26-01297K

NOTICE OF ACTION - CONSTRUCTIVE SERVICE
IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT IN AND FOR POLK COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
Case No. 2026CA001244A000BA
PennyMac Loan Services, LLC
Plaintiff, vs.
John J. Gayle; Lisa R. Peaden; United States of America on behalf of the Secretary of Housing and Urban Development
Defendants.
TO: John J. Gayle
Last Known Address: 902 Lake Martha Dr. NE, Winter Haven, FL 33881
YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following property in Polk County, Florida:
PARCEL 1:
LOT (S) 14, 15 AND 16, BLOCK 3, HUTCHINSON ADDITION TO WINTER HAVEN, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 8, PAGE 45, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA.
PARCEL 2:
THE SOUTH 80.28 FEET OF THE NORTH 330.56 FEET OF THE SOUTHWEST 1/4 OF THE NORTHWEST 1/4 OF THE SOUTHEAST 1/4 OF SECTION 21, TOWNSHIP 28 SOUTH, RANGE 26 EAST, LYING WEST OF LAKE MARTHA DRIVE, WINTER HAVEN, POLK COUNTY, FLORIDA.
has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Orlando F. Amador, Esquire, Brock & Scott, PLLC., the Plaintiff’s attorney, whose address is 4919 Memorial Hwy, Suite 135, Tampa, FL 33634, within thirty (30) days of the first date of publication on or before July 31st, 2026, and file the original with the Clerk of this Court either before service on the Plaintiff’s attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator, 255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
DATED on June 24th, 2026.
Stacy M. Butterfield
As Clerk of the Court
(SEAL) By S. Irlanda
As Deputy Clerk
Orlando F. Amador, Esquire,
Brock & Scott, PLLC.,
the Plaintiff’s attorney,
4919 Memorial Hwy, Suite 135,
Tampa, FL 33634
File # 25-F03836
July 3, 10, 2026 26-01297K

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