26-03042W

NOTICE OF DEFAULT AND
INTENT TO FORECLOSE
Jerry E. Aron, P.A. has been appointed as Trustee by Holiday Inn Club Vacations Incorporated for the purposes of instituting a Trustee Foreclosure and Sale under Florida Statutes 721.856. The obligors listed below are hereby notified that you are in default on your account by failing to make the required payments pursuant to your Promissory Note. Your failure to make timely payments resulted in you defaulting on the Note/Mortgage.
TIMESHARE PLAN:
ORANGE LAKE LAND TRUST
Type of Interest(s), as described below, in the Orange Lake Land Trust, evidenced for administrative, assessment and ownership purposes by Number of Points, as described below, which Trust was created pursuant to and further described in that certain Trust Agreement for Orange Lake Land Trust dated December 15, 2017, executed by and among Chicago Title Timeshare Land Trust, Inc., a Florida Corporation, as the trustee of the Trust, Holiday Inn Club Vacations Incorporated, a Delaware corporation, f/k/a Orange Lake Country Club, Inc., a Delaware corporation, and Orange Lake Trust Owners’ Association, Inc., a Florida not-for-profit corporation, as such agreement may be amended and supplemented from time to time, a memorandum of which is recorded in Official Records Document Number: 20180061276, Public Records of Orange County, Florida, as amended by that certain amendment thereto recorded as Document Number: 20250269550 in the Official Records of Orange County, Florida (“Memorandum of Trust”).
Contract Number: 6879550 -- KEVIN LEE BERDANIER and SHERRY KAY BERDANIER, (“Owner(s)”), 5814 QUIET PINE CIR APT 303, CHESTER, VA 23831 STANDARD Interest(s) /40000 Points/ Principal Balance: $11,411.49. Contract Number: 6663579 -- JANICE P. BOGUES-MACK (“Owner(s)”), 874 NEW ST, UNIONDALE, NY 11553 STANDARD Interest(s) /40000 Points/ Principal Balance: $10,544.60. Contract Number: 6993675 -- CARMEN RODRIGUEZ CASTRO and MICHAEL ANTHONY CASTRO, (“Owner(s)”), 2503 PEREZ ST APT 1, SAN ANTONIO, TX 78207 STANDARD Interest(s) /60000 Points/ Principal Balance: $16,609.76. Contract Number: 6662498 -- RILEY CHESTNUT, III (“Owner(s)”), 12344 S NORMAL AVE, CHICAGO, IL 60628 SIGNATURE Interest(s) /45000 Points/ Principal Balance: $11,400.33. Contract Number: 6860312 -- MICHAEL LAWRENCE CICHOS (“Owner(s)”), 166 BOISE AVE, BISMARCK, ND 58504 SIGNATURE Interest(s) /500000 Points/ Principal Balance: $97,092.76. Contract Number: 6959076 -- STEVEN CHARLES CSUHA (“Owner(s)”), 6015 WHITEGATE XING, EAST AMHERST, NY 14051 STANDARD Interest(s) /45000 Points/ Principal Balance: $12,473.42. Contract Number: 6857736 -- LAWRENCE MICHAEL DEFRANK and NORMA JEAN DEFRANK, (“Owner(s)”), 8303 MOBUD DR, HOUSTON, TX 77036 SIGNATURE Interest(s) /60000 Points/ Principal Balance: $22,770.29. Contract Number: 6858565 -- JOSE LUIS DELAO and NORMA CARDENAS DELAO, (“Owner(s)”), 9399 WADE BLVD APT 11103, FRISCO, TX 75035 STANDARD Interest(s) /50000 Points/ Principal Balance: $14,919.08. Contract Number: 6695179 -- LISA KAY DRUMM (“Owner(s)”), 120 HAYES PLACE RD, CALHOUN, GA 30701 STANDARD Interest(s) /75000 Points/ Principal Balance: $14,508.59. Contract Number: 6733435 -- RILDE MARCOS ESTRADA and CRISTINA ESTRADA, (“Owner(s)”), 1686 JULIANNE DR, CASTLETON ON HUDSON, NY 12033 and 11439 MAGNOLIA AVE APT 151, RIVERSIDE, CA 92505 STANDARD Interest(s) /50000 Points/ Principal Balance: $8,493.11. Contract Number: 6880957 -- JOY MARIE FINCHUM (“Owner(s)”), 1486 MICHAEL DR, TROY, OH 45373 STANDARD Interest(s) /35000 Points/ Principal Balance: $9,269.21. Contract Number: 6700303 -- JACQUETTA ANTOINETTE FURLOW-ELLIS (“Owner(s)”), 217 IVYLEAF DR NW, MADISON, AL 35757 STANDARD Interest(s) /50000 Points/ Principal Balance: $9,591.09. Contract Number: 6695172 -- JOHN DANA GANSLEN (“Owner(s)”), 310 FLAT ROCK, HUTTO, TX 78634 SIGNATURE Interest(s) /100000 Points/ Principal Balance: $22,579.58. Contract Number: 6991625 -- MALERIE BENNETT GHOLSON and MICHAEL FITZGERALD GHOLSON JR., (“Owner(s)”), 17261 HURLEY DR, LAURINBURG, NC 28352 STANDARD Interest(s) /150000 Points/ Principal Balance: $37,327.28. Contract Number: 6902205 -- KRISTY LEE GOVAN and AARON GOVAN, (“Owner(s)”), 2642 W 47TH AVE, GARY, IN 46408 STANDARD Interest(s) /35000 Points/ Principal Balance: $10,417.70. Contract Number: 6958066 -- LINDA SUE GRADY and TIMOTHY JOHN PLEMONS, (“Owner(s)”), 125 WASHBURN CIR, OAK RIDGE, TN 37830 STANDARD Interest(s) /150000 Points/ Principal Balance: $13,464.38. Contract Number: 6876455 -- SHYLA M. GRATTENTHALER and THOMAS A. GRATTENTHALER, (“Owner(s)”), 3342 SE 10TH PL, CAPE CORAL, FL 33904 STANDARD Interest(s) /200000 Points/ Principal Balance: $18,234.21. Contract Number: 6576899 -- ALICIA LASHUN HAYWARD and MICHAEL A. JAMES, (“Owner(s)”), 108 SUNSET RDG, GEORGETOWN, TX 78633 and 300B JEFF GORDON DR, HARKER HEIGHTS, TX 76548 STANDARD Interest(s) /50000 Points/ Principal Balance: $6,833.30. Contract Number: 6693624 -- JAMES RICHARD HENDERSHOT (“Owner(s)”), 196 WAYLAND DR, STANLEY, VA 22851 SIGNATURE Interest(s) /50000 Points/ Principal Balance: $17,451.41. Contract Number: 6950548 -- JENNIFER LEE HILL (“Owner(s)”), 4412 CEDAR FOREST RD, GLEN ALLEN, VA 23060 SIGNATURE Interest(s) /80000 Points/ Principal Balance: $29,348.29. Contract Number: 6992758 -- GARY ONEIL HUNTER and DAVETTA LASHEY HUNTER, (“Owner(s)”), 769 SANDRA LN, NORRISTOWN, PA 19403 SIGNATURE Interest(s) /50000 Points/ Principal Balance: $21,141.84. Contract Number: 6950726 -- JAMIE SUE JOHNSON (“Owner(s)”), 600 BUCKINGHAM LANE UNIT 1168, MYRTLE BEACH, SC 29579 SIGNATURE Interest(s) /300000 Points/ Principal Balance: $86,114.15. Contract Number: 6914232 -- ANDREW JAMES LOPEZ and CELESTIA YVETTE LOPEZ, (“Owner(s)”), 6809 ABERNATHY ST, PLANO, TX 75074 STANDARD Interest(s) /60000 Points/ Principal Balance: $14,786.55. Contract Number: 6627021 -- ANGEL FERNANDO LOPEZ and IRMA ABURTO LOPEZ, (“Owner(s)”), 8502 STONEHOLLOW DR, TEMPLE, TX 76502 and 107 BURRINGTON LN, JACKSONVILLE, NC 28546 STANDARD Interest(s) /55000 Points/ Principal Balance: $7,265.74. Contract Number: 6990959 -- LISA F MARSHALL and RODNEY E. SCOTT, (“Owner(s)”), 1212 STONER RD, FOSTORIA, OH 44830 STANDARD Interest(s) /50000 Points/ Principal Balance: $14,430.87. Contract Number: 6993596 -- ELAINE EVERETT MCCORD and LARRY KENNETH MCCORD, (“Owner(s)”), 15854 HAM RD, ATHENS, AL 35611 STANDARD Interest(s) /75000 Points/ Principal Balance: $19,821.26. Contract Number: 6620129 -- SHAWN BERTRAND MCKEE and STEPHANIE BRANNAN MCKEE, (“Owner(s)”), 844 JERRY LN, BEDFORD, TX 76022 SIGNATURE Interest(s) /60000 Points/ Principal Balance: $6,420.83. Contract Number: 6855443 -- JACOB EDWARD MEISTEN (“Owner(s)”), 255 WALL ST, HEBRON, CT 06248 STANDARD Interest(s) /50000 Points/ Principal Balance: $10,215.45. Contract Number: 6988108 -- VICTORIA MENDOZA and CHRISTOPHER ANDREW MENDOZA (“Owner(s)”), 12351 ROYAL GREEN DR, CONROE, TX 77303 STANDARD Interest(s) /30000 Points/ Principal Balance: $9,372.83. Contract Number: 6949362 -- RACHAEL MEZA and ALEX HUERTA, (“Owner(s)”), 22400 WESTHEIMER PKWY APT 608, KATY, TX 77450 STANDARD Interest(s) /100000 Points/ Principal Balance: $22,481.19. Contract Number: 6881269 -- MIREYA MORALES and RODIMIRO MORALES, (“Owner(s)”), 18921 CHATFIELD DR, RIVERSIDE, CA 92508 STANDARD Interest(s) /150000 Points/ Principal Balance: $17,035.04. Contract Number: 6882428 -- BECCA JEANNE NOE-STRINGER and WALTER NEIL GARRISON, (“Owner(s)”), 11671 ALTA SIERRA DR, GRASS VALLEY, CA 95949 and 10728 CEDAR AVE, GRASS VALLEY, CA 95945 STANDARD Interest(s) /150000 Points/ Principal Balance: $24,715.57. Contract Number: 6664160 -- MICHELLE LAMBERTY PACHECO and JOSE ANTONIO PACHECO, (“Owner(s)”), 2515 SUWANNEE DR, COCOA, FL 32926 STANDARD Interest(s) /40000 Points/ Principal Balance: $10,473.09. Contract Number: 6839944 -- CORY JOSEPH PARKER and GEORGINA M. CODY, (“Owner(s)”), 12-10 149TH ST, FLUSHING, NY 11357 STANDARD Interest(s) /35000 Points/ Principal Balance: $8,321.39. Contract Number: 6636616 -- CHARLES ARTHUR PATTON and PAMELA ANNE MARIE PATTON, (“Owner(s)”), 3464 SW COUNTY ROAD 138, FORT WHITE, FL 32038 and 3166 ARCHIES WAY, MILTON, FL 32571 STANDARD Interest(s) /50000 Points/ Principal Balance: $9,401.65. Contract Number: 6691547 -- CEDRIC LASHUNN PAYTON and ANDREA DENISE PAYTON (“Owner(s)”), 4700 LAS CASITAS WAY, BRYAN, TX 77807 and 7490 OLD JONES RD, COLLEGE STATION, TX 77845 STANDARD Interest(s) /200000 Points/ Principal Balance: $17,912.06. Contract Number: 6954087 -- NATASHA ALEXIS PILGRIM and CYRIL JUNIOR PERSAUD, (“Owner(s)”), 426 BEACH 46TH ST, FAR ROCKAWAY, NY 11691 STANDARD Interest(s) /100000 Points/ Principal Balance: $28,755.98. Contract Number: 6623030 -- BILLY ROSS RICHARDSON JR. and TAMMY SUZANNE RICHARDSON, (“Owner(s)”), 399 MCCULLY RD, COLUMBUS, MS 39702 STANDARD Interest(s) /125000 Points/ Principal Balance: $14,289.12. Contract Number: 6989898 -- JOSE LUIS RODRIGUEZ JR. (“Owner(s)”), 965 W 4TH ST, MERCED, CA 95341 STANDARD Interest(s) /50000 Points/ Principal Balance: $14,127.81. Contract Number: 6875588 -- TONY YOUNG SAVAGE and PAM LUREENE SAVAGE, (“Owner(s)”), 2282 GRASSMERE PL, FAYETTEVILLE, NC 28304 SIGNATURE Interest(s) /75000 Points/ Principal Balance: $22,268.13. Contract Number: 6700879 -- ERIC CARLO SCOTT and CHARLOTTE AYERS-SCOTT (“Owner(s)”), 1603 E PARK ROW DR APT 214C, ARLINGTON, TX 76010 STANDARD Interest(s) /70000 Points/ Principal Balance: $8,187.06. Contract Number: 6913749 -- BIANCA ETOYA STEWART (“Owner(s)”), 4823 CHANDLER RIDGE CIR, RALEIGH, NC 27603 STANDARD Interest(s) /50000 Points/ Principal Balance: $13,494.87. Contract Number: 6901112 -- CAREEN CLAUDETTE THAYER (“Owner(s)”), 457 HENSHAW AVE, CHICO, CA 95973 STANDARD Interest(s) /100000 Points/ Principal Balance: $18,237.52. Contract Number: 6992268 -- ANGELIA WEBSTER (“Owner(s)”), 10115 S URBANA AVE, TULSA, OK 74137 STANDARD Interest(s) /30000 Points/ Principal Balance: $11,020.72. Contract Number: 7030407 -- MARLA A. WHITE (“Owner(s)”), 3356 LAUREN DR, INDIANAPOLIS, IN 46235 STANDARD Interest(s) /75000 Points/ Principal Balance: $22,900.27. Contract Number: 6882598 -- LESLIE JANE RICHEY (“Owner(s)”), 70 CONRAD ST, SAN FRANCISCO, CA 94131 STANDARD Interest(s) /40000 Points/ Principal Balance: $15,437.36.
You have the right to cure the default by paying the full amount set forth above plus per diem as accrued to the date of payment, on or before the 30th day after the date of this notice. If payment is not received within such 30-day period, additional amounts will be due. The full amount has to be paid with your credit card by calling Holiday Inn Club Vacations Incorporated at 866-714-8679.
Failure to cure the default set forth herein or take other appropriate action regarding this matter will result in the loss of ownership of the timeshare through the trustee foreclosure procedure set forth in F.S. 721.856. You have the right to submit an objection form, exercising your right to object to the use of trustee foreclosure procedure. If the objection is filed this matter shall be subject to the to the judicial foreclosure procedure only. The default may be cured any time before the trustee’s sale of your timeshare interest. If you do not object to the use of trustee foreclosure procedure, you will not be subject to a deficiency judgment even if the proceeds from the sale of your timeshare interest are sufficient to offset the amounts secured by the lien.
Pursuant to the Fair Debt Collection Practices Act, it is required that we state the following: THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
By: Jerry E. Aron, P.A., Trustee, 801 Northpoint Parkway, Suite 64, West Palm Beach, FL 33407
September 3, 10, 2026 26-03042W

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