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NOTICE OF ACTION
IN THE CIRCUIT COURT OF THE SIXTH JUDICIAL CIRCUIT, IN AND FOR PINELLAS COUNTY, FLORIDA
CASE NO: 25-003048-CI
MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI
LIMITED LIABILITY COMPANY, Plaintiff, -vs-
THOMAS GARDNER, UNKNOWN OCCUPANT 1, UNKNOWN
OCCUPANT 2, UNKNOWN SPOUSE OF THOMAS GARDNER, UNITED STATES OF AMERICA ACTING BY AND THROUGH THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT AND INVERNESS CONDOMINIUM I ASSOCIATION INC.,
Defendant(s)
TO: Thomas Gardner, Unknown Spouse of Thomas Gardner, Unknown Occupant 1, Unknown Occupant 2
Last Known Address: 2583 Countryside Blvd Unit 3202, Clearwater, FL 33761
You are notified of an action to foreclose a mortgage on the following property in Pinellas County:
UNIT 3202, PHASE II OF INVERNESS CONDOMINIUM I, A CONDOMINIUM ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF, RECORDED IN OFFICIAL RECORDS BOOK 5046, PAGE(S) 1254 THROUGH 1346, OF THE PUBLIC RECORDS OF PINELLAS COUNTY, FLORIDA, AND ANY AMENDMENTS THERETO, TOGETHER WITH ITS UNDIVIDED SHARE IN THE COMMON ELEMENT.
2583 Countryside Blvd Unit 3202, Clearwater, FL 33761
The action was instituted in the Circuit Court, Sixth Judicial Circuit in and for Pinellas, County, Florida; Case No. 25-003048-CI; and is styled Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company vs. Thomas Gardner. You are required to serve a copy of your written defenses, if any, to the action on Ben Kitterman, Esq., Plaintiff’s attorney, whose address is 255 South Orange Ave, Suite 900, Orlando, FL 32801 on or before , (or 30 days from the first date of publication) and file the original with the clerk of this court either before service on Plaintiff’s attorney or immediately after service; otherwise, a default will be entered against you for the relief demanded in the complaint or petition.
The Court has authority in this suit to enter a judgment or decree in the Plaintiff’s interest which will be binding upon you.
“If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Human Rights Office, 400 S. Ft. Harrison Ave., Ste. 300, Clearwater, FL 33756, (727) 464-4062 (V/TDD) at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.”
DATED: 10/1/2025
KEN BURKE
Clerk of the Circuit Court
and Comptroller
315 Court Street Clearwater,
Pinellas County, FL 33756-5165
Pinellas Clerk of the Circuit Court
As Clerk of Court
By: /s/ Thomas Smith
As Deputy Clerk
October 10, 17, 2025 25-04433N
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