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September 25, 2019
VIA FIRST CLASS MAIL and
CERTIFIED MAIL
NOTICE OF DEFAULT and
INTENT TO FORECLOSE
Dear Owner(s)/Obligor(s),
We are sending you this Notice of Default and Intent to foreclose in our capacity as the Trustee , pursuant to Section 721.856, Florida Statutes, regarding that certain timeshare interest(s) owned by Owner(s)/Obligor(s) in Orange County, Florida. This letter shall serve as your official notice that you are in default on your account by failing to make the required payments pursuant to your Promissory Note. Your failure to make timely payments resulted in you defaulting on the Note/Mortgage. Attached to and a part of this letter is a Schedule which lists the following with respect to each Owner/Obligor:
1. Name of Timeshare Plan
2. Type of Interest/Points Contact
Number
3. Name of Owner/Obligor
4. Notice address of Owner/Obligor
5. Legal Description of the timeshare
interest
6. Mortgage recording information
(Book/Page/Document #)
7. Amount currently secured by lien
8. Per diem amount
You have the right to cure the default by paying the full amount set forth on the Schedule plus per diem as accrued to the date of payment, on or before the 30th day after the date of this notice. If payment is not received within such 30 day period, additional amounts will be due. The full amount has to be paid as described in the attached Notice with your credit card by calling to Holiday Inn Club Vacations Incorporated F/K/A Orange Lake Country Club, Inc., at 866-714-8679.
IF YOU FAIL TO CURE THE DEFAULT AS SET FORTH IN THIS NOTICE OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS FORECLOSURE MATTER, YOU RISK LOSING OWNERSHIP OF YOUR TIMESHARE INTEREST THROUGH THE TRUSTEE FORECLOSURE PROCEDURE ESTABLISHED IN SECTION 721.856, FLORIDA STATUTES. YOU MAY CHOOSE TO SIGN AND SEND TO THE TRUSTEE THE OBJECTION FORM, WHICH IS ATTACHED OR MAY BE OBTAINED BY CONTACTING JERRY E. ARON, P.A., EXERCISING YOUR RIGHT TO OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE. UPON THE TRUSTEE'S RECEIPT OF YOUR SIGNED OBJECTION FORM, THE FORECLOSURE OF THE LIEN WITH RESPECT TO THE DEFAULT SPECIFIED IN THIS NOTICE SHALL BE SUBJECT TO THE JUDICIAL FORECLOSURE PROCEDURE ONLY. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT IN THE MANNER SET FORTH IN THIS NOTICE AT ANY TIME BEFORE THE TRUSTEE'S SALE OF YOUR TIMESHARE INTEREST. IF YOU DO NOT OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT EVEN IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN.
IF YOU OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, BY SIGNING THE OBJECTION FORM, YOU COULD BE SUBJECT TO A DEFICIENCY JUDGMENT IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN.
NOTICE IS HEREBY GIVEN THAT THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THT THE DEBT MAY BE DISPUTED. NOTWITHSTANDING THE FOREGOING, TO THE EXTENT THAT ANY DEBT ASSOCIATED WITH ANY ONE OR MORE OF THE LIENS DESCRIBED ON THE ATTACHED SCHEDULE MAY HAVE BEEN DISCHARGED IN A BANKRTUPCY PROCEEDING UNTER TITLE 11 OF THE UNITED STATES CODE, PLEASE BE ADVISED THAT THIS IS AN ACTION TO COLLECT A DEBT IN REM AGAINST THE PROPERTY ENCUMBERED BY SUCH LIEN AND NOT IN PERSONAM AGAINST ANY OBLIGOR.
HOLIDAY INN CLUB VACATIONS INCORPORATED F/K/A ORANGE COUNTRY CLUB, INC., IS THE CURRENT CREDITOR. ITS ADDRESS IS 9271 S. JOHN YOUNG PARKWAY, ORLANDO, FL 32819. YOU MAY ALSO CONTACT HOLIDAY INN CLUB VACATIONS INCORPORATED F/K/A ORANGE COUNTRY CLUB, INC., BY CALLING ITS MORTGAGE SERVICING DEPARTMENT TOLL FREE AT (800) 298-3706.
UPON YOUR WRITTEN REQUEST WITHIN THE THIRTY-DAY PERIOD JERRY E. ARON, P.A., WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR
Sincerely,
Jerry E. Aron, P.A., Trustee
By: Annalise Marra
Print Name: Annalise Marra
Title: Authorized Agent
TIMESHARE PLAN: Orange Lake Country Club Schedule
Property Description Type of Interest(s), as described below, in the Orange Lake Land Trust (“Trust”) evidenced for administrative, assessment and ownership purposes by Number of Points, as described below, which Trust was created pursuant to and further described in that certain Trust Agreement for Orange Lake Land Trust dated December 15, 2017, executed by and among Chicago Title Timeshare Land Trust, Inc., a Florida Corporation, as the trustee of the Trust, Holiday Inn Club Vacations Incorporated, a Delaware corporation, f/k/a Orange Lake Country Club, Inc., a Delaware corporation, and Orange Lake Trust Owners' Association, Inc., a Florida not-for-profit corporation, as such agreement may be amended and supplemented from time to time (“Trust Agreement”), a memorandum of which is recorded in Official Records Document Number: 20180061276, Public Records of Orange County, Florida (“Memorandum of Trust”)All of the terms, restrictions, covenants, conditions and provisions contained in the Declaration and any amendments thereto, are incorporated herein by reference with the same effect as though fully set forth herein.
Type of Interest/Points Owner(s)/Obligor(s) Notice Address Mortgage - Orange County Clerk Book/Page/ Document# Amount Secured by Lien Per Diem
SIGNATURE Interest(s) / 150000 Points
SADE SHAKIA BOYD, and ERIC ANTHONY MORRISON 5717 MORAVIA RD, BALTIMORE, MD 21206 N/A/N/A/20180420693 48,686.08 17.27
STANDARD Interest(s)
/ 30000 Points
PLEASANT HAMPTON BROOKS,
5605 COUNTY ROAD 1229, GODLEY, TX 76044 N/A/N/A/20180468581 8,872.45 3.02
STANDARD Interest(s)
/ 60000 Points
KELLY CHANEL COPELAND, and SYLVESTER COPELAND, III PO BOX 9236, SPRING, TX 77387 and 908 BRISTOL CT, ALPHARETTA, GA 30022
N/A/N/A/20180411796 16,925.34 5.91
STANDARD Interest(s)
/ 75000 Points
TARA B. ELDRIDGE, 1 RENAISSANCE PL
UNIT 401,
PALATINE, IL 60067 N/A/N/A/20180535032 19,634.91 7.27
STANDARD Interest(s)
/ 75000 Points
RUBEN D. ESPINAL, and ANAIS CELESTE CRUZ GONZALEZ 8744 NW 147TH LN, MIAMI LAKES, FL 33018 and 1158 CALLE CANARIAS APT 1158, SAN JUAN, PR 00920 N/A/N/A/20180727560 19,038.55 7
STANDARD Interest(s)
/ 30000 Points
DANIEL ROBERT
HELMAN,
14 MCCLELLAN DR,
EAST BERLIN, PA 17316 N/A/N/A/20180638464 8,489.21 2.94
STANDARD Interest(s)
/ 115000 Points
JAZMIN NIKOL JOHNSON, and TRAY TYREE THOMPSON
4202 LEALAND PLACE LN, LAWRENCEVILLE, GA 30044 N/A/N/A/20180396946 27,591.88 9.95
STANDARD Interest(s)
/ 450000 Points
EDITH MARIE ROSEBUR, and BILLY EUGENE ROSEBUR 3806 TECOVAS SPRINGS CT, KILLEEN, TX 76549 N/A/N/A/20180339878 100,978.25 36.72
STANDARD Interest(s)
/ 35000 Points
DAVID SANCHEZ,
10026 CLAIRMONT DR, LA PORTE, TX 77571 N/A/N/A/20180337536 10,426.14 3.7
STANDARD Interest(s)
/ 50000 Points
YAHAIRA ZENO MOLINA, and EDGAR SANTANA QUINONES
10020 N 27TH ST,
TAMPA, FL 33612
N/A/N/A/20180330935 10,229.82 3.58
November 7, 14, 2019 19-05366W