25-01876K

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FIRST INSERTION
NOTICE OF ACTION - CONSTRUCTIVE SERVICE
IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT IN AND FOR POLK COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
Case No. 2025CA003608A000BA
PennyMac Loan Services, LLC
Plaintiff, vs.
Miranda Morris Foster a/k/a Miranda M. Foster a/k/a Miranda Morris; et al
Defendants.
TO: Frederick Roy Byfield a/k/a Frederick Byfield and Unknown Spouse of Frederick Roy Byfield a/k/a Frederick Byfield
Last Known Address: 9330 W McDowell Road, Phoenix, AZ 85037
YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following property in Polk County, Florida:
LOT 4, BLOCK 44, CASCADES PHASES IA AND IB, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 193, PAGE 37, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA.
has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Julie York, Esquire, Brock & Scott, PLLC., the Plaintiff’s attorney, whose address is 4919 Memorial Hwy, Suite 135, Tampa, FL 33634, within thirty (30) days of the first date of publication on or before January 2, 2026, and file the original with the Clerk of this Court either before service on the Plaintiff’s attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator, 255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
DATED on November 26, 2025.
Stacy M. Butterfield
As Clerk of the Court
(SEAL) By A. Nieves
As Deputy Clerk
Julie York, Esquire,
Brock & Scott, PLLC.,
the Plaintiff’s attorney,
4919 Memorial Hwy, Suite 135,
Tampa, FL 33634
File # 25-F02197
December 12, 19, 2025 25-01876K

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