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September 11, 2019
VIA FIRST CLASS MAIL and
CERTIFIED MAIL
NOTICE OF DEFAULT AND
INTENT TO FORECLOSE
Dear Owner(s)/Obligor(s),
We are sending you this Notice of Default and Intent to foreclose in our capacity as the Trustee , pursuant to Section 721.856, Florida Statutes, regarding that certain timeshare interest(s) owned by Owner(s)/Obligor(s) in Orange County, Florida. This letter shall serve as your official notice that you are in default on your account by failing to make the required payments pursuant to your Promissory Note. Your failure to make timely payments resulted in you defaulting on the Note/Mortgage. Attached to and a part of this letter is a Schedule which lists the following with respect to each Owner/Obligor:
1. Name of Timeshare Plan
2. Week/Unit/Contract Number
3. Name of Owner/Obligor
4. Notice address of Owner/Obligor
5. Legal Description of the timeshare
interest
6. Mortgage recording information
(Book/Page/Document #)
7. Amount currently secured by lien
8. Per diem amount
You have the right to cure the default by paying the full amount set forth on the Schedule plus per diem as accrued to the date of payment, on or before the 30th day after the date of this notice. If payment is not received within such 30 day period, additional amounts will be due. The full amount has to be paid as described in the attached Notice with your credit card by calling to Holiday Inn Club Vacations Incorporated F/K/A Orange Lake Country Club, Inc., at 866-714-8679.
IF YOU FAIL TO CURE THE DEFAULT AS SET FORTH IN THIS NOTICE OR TAKE OTHER APPROPRIATE ACTION WITH REGARD TO THIS FORECLOSURE MATTER, YOU RISK LOSING OWNERSHIP OF YOUR TIMESHARE INTEREST THROUGH THE TRUSTEE FORECLOSURE PROCEDURE ESTABLISHED IN SECTION 721.856, FLORIDA STATUTES. YOU MAY CHOOSE TO SIGN AND SEND TO THE TRUSTEE THE OBJECTION FORM, WHICH IS ATTACHED OR MAY BE OBTAINED BY CONTACTING JERRY E. ARON, P.A., EXERCISING YOUR RIGHT TO OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE. UPON THE TRUSTEE'S RECEIPT OF YOUR SIGNED OBJECTION FORM, THE FORECLOSURE OF THE LIEN WITH RESPECT TO THE DEFAULT SPECIFIED IN THIS NOTICE SHALL BE SUBJECT TO THE JUDICIAL FORECLOSURE PROCEDURE ONLY. YOU HAVE THE RIGHT TO CURE YOUR DEFAULT IN THE MANNER SET FORTH IN THIS NOTICE AT ANY TIME BEFORE THE TRUSTEE'S SALE OF YOUR TIMESHARE INTEREST. IF YOU DO NOT OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, YOU WILL NOT BE SUBJECT TO A DEFICIENCY JUDGMENT EVEN IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN.
IF YOU OBJECT TO THE USE OF THE TRUSTEE FORECLOSURE PROCEDURE, BY SIGNING THE OBJECTION FORM, YOU COULD BE SUBJECT TO A DEFICIENCY JUDGMENT IF THE PROCEEDS FROM THE SALE OF YOUR TIMESHARE INTEREST ARE INSUFFICIENT TO OFFSET THE AMOUNTS SECURED BY THE LIEN.
NOTICE IS HEREBY GIVEN THAT THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THT THE DEBT MAY BE DISPUTED. NOTWITHSTANDING THE FOREGOING, TO THE EXTENT THAT ANY DEBT ASSOCIATED WITH ANY ONE OR MORE OF THE LIENS DESCRIBED ON THE ATTACHED SCHEDULE MAY HAVE BEEN DISCHARGED IN A BANKRTUPCY PROCEEDING UNTER TITLE 11 OF THE UNITED STATES CODE, PLEASE BE ADVISED THAT THIS IS AN ACTION TO COLLECT A DEBT IN REM AGAINST THE PROPERTY ENCUMBERED BY SUCH LIEN AND NOT IN PERSONAM AGAINST ANY OBLIGOR.
HOLIDAY INN CLUB VACATIONS INCORPORATED F/K/A ORANGE COUNTRY CLUB, INC., IS THE CURRENT CREDITOR. ITS ADDRESS IS 9271 S. JOHN YOUNG PARKWAY, ORLANDO, FL 32819. YOU MAY ALSO CONTACT HOLIDAY INN CLUB VACATIONS INCORPORATED F/K/A ORANGE COUNTRY CLUB, INC., BY CALLING ITS MORTGAGE SERVICING DEPARTMENT TOLL FREE AT (800) 298-3706.
UPON YOUR WRITTEN REQUEST WITHIN THE THIRTY-DAY PERIOD JERRY E. ARON, P.A., WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR
Sincerely,
Jerry E. Aron, P.A., Trustee
By: Annalise Marra
Print Name: Annalise Marra
Title: Authorized Agent
TIMESHARE PLAN: Orange Lake Country Club Schedule
Property Description Owner(s)/Obligor(s) Notice Address Mortgage - Orange County Clerk Book/Page/ Document# Amount Secured by Lien Per Diem
WEEK/UNIT 35/003596
Contract # 6525257 of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida.
CANDACE ALEXIS COLEMAN, and GERALD MICHAEL COLEMAN
719 BRICKELL ST SE,
PALM BAY, FL 32909 N/A/N/A/20180615005 22,487.73 7.7
WEEK/UNIT 1/003243
Contract # 6534062 of Orange Lake Country Club Villas I, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 3300, Page 2702 in the Public Records of Orange County, Florida. DESMOND D. HOLMES, and ERICA J. JOHNSON HOLMES 5650 SUNNY LANE RD, MAPLE HEIGHTS, OH 44137 N/A/N/A/20180156708 17,598.01 6.37
WEEK/UNIT 14-EVEN/005323
Contract # 6532286 of Orange Lake Country Club Villas IV, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 9040, Page 662 in the Public Records of Orange County, Florida.
KIMBERLY C. JOSEPHS, and MILTON TERRELL CLARKE 5889 CRIMSON OAK CT, HARRISBURG, NC 28075 and 235 SW 6TH AVE, FLORIDA CITY, FL 33034
N/A/N/A/20170666114 11,829.82 4.14
WEEK/UNIT 36/004001
Contract # 6530804 of Orange Lake Country Club Villas I, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 3300, Page 2702 in the Public Records of Orange County, Florida.
GREGORY EVAN RAMSAY, 1753 TARAH TRACE DR, BRANDON, FL 33510 N/A/N/A/20180103833 20,177.19 7.19
WEEK/UNIT 43/003435
Contract # 6527630 of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida.
EROALDO SANTOS, and KELEN C. MARTINS 2824 WASHINGTON ST APT 2, FRANKLIN PARK, IL 60131 N/A/N/A/20170612592 17,114.71 6.19
WEEK/UNIT 25/081105
Contract # 6520070 of Orange Lake Country Club Villas IV, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 9040, Page 662 in the Public Records of Orange County, Florida.
HELLEN MIRTALA SILWANY, 28 SUBURBAN LN # 1,
NESCONSET, NY 11767 N/A/N/A/20170640963 36,035.60 13.23
WEEK/UNIT 3-ODD/086513
Contract # 6521794 of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida.
REGINALD DARRICK SMITH, and SHAVON CHANTA JACKSON RANDOLPH 770
KENILWORTH TER NE APT 4, WASHINGTON, DC 20019 N/A/N/A/20180079997 13,308.71 4.81
WEEK/UNIT 3-ODD/088115
Contract # 6515990 of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida.
KENNA JOY TAYLOR, 5321 S LOOP 289 APT 403, LUBBOCK, TX 79424 N/A/N/A/20170637821 11,667.98 4.22
WEEK/UNIT
36-EVEN/086334
Contract # 6526554 of Orange Lake Country Club Villas III, a Condominium, together with an undivided interest in the common elements appurtenant thereto, according to the Declaration of Condominium thereof recorded in Official Records Book 5914, Page 1965 in the Public Records of Orange County, Florida.
DOUGLAS TOODLE, II, and KISHA LOUISE GOODE 1500 TALL OAKS CIR SE # 1B, CONYERS, GA 30013 and 5479 VINELAND RD APT 9202, ORLANDO, FL 32811 N/A/N/A/20180319239 10,782.46 3.79
November 14, 21, 2019 19-05383W