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NOTICE OF ACTION
IN THE CIRCUIT COURT OF THE TENTH JUDICIAL CIRCUIT IN AND FOR POLK COUNTY, FLORIDA
CASE NO.: 2025-CA-004794
PENNYMAC LOAN SERVICES, LLC,
Plaintiff, v.
UNKNOWN PERSONAL REPRESENTATIVE OF THE ESTATE OF SHANNON JUSTIN RIVERA, et al.,
Defendants.
TO: Unknown Personal Representative of the Estate of Shannon Justin Rivera
Last known address: Unknown
Unknown Heir, Beneficiary and Devisee 1 of the Estate of Shannon Justin Rivera, Deceased
Last known address: Unknown
Unknown Heir, Beneficiary and Devisee 2 of the Estate of Shannon Justin Rivera, Deceased
Last known address: Unknown
Unknown Personal Representative of the Estate of Bianca Marie Smith
Last known address: Unknown
Unknown Heir, Beneficiary and Devisee 1 of the Estate of Bianca Marie Smith, Deceased
Last known address: Unknown
Unknown Heir, Beneficiary and Devisee 2 of the Estate of Bianca Marie Smith, Deceased
Last known address: Unknown
YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following described property in Polk County, Florida:
Lot 415, HAMMOCK RESERVE PHASE 2, according to the plat as recorded in Plat Book 189, Pages 38 through 43, of the Public Records of Polk County, Florida.
has been filed against you and you are required to serve a copy of your written defenses, if any, on Anthony R. Smith, Esquire, the Plaintiff’s attorney, whose address is Tiffany & Bosco, P.A., 1201 S. Orlando Ave, Suite 430, Winter Park, FL 32789, on or before thirty (30) days from the date of first publication of this Notice, and file the original with the Clerk of this Court either before service on the Plaintiff’s attorney or immediately thereafter; or a default will be entered against you for the relief demanded in the complaint.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the Office of the Court Administrator, 255 N. Broadway Avenue, Bartow, Florida 33830, (863) 534-4686, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Default Date: Nov. 17th, 2026
IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of said Court at Polk County, Florida, this 29 day of September, 2026.
Stacy M. Butterfield
as Clerk of the Circuit Court of
Polk County, Florida
By: /s/ Victoria Farrer
DEPUTY CLERK
Anthony R. Smith, Esquire,
the Plaintiff’s attorney,
Tiffany & Bosco, P.A.,
1201 S. Orlando Ave, Suite 430,
Winter Park, FL 32789
October 9, 16, 2026 26-02173K
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