25-01554K


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NOTICE OF ACTION FORECLOSURE PROCEEDINGS-PROPERTY
IN THE COUNTY COURT IN AND FOR POLK COUNTY, FLORIDA
CIVIL DIVISION
Case #: 2023CC005198000000
Truist Bank, successor by merger to SunTrust Bank
Plaintiff, -vs.-
Frances M. Palau a/k/a Frances L. Palau; et al.
Defendant(s).
TO: Luis Joel Miranda:
1155 North Florence Avenue,
Apartment 176, Lakeland, FL 33805,
Hector M. Berrios: PO Box 1099,
Yabucoa, PR 00767,
Xavier Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Maria R. Berrios: 295 Palmas Inn Way, Suite 104, Humacao, PR 00791,
Cielo Berrios: PO Box 193501,
San Juan, PR 00919,
Eddie Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Oliver Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Mercedes Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Carmen Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Annie Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Burnilda Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Mercedes Mendez: 1155 North Florence Avenue, Lakeland, FL 33805,
Louis Mendez-Flores:
431 Lakeview Avenue, Apartment 1,
Clifton, NJ 07011,
Unknown Spouse of Luis Joel Miranda: 1155 North Florence Avenue, Apartment 176, Lakeland, FL 33805,
Unknown Spouse of Hector M. Berrios: PO Box 1099, Yabucoa, PR 00767,
Unknown Spouse of Xavier Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Maria R. Berrios: 295 Palmas Inn, Suite 104,
Humacao, PR 00791,
Unknown Spouse of Cielo Berrios: PO Box 193501, San Juan, PR 00919,
Unknown Spouse of Eddie Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Oliver Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Mercedes Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Carmen Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Annie Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Burnilda Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805,
Unknown Spouse of Mercedes Mendez: 1155 North Florence Avenue,
Lakeland, FL 33805 and
Unknown Spouse of Louis Mendez-Flores: 431 Lakeview Avenue, Apartment 176, Clifton, NJ 07011
Residence unknown, if living, including any unknown spouse of the said Defendants, if either has remarried and if either or both of said Defendants are dead, their respective unknown heirs, devisees, grantees, assignees, creditors, lienors, and trustees, and all other persons claiming by, through, under or against the named Defendant(s); and the aforementioned named Defendant(s) and such of the aforementioned unknown Defendants and such of the aforementioned unknown Defendants as may be infants, incompetents or otherwise not sui juris.
YOU ARE HEREBY NOTIFIED that an action has been commenced to foreclose a mortgage on the following real property, lying and being and situated in Polk County, Florida, more particularly described as follows:
LOT 28, LAKE RIDGE, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 122, PAGES 14 AND 15, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA.
more commonly known as 1155 North Florence Avenue, Lakeland, FL 33805.
This action has been filed against you and you are required to serve a copy of your written defense, if any, upon LOGS LEGAL GROUP LLP, Attorneys for Plaintiff, whose address is 750 Park of Commerce Blvd., Suite 130, Boca Raton, FL 33487, within thirty (30) days after the first publication of this notice and file the original with the clerk of this Court either before with service on Plaintiff’s attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the Complaint.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator, 255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Default Date: November 10, 2025
WITNESS my hand and seal of this Court on the 3rd day of October, 2025.
Stacy M. Butterfield
Circuit and County Courts
(SEAL) By: A. Nieves
Deputy Clerk
LOGS LEGAL GROUP LLP,
Attorneys for Plaintiff,
750 Park of Commerce Blvd.,
Suite 130, Boca Raton, FL 33487
23-329253 FCOI SUT
October 17, 24, 2025 25-01554K

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