26-01299T

NOTICE OF SALE
IN THE CIRCUIT COURT OF THE TWENTIETH JUDICIAL
CIRCUIT IN AND FOR CHARLOTTE COUNTY, FLORIDA
CASE NO. 26000084CA
MIDFIRST BANK
Plaintiff, V.
FRANCES MARY KOWALCZYK A/K/A FRANCES M. KOWALCZYK; UNKNOWN SPOUSE OF FRANCES M. KOWALCZYK A/K/A FRANCES M. KOWALCZYK; UNKNOWN TENANT 1; UNKNOWN TENANT 2; UNITED STATES OF AMERICA DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
Defendants.
Notice is hereby given that, pursuant to the Final Judgment of Foreclosure entered on September 17, 2026, in this cause, in the Circuit Court of Charlotte County, Florida, the clerk shall sell the property situated in Charlotte County, Florida, described as:
LOT 12, BLOCK 552, PORT CHARLOTTE SUBDIVISION, SECTION 13, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 5, PAGES 2A-2G, OF THE PUBLIC RECORDS OF CHARLOTTE COUNTY, FLORIDA.
a/k/a 3138 LOCKWOOD ST, PORT CHARLOTTE, FL 33952-7146
at public sale, to the highest and best bidder, for cash, online at www.charlotte.realforeclose.com, on November 13, 2026 beginning at 11:00 AM.
Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed.
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact Jon Embury, Administrative Services Manager, whose office is located at 350 E. Marion Avenue, Punta Gorda, Florida 33950, and whose telephone number is (941) 637-2110, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711.
Dated this day of 10/14/2026.
Roger D. Eaton
Clerk of the Circuit Court
By: (SEAL) D. Harwood
Deputy Clerk
1000009283
October 23, 30, 2026 26-01299T

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