25-03880H

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NOTICE OF ACTION
IN THE CIRCUIT COURT OF THE THIRTEENTH JUDICIAL CIRCUIT IN AND FOR HILLSBOROUGH COUNTY, FLORIDA
CASE NO. 25-CA-010413
DIVISION: O
MIDFIRST BANK
Plaintiff, v.
EFRAIN RIVERA, ET AL..
Defendants.
TO: EFRAIN RIVERA,
Current residence unknown, but whose last known address was:
8027 CARRIAGE POINTE DR, GIBSONTON, FL 33534-3010
YOU ARE NOTIFIED that an action to foreclose a mortgage on the following property in Hillsborough County, Florida, to-wit:
LOT 3, BLOCK B, CARRIAGE POINTE PHASE 1, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 103, PAGE(S) 270 THROUGH 281, INCLUSIVE, OF THE PUBLIC RECORDS OF HILLSBOROUGH COUNTY, FLORIDA.
has been filed against you and you are required to serve a copy of your written defenses, if any, to it on eXL Legal, PLLC, Plaintiff’s attorney, whose address is 12425 28th Street North, Suite 200, St. Petersburg, FL 33716, on or before 1/15/2026 or within thirty (30) days after the first publication of this Notice of Action, and file the original with the Clerk of this Court at Hillsborough County George Edgecomb Courthouse, 800 Twiggs Street, Tampa, FL 33602, either before service on Plaintiff’s attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the complaint petition.
If you are a person with a disability who needs an accommodation in order to access court facilities or participate in a court proceeding, you are entitled, at no cost to you, to the provision of certain assistance. To request such an accommodation, please contact the Administrative Office of the Court as far in advance as possible, but preferably at least (7) days before your scheduled court appearance or other court activity of the date the service is needed by contacting: Administrative Office of the Courts, Attention: ADA Coordinator, 800 E. Twiggs Street , Tampa, FL 33602 Phone: 813-272-7040 , Hearing Impaired: 1-800-955-8771; Voice impaired: 1-800-955-8770 ; or e-mail: [email protected]
WITNESS my hand and seal of the Court on this 10 day of December, 2025.
Victor Crist
Clerk of the Circuit Court
(SEAL) By: Jennifer Taylor
Deputy Clerk
eXL Legal, PLLC,
Plaintiff’s attorney,
12425 28th Street North, Suite 200,
St. Petersburg, FL 33716
1000008217
December 19, 26, 2025 25-03880H

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