26-04103W

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NOTICE OF FORECLOSURE SALE PURSUANT TO CHAPTER 45
IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT IN AND FOR ORANGE COUNTY, FLORIDA
CIRCUIT CIVIL DIVISION
CASE NO.: 2025-CA-003865-O
U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST,
Plaintiff, v.
MARINO A. PENA, et al.,
Defendants.
NOTICE OF SALE PURSUANT TO CHAPTER 45 IS HEREBY GIVEN that, pursuant to the In Rem Final Judgment of Mortgage Foreclosure dated April 28, 2026, and an Amended Order Granting Plaintiff’s Amended Motion to Reset Foreclosure Sale dated October 26, 2026, issued in and for Orange County, Florida, in Case No. 2025-CA-003865-O, wherein U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST is the Plaintiff, and RICARDO ZELAYA, MARINO A. PENA, UNKNOWN SPOUSE OF MARINO A. PENA, TIMBER SPRINGS HOMEOWNERS ASSOCIATION, INC., BELLA VIDA AT TIMBER SPRINGS HOMEOWNERS ASSOCIATION, INC., AVALON PARK PROPERTY OWNERS ASSOCIATION, INC., NATIONSTAR MORTGAGE LLC, UNITED STATES OF AMERICA, DEPARTMENT OF THE TREASURY, INTERNAL REVENUE SERVICE, UNKNOWN TENANT #1 and UNKNOWN TENANT #2 are the Defendants.
The Clerk of the Court, TIFFANY RUSSELL, will sell to the highest and best bidder for cash, in accordance with Section 45.031, Florida Statutes, on December 18, 2026, electronic sale beginning at 11:00 AM, at www.myorangeclerk.realforeclose.com the following-described real property as set forth in said Final Judgment of Mortgage Foreclosure, to wit:
LOT 86, BELLA VIDA ACCORDING TO THE MAP OR PLAT THEREOF AS RECORDED IN PLAT BOOK 65, PAGE 90 THROUGH 100, OF THE PUBLIC RECORDS OF ORANGE COUNTY, FLORIDA
Property Address: 433 Cortana Dr., Orlando, FL 32828
ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED.
IMPORTANT
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator, Human Resources, Orange County Courthouse, 425 N. Orange Avenue, Suite 510, Orlando, Florida, (407) 836-2303, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Dated This 3rd day of November, 2026.
By: /s/ Matthew Klein
Matthew B. Klein, Esq.
Florida Bar No.: 73529
E-Mail:
[email protected]
Respectfully submitted,
HOWARD LAW
902 Clint Moore Road, Suite 220
Boca Raton, FL 33487
Telephone: (954) 893-7874
Facsimile: (888) 235-0017
Designated Service E-Mail:
[email protected]
25-000134-1
November 5, 12, 2026 26-04103W

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