26-00721N

NOTICE OF ACTION
IN THE CIRCUIT COURT OF THE SIXTH JUDICIAL CIRCUIT
OF FLORIDA, IN AND FOR PINELLAS COUNTY
CIVIL DIVISION
Case No. 25-005290-CI
WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE OF CSMC 2022-RPL4 TRUST
Plaintiff, vs.
GREGORY A. GARDNER,
TRACEY RAST, et al.
Defendants.
TO:
GREGORY A. GARDNER
BELIEVED TO BE AVOIDING SERVICE OF PROCESS AT THE ADDRESS OF: 2748 ADRIAN AVE
LARGO, FL 33774 and
551 LOST TREE LN
KNOXVILLE, TN 37934 2528
UNKNOWN SPOUSE OF GREGORY A. GARDNER
BELIEVED TO BE AVOIDING SERVICE OF PROCESS AT THE ADDRESS OF: 2748 ADRIAN AVE
LARGO, FL 33774 and
551 LOST TREE LN
KNOXVILLE, TN 37934 2528
IRIS INGRID GARDNER-WAART A/K/A IRIS INGRID GARDNER A/K/A IRIS I GARDNER
BELIEVED TO BE AVOIDING SERVICE OF PROCESS AT THE ADDRESS OF: 712 E REEHILL ST
LECANTO, FL 34461 and
7360 ULMERTON RD
LARGO, FL 33771
UNKNOWN TENANTS/OWNERS 1
BELIEVED TO BE AVOIDING SERVICE OF PROCESS AT THE ADDRESS OF: 2748 ADRIAN AVE
LARGO, FL 33774
You are notified that an action to foreclose a mortgage on the following property in Pinellas County, Florida:
LOT 2, LESS THE WEST 36 FEET THEREOF, BLOCK B , UNIT E, BIG ACRES SUBDIVISION, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 25, PAGE 45, OF THE PUBLIC RECORDS OF PINELLAS COUNTY, FLORIDA.
commonly known as 2748 ADRIAN AVE, LARGO, FL 33774 has been filed against you and you are required to serve a copy of your written defenses, if any, to it on David R. Byars of Kass Shuler, P.A., plaintiff’s attorney, whose address is P.O. Box 800, Tampa, Florida 33601, (813) 229-0900, on or before , (or 30 days from the first date of publication, whichever is later) and file the original with the Clerk of this Court either before service on the Plaintiff’s attorney or immediately thereafter; otherwise, a default will be entered against you for the relief demanded in the Complaint.
AMERICANS WITH DISABILITIES ACT If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Human Rights Office. 400 S. Ft. Harrison Ave., Ste. 500 Clearwater, FL 33756, (727) 464-4062 V/TDD; or 711 for the hearing impaired. Contact should be initiated at least seven days before the scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven days. The court does not provide transportation and cannot accommodate such requests. Persons with disabilities needing transportation to court should contact their local public transportation providers for information regarding transportation services.
Dated: FEB 09 2026.
CLERK OF THE COURT
Honorable Ken Burke
315 Court Street
Clearwater, Florida 33756
(COURT SEAL) By: STEVIE AYARS
Deputy Clerk
February 13, 20, 2026 26-00721N

View the PDF of the publication this ad appeared in