26-01284K

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FIRST INSERTION
NOTICE OF SALE PURSUANT TO CHAPTER 45
IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT IN AND FOR POLK COUNTY, FLORIDA
CIVIL ACTION
CASE NO.: 2025-CA-001942
CITIZENS BANK, N.A,
Plaintiff, vs.
HENRY RAMIREZ, et al,
Defendant(s).
NOTICE IS HEREBY GIVEN Pursuant to a Final Judgment of Foreclosure dated April 22, 2026, and entered in Case No. 2025-CA-001942 of the Circuit Court of the Tenth Judicial Circuit in and for Polk County, Florida in which Citizens Bank, N.A, is the Plaintiff and Henry Ramirez, Sandra V. Ramirez, are defendants, the Polk County Clerk of the Circuit Court will sell to the highest and best bidder for cash in/on online at online at www.polk.realforeclose.com, Polk County, Florida at 10:00am EST on the July 21, 2026 the following described property as set forth in said Final Judgment of Foreclosure:
LOT 261, LAUREL ESTATES PHASE II, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 165, PAGE(S) 33 THROUGH 35, INCLUSIVE, OF THE PUBLIC RECORDS OF POLK COUNTY, FLORIDA.
A/K/A 596 OGELTHORPE DRIVE DAVENPORT FL 33897
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the Lis Pendens must file a claim before the Clerk reports the surplus as unclaimed.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator, 255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Dated this 15 day of June, 2026.
ALBERTELLI LAW
P. O. Box 23028
Tampa, FL 33623
Tel: (813) 221-4743
Fax: (813) 221-9171
eService: [email protected]
By: /s/ Charline Calhoun
Florida Bar #16141
Charline Calhoun, Esq.
IN/25-003195
June 26; July 3, 2026 26-01284K

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