WEEK/UNIT 24 Even/3437
Contract # 6320939
Robert Rhodes Bailey and Andrea Michelle Bailey 6913 Tuson Blvd., Apt. 3B, Clarkston, MI, 48346-4311 20160443625
$11,151.39 $ 4.66
WEEK/UNIT 43/86812
Contract # 6298052
Michael Deon Baldwin and
Lisa Dianne Hersey
537 W Five Notch Rd.,
North Augusta, SC, 29860-9312 11004/4790/20150561225 $18,416.12 $ 7.82
WEEK/UNIT 20/87867
Contract # 6256526
Scott Daniskas and
Laurie S. Daniskas
636 Ferguson St.,
Phillipsburg, NJ, 08865-1404 20170020522
$18,288.13 $ 7.77
WEEK/UNIT 43/3932
Contract # 6285975
Darrel George Dixon and
Gabriell Y. Rumph
PO Box 40, Prince George, VA, 23875-0040 and 214 S Hunt Club Run, Apt. 210, Newport News, VA 23608-5010 10951/7716/20150365953 $17,227.47 $ 7.30
WEEK/UNIT 47 Even/3886
Contract # 6349076
Darren Lee Dobberphul
1927 Miller St.,
West Bend, WI, 53095-2928 20170028122
$11,005.59 $ 4.60
WEEK/UNIT 15/3622
Contract # 6506087
Victor Garcia and Gloria Villasenor Vaquera
239 Dresden Dr.,
San Antonio, TX, 78213-3821 20170471415
$35,059.63 $ 15.06
WEEK/UNIT 48 Odd/3623
Contract # 6345159
Sean Robert Kennedy 10178 Portsmouth Rd., Apt. 5, Manassas, VA, 20109-8023 20160416535
$11,119.51 $ 4.65
WEEK/UNIT 38 Odd/87723
Contract # 6303023
Janay Shatia Neely and Curtis Romello Kirksey
3549 Rutherford Rd., Apt. 204, Taylors, SC, 29687-2151 and
130 Old Grove Rd., Lot 13,
Piedmont, SC 29673-8757 20170130881
$9,662.67 $ 4.02
WEEK/UNIT 2/88155
Contract # 6258992
Ulises R. Quiroga and
Sonia Michelle Quiroga 5606 Bay Leaf Dr.,
Baytown, TX, 77521-7518 10825/3732/20140545953 $15,913.78 $ 6.73
WEEK/UNIT 35 Even/3438
Contract # 6342756
Brandon Charles Ratliff and Patricia N. Ratliff 1706 Warren St., Davenport, IA, 52804-3857 and 2424 4th Ave., Moline, IL 61265-1524 20170438695
$7,600.33 $ 3.12
WEEK/UNIT 17 Even/86412
Contract # 646688
Jessica Aline Rodriguez and Ennio Alejandro Rodriguez
4193 Cherry St.,
Lyons Falls, NY, 13368-2013 and 77 Clinton St. Apt C3
New York Mills, NY 13417-1522 20170160295
$18,022.24 $ 7.65
WEEK/UNIT 50 Even/87543
Contract # 6236883 Diana Yvonne Smith 2616 Okane St., Laredo, TX, 78043-2407 10893/6241/20150148152 $9,791.53 $ 4.07
WEEK/UNIT 43 Even/3428
Contract # 6336207
Bettie Den Snow and LeRoy Snow, Jr.
8696 County Road 231,
Wildwood, FL, 34785-8523 20170134926
$10,355.08 $ 4.32
366631 - 4/20/2018, III
October 4, 11, 2018 18-04883W