25-05107L

NOTICE OF ACTION
IN THE CIRCUIT COURT OF THE TWENTIETH JUDICIAL CIRCUIT
IN AND FOR LEE COUNTY, FLORIDA
CIVIL ACTION
CASE NO. 25-CA-006174
SANIBEL CAPTIVA COMMUNITY BANK, a Florida banking corporation,
Plaintiff, vs.
BRANDON G. PHILLIPS, SEA OATS IMPROVEMENT ASSOCIATION, INC., a Florida not for profit corporation, UNITED STATES OF AMERICA on behalf of
THE DEPARTMENT OF THE TREASURY INTERNAL REVENUE SERVICE, KATJA KEMPE, UNKNOWN SPOUSE OF BRANDON G. PHILLIPS and UNKNOWN TENANTS IN POSSESSION,
Defendants.
TO: SEA OATS IMPROVEMENT ASSOCIATION, INC.
c/o Registered Agent Richard Beston
595 Sea Oats Drive
Sanibel, FL 33957
YOU ARE HEREBY NOTIFIED that an action has been commenced to foreclose a mortgage on the following described property in Lee County, Florida:
Lot 9, Block A of SEA OATS VILLAGE, A RESUBDIVISION OF SEA OATS, NO. 2, according to the Plat thereof as recorded in Plat book 36, Page(s) 98, 99 and 100, of the Public Records of Lee County, Florida.
686 Spartina Court, Sanibel
This action has been filed against you and you are required to serve a copy of your written defense, if any, such M. Brian Cheffer, Esquire, Cheffer & Hagan, P.A., Attorneys for Plaintiff, whose address is 2120 McGregor Boulevard, Fort Myers, FL 33901 within 30 days after the first publication date, and file the original with the clerk of this Court either before service on Plaintiffs attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the Complaint
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Brooke Dean, Operations Division Manager, whose office is located at Lee County Justice Center, 1700 Monroe Street, Fort Myers, Florida 33901, and whose telephone number is (239) 533-1771, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
WITNESS my hand and seal of the Court on the 10th day of December, 2025.
CLERK OF THE COURT
KEVIN C. KARNES
(SEAL) By: K Harris
Deputy Clerk
M. Brian Cheffer, Esq.,
2120 McGregor Boulevard,
Fort Myers, FL 33901
December 19, 26, 2025 25-05107L

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